Patents by Inventor Mark Louis Watson

Mark Louis Watson has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210264199
    Abstract: Systems, methods, articles of manufacture, and computer program products to: train a prediction model using a machine learning process, the prediction model configured to estimate whether further application of a hyperparameter tuning technique will cause an improvement in at least one of the hyperparameters; select the hyperparameters using the tuning technique; apply the prediction model to determine if further adjustment of the hyperparameters is likely to improve the success metric; and terminate the tuning technique when: accuracy of the prediction model in predicting improvement in a hyperparameter is above a predetermined accuracy threshold, and the prediction model predicts that further application of the tuning technique will not result in an improvement to the hyperparameter; or the accuracy of the prediction model in predicting improvement in the parameter is below the predetermined accuracy threshold, and an accuracy of hyperparameter adjustment is determined to be below a predetermined adjustment
    Type: Application
    Filed: February 24, 2020
    Publication date: August 26, 2021
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Jeremy Edward GOODSITT, Anh TRUONG, Mark Louis WATSON
  • Publication number: 20210256158
    Abstract: Techniques for providing a real-time service that protects personal data of clients from customer service agents are provided. Customer data that includes personal data indicative of sensitive information of a customer can be received from the customer. The personal data within the received customer data can be detected and a token that does not include the sensitive information of the customer can be generated. The personal data and the generated token can be stored along with data indicating a relationship between the token and the personal data. The personal data in the received customer data can be replaced by the token to form modified customer data. The modified customer data can be provided to a customer service representative. The token within the modified customer data can later be detected and associated with the personal data without revealing the personal data to the customer service representative.
    Type: Application
    Filed: May 4, 2021
    Publication date: August 19, 2021
    Applicant: Capital One Services, LLC
    Inventors: Fardin ABDI TAGHI ABAD, Austin Grant WALTERS, Jeremy Edward GOODSITT, Reza FARIVAR, Vincent PHAM, Mark Louis WATSON, Kenneth TAYLOR, Anh TRUONG
  • Patent number: 11087290
    Abstract: Techniques to improve a schedule using optimization are described. Some described techniques improve the schedule using optimization upon a user's travel booking operation and/or in response to changes in the user's relationships. The techniques include an apparatus, a method, and a computer-readable medium configured to process relationship data associated with potential candidates for a set of meetings in a schedule, relationship data corresponding to interaction indicia with each potential candidate, generate, from the relationship data, a connectivity network comprising links with the potential candidates, each link of the links corresponding to a relevance value between a user and a specific potential candidate, and populate, via an optimization unit, open meeting spaces in the schedule with meeting data based upon the connectivity network and availability data of the potential candidates, the schedule being configured to substantially maximize relevancy of the set of meetings.
    Type: Grant
    Filed: January 22, 2019
    Date of Patent: August 10, 2021
    Assignee: Capital One Services, LLC
    Inventors: Reza Farivar, Vincent Pham, Austin Grant Walters, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad, Mark Louis Watson, Anh Truong
  • Patent number: 11080707
    Abstract: Logic may detect fraudulent transactions. Logic may determine, by a neural network based on the data about a transaction, a deviation of the transaction from a range of purchases predicted for the customer, wherein the neural network is pretrained to predict purchases by the customer based on a purchase history of the customer. Logic may compare the deviation of the transaction from purchases predicted by the customer against a deviation threshold to determine whether the transaction is within the range of purchases predicted by the neural network. Logic may generate a notification in response to a determination that the deviation of the transaction from the range of purchases predicted exceeds a deviation threshold, the notification to identify the transaction as a potentially fraudulent transaction. Logic may train the neural network based on the transaction in response to a determination that transaction is not a fraudulent transaction.
    Type: Grant
    Filed: August 24, 2018
    Date of Patent: August 3, 2021
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad, Reza Farivar, Vincent Pham, Mark Louis Watson, Anh Truong
  • Publication number: 20210211415
    Abstract: Techniques for protecting passwords and/or password entry by a user are provided. User identification data for a user can be received from a remote computing device. An identity of the user can be determined based on the user identification data. A password for the user can be determined. A modified keyboard configuration associated with the user can be determined. A request can be transmitted to the remote computing device for the password for the user based on the modified keyboard configuration. A modified password from the remote computing device can be received. A converted password based on the modified password and the modified keyboard configuration can be determined. The converted password can be compared to the password for the user. The user can be authorized when the converted password matches the password for the user.
    Type: Application
    Filed: March 24, 2021
    Publication date: July 8, 2021
    Applicant: Capital One Services, LLC
    Inventors: Fardin ABDI TAGHI ABAD, Reza FARIVAR, Jeremy Edward GOODSITT, Anh TRUONG, Kenneth TAYLOR, Mark Louis WATSON, Kate KEY, Vincent PHAM, Austin Grant WALTERS
  • Publication number: 20210201334
    Abstract: At least one non-transitory computer-readable medium comprising a set of instructions that, in response to being executed on a computing device, cause the computing device to: receive a model to be reviewed, the model comprising a plurality of categories, including: a set of input parameters, a model type, or a data profile; train a computing system to predict acceptability of the model based upon the plurality of categories; generate an acceptability prediction for the model; send the acceptability prediction for storage in a non-volatile computer-readable medium; and return the acceptability prediction for output at a user interface.
    Type: Application
    Filed: December 31, 2019
    Publication date: July 1, 2021
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Galen RAFFERTY, Vincent PHAM, Reza FARIVAR, Jeremy Edward GOODSITT, Anh TRUONG, Mark Louis WATSON
  • Publication number: 20210192054
    Abstract: Exemplary embodiments may use word embeddings to enhance scanning of programming code scripts for sensitive subject matter, such as confidential subject matter. The scanning may be performed by a neural network in some exemplary embodiments. The neural network initially may be trained on a corpus of programming code scripts to identify keywords relating to sensitive subject matter, such as passwords, tokens or credentials. The neural network may not only identify instances of the keywords but also may identify related terms as well. The output of the scan may be a ranked list of terms in the programming code script that may relate to sensitive subject matter.
    Type: Application
    Filed: August 13, 2020
    Publication date: June 24, 2021
    Applicant: Capital One Services, LLC
    Inventors: Vincent PHAM, Kenneth TAYLOR, Jeremy Edward GOODSITT, Fardin ABDI TAGHI ABAD, Austin Grant WALTERS, Reza FARIVAR, Anh TRUONG, Mark Louis WATSON
  • Patent number: 11023614
    Abstract: Techniques for providing a real-time service that protects personal data of clients from customer service agents are provided. Customer data that includes personal data indicative of sensitive information of a customer can be received from the customer. The personal data within the received customer data can be detected and a token that does not include the sensitive information of the customer can be generated. The personal data and the generated token can be stored along with data indicating a relationship between the token and the personal data. The personal data in the received customer data can be replaced by the token to form modified customer data. The modified customer data can be provided to a customer service representative. The token within the modified customer data can later be detected and associated with the personal data without revealing the personal data to the customer service representative.
    Type: Grant
    Filed: October 8, 2019
    Date of Patent: June 1, 2021
    Assignee: Capital One Services, LLC
    Inventors: Fardin Abdi Taghi Abad, Austin Grant Walters, Jeremy Edward Goodsitt, Reza Farivar, Vincent Pham, Mark Louis Watson, Kenneth Taylor, Anh Truong
  • Patent number: 11023778
    Abstract: Various embodiments are generally directed to techniques for embedding a data object into a multidimensional frame, such as for training an autoencoder to generate latent space representations of the data object based on the multidimensional frame, for instance. Additionally, in one or more embodiments latent space representations of data objects may be classified, such as with a machine learning algorithm. Some embodiments are particularly directed to embedding a data object comprising a plurality of object entries into a three-dimensional (3D) frame.
    Type: Grant
    Filed: November 1, 2019
    Date of Patent: June 1, 2021
    Assignee: Capital One Services, LLC
    Inventors: Austin Grant Walters, Jeremy Edward Goodsitt, Mark Louis Watson, Anh Truong
  • Patent number: 10986086
    Abstract: Techniques for protecting passwords and/or password entry by a user are provided. User identification data for a user can be received from a remote computing device. An identity of the user can be determined based on the user identification data. A password for the user can be determined. A modified keyboard configuration associated with the user can be determined. A request can be transmitted to the remote computing device for the password for the user based on the modified keyboard configuration. A modified password from the remote computing device can be received. A converted password based on the modified password and the modified keyboard configuration can be determined. The converted password can be compared to the password for the user. The user can be authorized when the converted password matches the password for the user.
    Type: Grant
    Filed: August 29, 2019
    Date of Patent: April 20, 2021
    Assignee: Capital One Services, LLC
    Inventors: Fardin Abdi Taghi Abad, Reza Farivar, Jeremy Edward Goodsitt, Anh Truong, Kenneth Taylor, Mark Louis Watson, Kate Key, Vincent Pham, Austin Grant Walters
  • Publication number: 20210056099
    Abstract: Various embodiments are directed to a system that utilizes regular expression (regex) to recognize at least portions of characters, words, text, numbers, etc. in a structured or unstructured dataset, any patterns associated therewith, and/or similarities between the determined patterns. In examples, a regex-based pattern recognition platform may receive a dataset and determine whether at least a first regex pattern and a second regex pattern can be identified. The occurrences of the first and second regex patterns and the frequency of those occurrences may reveal something about the dataset itself or any patterns contained therein.
    Type: Application
    Filed: September 16, 2020
    Publication date: February 25, 2021
    Applicant: Capital One Services, LLC
    Inventors: Jeremy Edward GOODSITT, Austin Grant WALTERS, Reza FARIVAR, Mark Louis WATSON, Anh TRUONG, Galen RAFFERTY, Vincent PHAM
  • Publication number: 20210042656
    Abstract: Various embodiments are generally directed to techniques to reduce inputs of a machine learning model (MLM) and increase path efficiency as a result. A method for reducing an MLM includes: receiving a machine learning (ML) dataset, partitioning the ML dataset into a first dataset, a second dataset, a third dataset, and a fourth dataset, training, validating, and testing the MLM using one or more of the first dataset, the second dataset, and the third dataset, after testing the MLM, automatically ranking an importance associated with each input of the MLM using the fourth dataset, and reducing a plurality of inputs of the MLM based on the automatic ranking.
    Type: Application
    Filed: August 8, 2019
    Publication date: February 11, 2021
    Applicant: Capital One Services, LLC
    Inventors: Mark Louis Watson, Austin Grant Walters, Jeremy Edward Goodsitt, Anh Truong, Noriaki Tatsumi, Vincent Pham, Fardin Abdi Taghi Abad, Kate Key
  • Publication number: 20210012026
    Abstract: Various embodiments are directed to a system for identifying personally identifiable information (PII) in digital media content, such as audio files, videos, images, etc. and providing such content with one or more portions thereof appropriately tokenized based on an access level of the user requesting the content. The PII may be detected in the digital media content using a machine learning model or a classification model.
    Type: Application
    Filed: July 8, 2019
    Publication date: January 14, 2021
    Applicant: Capital One Services, LLC
    Inventors: Kenneth TAYLOR, Austin Grant WALTERS, Mark Louis WATSON, Anh TRUONG, Jeremy Edward GOODSITT, Vincent PHAM, Fardin ABDI TAGHI ABAD, Reza FARIVAR, Kate KEY
  • Publication number: 20200410553
    Abstract: Systems, methods, and computer program products to transmit, by a web browser to a web server, a hypertext transfer protocol request for a web page at a first uniform resource identifier (URI). The web browser may receive, from the web server via, the web page and metadata of a plurality of candidate advertisements, the plurality of candidate advertisements determined based on a master machine learning (ML) model. A client ML model executing in the web browser may process the received metadata, the client ML model trained based on prior interactions between one or more users of the web browser and a plurality of previously displayed advertisements. The client ML model may determine based on the processing, a first candidate advertisement of the plurality of candidate advertisements to display in the web browser with the received web page.
    Type: Application
    Filed: June 27, 2019
    Publication date: December 31, 2020
    Applicant: Capital One Services, LLC
    Inventors: Mark Louis WATSON, Galen RAFFERTY, Austin Grant WALTERS, Jeremy Edward GOODSITT, Anh TRUONG, Vincent PHAM
  • Publication number: 20200402019
    Abstract: Techniques to apply machine learning to schedule events of interest for a device user. As described herein, a typical device user is inundated with information suggesting activities and other things to do. Using these techniques, the information is categorized according to the activity and those activities that are most likely to be engaged in by the device user are recommended to the device user (via their device) as events of interest. If the device user selects an event of interest, the device is updated to reflect that selection. For instance, a calendar application may be updated to include an event description at the event's date and time. Other embodiments are described and claimed.
    Type: Application
    Filed: June 18, 2019
    Publication date: December 24, 2020
    Applicant: Capital One Services, LLC
    Inventors: Anh TRUONG, Mark Louis WATSON, Austin Grant WALTERS, Jeremy Edward GOODSITT, Reza FARIVAR, Vincent PHAM, Fardin ABDI TAGHI ABAD, Kenneth TAYLOR
  • Publication number: 20200382487
    Abstract: Techniques for protecting passwords and/or password entry by a user are provided. User identification data for a user can be received from a remote computing device. An identity of the user can be determined based on the user identification data. A password for the user can be determined. A modified keyboard configuration associated with the user can be determined. A request can be transmitted to the remote computing device for the password for the user based on the modified keyboard configuration. A modified password from the remote computing device can be received. A converted password based on the modified password and the modified keyboard configuration can be determined. The converted password can be compared to the password for the user. The user can be authorized when the converted password matches the password for the user.
    Type: Application
    Filed: August 29, 2019
    Publication date: December 3, 2020
    Applicant: Capital One Services, LLC
    Inventors: Fardin ABDI TAGHI ABAD, Reza FARIVAR, Jeremy Edward GOODSITT, Anh TRUONG, Kenneth TAYLOR, Mark Louis WATSON, Kate KEY, Vincent PHAM, Austin Grant WALTERS
  • Publication number: 20200356817
    Abstract: Various embodiments are generally directed to techniques for embedding a data object into a multidimensional frame, such as for training an autoencoder to generate latent space representations of the data object based on the multidimensional frame, for instance. Additionally, in one or more embodiments latent space representations of data objects may be classified, such as with a machine learning algorithm. Some embodiments are particularly directed to embedding a data object comprising a plurality of object entries into a three-dimensional (3D) frame.
    Type: Application
    Filed: November 1, 2019
    Publication date: November 12, 2020
    Applicant: Capital One Services, LLC
    Inventors: Austin Grant WALTERS, Jeremy Edward GOODSITT, Mark Louis WATSON, Anh TRUONG
  • Patent number: 10803057
    Abstract: Various embodiments are directed to a system that utilizes regular expression (regex) to recognize at least portions of characters, words, text, numbers, etc. in a structured or unstructured dataset, any patterns associated therewith, and/or similarities between the determined patterns. In examples, a regex-based pattern recognition platform may receive a dataset and determine whether at least a first regex pattern and a second regex pattern can be identified. The occurrences of the first and second regex patterns and the frequency of those occurrences may reveal something about the dataset itself or any patterns contained therein.
    Type: Grant
    Filed: August 23, 2019
    Date of Patent: October 13, 2020
    Assignee: Capital One Services, LLC
    Inventors: Jeremy Edward Goodsitt, Austin Grant Walters, Reza Farivar, Mark Louis Watson, Anh Truong, Galen Rafferty, Vincent Pham
  • Publication number: 20200311753
    Abstract: The present disclosure provides computing systems and techniques for evaluating effectiveness of models used to generate product offers. A server can generate a product offer from one of a number of customer engagement models. The server can determine an effectiveness of each of the models based on user interactions with the precut offers. The determined effectiveness can be used to specify a dominant or baseline model to be used in a majority of instances.
    Type: Application
    Filed: March 26, 2019
    Publication date: October 1, 2020
    Applicant: Capital One Services, LLC
    Inventors: Mark Louis Watson, Austin Grant Walters, Fardin Abdi Taghi Abad, Jeremy Edward Goodsitt, Reza Farivar, Anh Truong, Kenneth Taylor, Vincent Pham
  • Patent number: 10783257
    Abstract: Exemplary embodiments may use word embeddings to enhance scanning of programming code scripts for sensitive subject matter, such as confidential subject matter. The scanning may be performed by a neural network in some exemplary embodiments. The neural network initially may be trained on a corpus of programming code scripts to identify keywords relating to sensitive subject matter, such as passwords, tokens or credentials. The neural network may not only identify instances of the keywords but also may identify related terms as well. The output of the scan may be a ranked list of terms in the programming code script that may relate to sensitive subject matter.
    Type: Grant
    Filed: December 20, 2019
    Date of Patent: September 22, 2020
    Assignee: Capital One Services, LLC
    Inventors: Vincent Pham, Kenneth Taylor, Jeremy Edward Goodsitt, Fardin Abdi Taghi Abad, Austin Grant Walters, Reza Farivar, Anh Truong, Mark Louis Watson