Patents by Inventor Mark Lopez

Mark Lopez has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System, method, and computer program for dynamically identifying a merchant associated with an authorization request for a payment card
    Patent number: 10026089
    Abstract: The disclosure is directed to a system, method, and computer program for dynamically identify a merchant associated with an authorization request for a payment card, wherein a merchant identifier in the authorization request is unrecognized. A plurality of unique signatures is created for each of a plurality of registered merchants, wherein the signatures for each registered merchant are based on values of merchant attributes associated with the registered merchant. In response to the system receiving an authorization request for a payment card that includes an unrecognized merchant identifier used to process authorization requests, a plurality of unique signatures is generated for the unrecognized merchant based on a combination of merchant attributes in the authorization request. A payment processing system then determines if the signatures match one of the signatures previously created for the registered merchants.
    Type: Grant
    Filed: August 17, 2017
    Date of Patent: July 17, 2018
    Assignee: Marqeta, Inc.
    Inventors: Anthony Ford, Jason M. Gardner, Mark Lopez, David Matter, Jatin P. Salla
  • SYSTEM, METHOD, AND COMPUTER PROGRAM FOR DYNAMICALLY IDENTIFYING A MERCHANT ASSOCIATED WITH AN AUTHORIZATION REQUEST FOR A PAYMENT CARD
    Publication number: 20170345008
    Abstract: The disclosure is directed to a system, method, and computer program for dynamically identify a merchant associated with an authorization request for a payment card, wherein a merchant identifier in the authorization request is unrecognized. A plurality of unique signatures is created for each of a plurality of registered merchants, wherein the signatures for each registered merchant are based on values of merchant attributes associated with the registered merchant. In response to the system receiving an authorization request for a payment card that includes an unrecognized merchant identifier used to process authorization requests, a plurality of unique signatures is generated for the unrecognized merchant based on a combination of merchant attributes in the authorization request. A payment processing system then determines if the signatures match one of the signatures previously created for the registered merchants.
    Type: Application
    Filed: August 17, 2017
    Publication date: November 30, 2017
    Inventors: Anthony Ford, Jason M. Gardner, Mark Lopez, David Matter, Jatin P. Salla
  • System, method, and computer program for dynamically identifying a merchant associated with an authorization request for a payment card
    Patent number: 9767457
    Abstract: The disclosure is directed to a system, method, and computer program for dynamically identify a merchant associated with an authorization request for a payment card, wherein a merchant identifier in the authorization request is unrecognized. A plurality of unique signatures is created for each of a plurality of registered merchants, wherein the signatures for each registered merchant are based on values of merchant attributes associated with the registered merchant. In response to the system receiving an authorization request for a payment card that includes an unrecognized merchant identifier used to process authorization requests, a plurality of unique signatures is generated for the unrecognized merchant based on a combination of merchant attributes in the authorization request. A payment processing system then determines if the signatures match one of the signatures previously created for the registered merchants.
    Type: Grant
    Filed: July 30, 2014
    Date of Patent: September 19, 2017
    Assignee: Marqeta, Inc.
    Inventors: Anthony Ford, Jason M. Gardner, Mark Lopez, David Matter, Jatin P. Salla