Patents by Inventor Mark Nelsen
Mark Nelsen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20230181375Abstract: Disclosed herein are several embodiments of a negative pressure appliance and methods of using the same in the treatment of wounds. Some embodiments are directed to improved fluidic connectors or suction adapters for connecting to a wound site, for example using softer, kink-free conformable suction adapters.Type: ApplicationFiled: May 24, 2022Publication date: June 15, 2023Inventors: Sean Albert, Ed Armstrong, Ken Beaudoin, Iain Michael Blackburn, Phil Bussone, Brendan Crawford, Robert Emmerson, Mike Ewaschuk, Stephen Gianelis, Andrew Goddard, Joseph Gordon, Mark Guarraia, Tim Johnson, Darwin Keith-Lucas, Andrew Linton, Dan Nelsen, Michael Salame, Tim Stern, Mark White
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Publication number: 20230009884Abstract: An authentication request message from a user conducting an interaction at a resource provider computer is received. It is determined that data representing an indication that the resource provider is trusted by the user and including a trusted marker is present in a database. Authentication to the user is provided, and information indicating that the user has been authenticated and the trusted marker are sent so that authorization request message for the interaction that includes the trusted marker is generated. The trusted marker is validated, and the authorization request message including information related to the interaction and the validated trusted marker is sent to an authorizing entity computer.Type: ApplicationFiled: September 19, 2022Publication date: January 12, 2023Applicant: Visa International Service AssociationInventors: Mark Nelsen, David William Wilson, Guido Mangiagalli, Anjana Neera Surin, Sayeed Mohammed, Alan Johnson, Phillip Lavender, Glenn Powell
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Publication number: 20220417748Abstract: A method by an access device comprising obtaining a first biometric sample of a user; generating a first biometric template or a derivative thereof from the first biometric sample; transmitting the first biometric template or the derivative thereof to a mobile device, wherein the mobile device or the user determines if the access device is an authentic access device; receiving a confirmation of a match between the first biometric template and a second biometric template on the mobile device; and conducting a transaction between the access device and the mobile device, after the mobile device or the user determines that the access device is authentic.Type: ApplicationFiled: September 1, 2022Publication date: December 29, 2022Applicant: Visa International Service AssociationInventors: Kim R. Wagner, John F. Sheets, Mark Nelsen
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Publication number: 20220358242Abstract: Client devices can send access request messages to resource management computers to request access to a resource. A data security hub can provide centralized routing between different client devices, resource management computers, and authentication data processing servers. The data security hub can reduce the risk of sensitive authentication information from leaking (e.g., due to a breach) by limiting the amount or types of authentication information distributed to the data processing servers. The data security hub can limited the authentication information being distributed based on its sensitivity, the trust level of the client device, and the security level of the requested resource. The data security hub can also evaluate the client devices and data processing servers to identify security breaches and can cancel or reroute access requests accordingly. Thus, the data security hub can maintain resource security while better preserving the privacy of the client device's authentication information.Type: ApplicationFiled: July 29, 2022Publication date: November 10, 2022Applicant: Visa International Service AssociationInventors: Theodore Harris, John F. Sheets, Mark Nelsen, Yue Li, Craig O'Connell
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Patent number: 11496481Abstract: A system and method of establishing a resource provider as a trusted listing are disclosed. The method includes receiving, by a directory server computer, an indication from a user that a resource provider is trusted. The directory server computer is programmed to provide a first level of authentication. The method then includes storing, in a database, data representing the indication from the user that the resource provider is trusted. The method then includes receiving an authentication request message from the user conducting an interaction at the resource provider computer and determining that the data representing the indication from the user that the resource provider is trusted is present. In response to determining, the method includes providing a second level of authentication to the user before the user is allowed to complete the interaction. The second level of authentication is lower than the first level.Type: GrantFiled: April 24, 2019Date of Patent: November 8, 2022Assignee: Visa International Service AssociationInventors: Mark Nelsen, David William Wilson, Guido Mangiagalli, Anjana Neera Surin, Sayeed Mohammed, Alan Johnson, Phillip Lavender, Glenn Powell
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Patent number: 11470475Abstract: A method by an access device comprising obtaining a first biometric sample of a user; generating a first biometric template or a derivative thereof from the first biometric sample; transmitting the first biometric template or the derivative thereof to a mobile device, wherein the mobile device or the user determines if the access device is an authentic access device; receiving a confirmation of a match between the first biometric template and a second biometric template on the mobile device; and conducting a transaction between the access device and the mobile device, after the mobile device or the user determines that the access device is authentic.Type: GrantFiled: July 25, 2018Date of Patent: October 11, 2022Assignee: Visa International Service AssociationInventors: Kim R. Wagner, John F. Sheets, Mark Nelsen
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Publication number: 20220128276Abstract: A thermoelectric device including a panel, formed of a thermally insulating material, and having a plurality of thermoelectric elements including compacted conductors inside the insulating material and expanded conductors outside the insulating material wherein the thermoelectric elements run substantially parallel to or at an acute angle relative to the long dimension of the panel. The thermoelectric device may be integrated into a variety of surfaces or enclosures needing heating or cooling with controls and configurations to optimize the application.Type: ApplicationFiled: November 3, 2021Publication date: April 28, 2022Inventors: Tarek Makansi, Michael J. Berman, John Latimer Franklin, Mark Nelsen Evers, Steven Wood
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Publication number: 20220122081Abstract: When a user enters a resource provider location with a portable communication device, the portable communication device provides an indication to a transaction processing system that the portable communication device is currently at the resource provider location. At a later time when the user conducts a transaction with a portable transaction device, the fact that the user's portable communication device had been detected at the resource provider a short time ago is taken into account as a positive indicator that the transaction is not fraudulent. By verifying that both the portable communication device and the portable transaction device are present at the resource provider, the risk of approving a fraudulent transaction from a stolen portable transaction device can be reduced.Type: ApplicationFiled: December 22, 2021Publication date: April 21, 2022Inventors: Kim Wagner, John F. Sheets, Mark Nelsen, Jing Jin
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Patent number: 11238457Abstract: When a user enters a resource provider location with a portable communication device, the portable communication device provides an indication to a transaction processing system that the portable communication device is currently at the resource provider location. At a later time when the user conducts a transaction with a portable transaction device, the fact that the user's portable communication device had been detected at the resource provider a short time ago is taken into account as a positive indicator that the transaction is not fraudulent. By verifying that both the portable communication device and the portable transaction device are present at the resource provider, the risk of approving a fraudulent transaction from a stolen portable transaction device can be reduced.Type: GrantFiled: November 12, 2019Date of Patent: February 1, 2022Assignee: Visa International Service AssociationInventors: Kim Wagner, John F. Sheets, Mark Nelsen, Jing Jin
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Publication number: 20210243194Abstract: A system and method of establishing a resource provider as a trusted listing are disclosed. The method includes receiving, by a directory server computer, an indication from a user that a resource provider is trusted. The directory server computer is programmed to provide a first level of authentication. The method then includes storing, in a database, data representing the indication from the user that the resource provider is trusted. The method then includes receiving an authentication request message from the user conducting an interaction at the resource provider computer and determining that the data representing the indication from the user that the resource provider is trusted is present. In response to determining, the method includes providing a second level of authentication to the user before the user is allowed to complete the interaction. The second level of authentication is lower than the first level.Type: ApplicationFiled: April 24, 2019Publication date: August 5, 2021Applicant: Visa International Service AssociationInventors: Mark NELSEN, David William WILSON, Guido MANGIAGALLI, Anjana Neera SURIN, Sayeed MOHAMMED, Alan JOHNSON, Phillip LAVENDER, Glenn POWELL
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Patent number: 10977646Abstract: Methods, systems, and devices are disclosed for using a payment processing network as an authorization engine to access secure physical areas, such as college dormitories, office buildings. A keycard with a cryptogram generator is presented by a user to an access device, and the access device or associated computer sends an access request message formatted like a payment authentication request message to an aggregator/acquirer and payment processing network. The payment processing network validates the cryptogram and returns an access response message, again formatted like a payment authorization response message, indicating that the keycard is authentic. The gate, door, turnstile, or other barrier is then temporarily unlocked to let the user through.Type: GrantFiled: June 14, 2017Date of Patent: April 13, 2021Assignee: Visa International Service AssociationInventors: Craig O'Connell, Kevin E. Wong, Nancy Hilgers, Mark Nelsen
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Patent number: 10846699Abstract: Embodiments of the invention are directed to systems and methods for biometrics transaction processing. A location of a device associated with a user may be determined. A reference to a biometric data model associated with the user stored within a database may be retrieved, based at least in part on the location. Biometric data may be received from the user. Using the reference, the biometric data may be compared to the biometric data model stored within the database. A determination may be made whether the user is authenticated for the transaction based on the comparing step.Type: GrantFiled: October 5, 2018Date of Patent: November 24, 2020Assignee: Visa International Service AssociationInventors: John F. Sheets, Kim R. Wagner, Mark A. Nelsen
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Publication number: 20200326107Abstract: A thermoelectric device including a panel, formed of a thermally insulating material, and having a plurality of thermoelectric elements including compacted conductors inside the insulating material and expanded conductors outside the insulating material wherein the thermoelectric elements run substantially parallel to or at an acute angle relative to the long dimension of the panel. The thermoelectric device may be integrated into a variety of surfaces or enclosures needing heating or cooling with controls and configurations to optimize the application.Type: ApplicationFiled: January 10, 2020Publication date: October 15, 2020Inventors: Tarek Makansi, Michael J. Berman, John Latimer Franklin, Mark Nelsen Evers, Steven Wood
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Publication number: 20200082408Abstract: When a user enters a resource provider location with a portable communication device, the portable communication device provides an indication to a transaction processing system that the portable communication device is currently at the resource provider location. At a later time when the user conducts a transaction with a portable transaction device, the fact that the user's portable communication device had been detected at the resource provider a short time ago is taken into account as a positive indicator that the transaction is not fraudulent. By verifying that both the portable communication device and the portable transaction device are present at the resource provider, the risk of approving a fraudulent transaction from a stolen portable transaction device can be reduced.Type: ApplicationFiled: November 12, 2019Publication date: March 12, 2020Inventors: Kim Wagner, John F. Sheets, Mark Nelsen, Jing Jin
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Patent number: 10571162Abstract: A thermoelectric device including a panel, formed of a thermally insulating material, and having a plurality of thermoelectric elements including compacted conductors inside the insulating material and expanded conductors outside the insulating material wherein the thermoelectric elements run substantially parallel to or at an acute angle relative to the long dimension of the panel. The thermoelectric device may be integrated into a variety of surfaces or enclosures needing heating or cooling with controls and configurations to optimize the application.Type: GrantFiled: February 7, 2017Date of Patent: February 25, 2020Assignee: Tempronics, Inc.Inventors: Tarek Makansi, Michael J. Berman, John Latimer Franklin, Mark Nelsen Evers, Steven Wood
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Patent number: 10515369Abstract: When a user enters a resource provider location with a portable communication device, the portable communication device provides an indication to a transaction processing system that the portable communication device is currently at the resource provider location. At a later time when the user conducts a transaction with a portable transaction device, the fact that the user's portable communication device had been detected at the resource provider a short time ago is taken into account as a positive indicator that the transaction is not fraudulent. By verifying that both the portable communication device and the portable transaction device are present at the resource provider, the risk of approving a fraudulent transaction from a stolen portable transaction device can be reduced.Type: GrantFiled: December 10, 2018Date of Patent: December 24, 2019Assignee: Visa International Service AssociationInventors: Kim Wagner, John F. Sheets, Mark Nelsen, Jing Jin
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Publication number: 20190340620Abstract: Embodiments of the invention are directed to systems and methods for biometrics transaction processing. A location of a device associated with a user may be determined. A reference to a biometric data model associated with the user stored within a database may be retrieved, based at least in part on the location. Biometric data may be received from the user. Using the reference, the biometric data may be compared to the biometric data model stored within the database. A determination may be made whether the user is authenticated for the transaction based on the comparing step.Type: ApplicationFiled: July 16, 2019Publication date: November 7, 2019Inventors: John F. Sheets, Kim R. Wagner, Mark A. Nelsen
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Patent number: 10402827Abstract: Embodiments of the invention are directed to systems and methods for biometrics transaction processing. A location of a device associated with a user may be determined. A reference to a biometric data model associated with the user stored within a database may be retrieved, based at least in part on the location. Biometric data may be received from the user. Using the reference, the biometric data may be compared to the biometric data model stored within the database. A determination may be made whether the user is authenticated for the transaction based on the comparing step.Type: GrantFiled: October 5, 2018Date of Patent: September 3, 2019Assignee: Visa International Service AssociationInventors: John F. Sheets, Kim R. Wagner, Mark A. Nelsen
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Patent number: 10389553Abstract: A communication bridge includes interfaces to interact with first and second communication networks and drivers to operate the first and second interfaces. A first internal memory of the communication bridge contains addresses of devices using the first communication network and a second internal memory contains addresses of devices using the second communication network. First and second master application processors in the communication bridge and are in operable communication with respective interfaces and internal memories. The first master application processor associates an address of a message received from a device on the first communication network with the address of a device on the second communication network to enable transmission of the message thereto. The second master application processor associates an address of a message received from a device on the second communication network with the address of a device on the first communication network to enable transmission of the message thereto.Type: GrantFiled: October 29, 2013Date of Patent: August 20, 2019Assignee: Eaton Intelligent Power LimitedInventor: David Mark Nelsen
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Publication number: 20190114641Abstract: When a user enters a resource provider location with a portable communication device, the portable communication device provides an indication to a transaction processing system that the portable communication device is currently at the resource provider location. At a later time when the user conducts a transaction with a portable transaction device, the fact that the user's portable communication device had been detected at the resource provider a short time ago is taken into account as a positive indicator that the transaction is not fraudulent. By verifying that both the portable communication device and the portable transaction device are present at the resource provider, the risk of approving a fraudulent transaction from a stolen portable transaction device can be reduced.Type: ApplicationFiled: December 10, 2018Publication date: April 18, 2019Inventors: Kim Wagner, John F. Sheets, Mark Nelsen, Jing Jin