Patents by Inventor Mark Paxman Warnick
Mark Paxman Warnick has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12373856Abstract: A transactional method and system of incentivizing task performance using token-based exchange for digital media access. The system and method are configured to reward a person with electronic tokens for tasks that are performed and verified by the system. These tokens can then be exchanged by the user for access to desired digital media. Verification can involve the use of natural language processing and image comparison algorithms to determine whether a particular task has been successfully completed.Type: GrantFiled: May 31, 2023Date of Patent: July 29, 2025Assignee: United Services Automobile Association (USAA)Inventors: Mark Paxman Warnick, Will Kerns Maney, Jr., Elena Marie Carrasco, Ravi Durairaj, Donald Nathaniel Holloway, III, Roberto Virgillio Jolliffe, Surender Kumar, Jeanie Graciela Lopez, Ivan Ortiz, Nathan Lee Post, Nolan Serrao, David Michael Schlittler
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Patent number: 12354455Abstract: The disclosed wearable device systems include several features for alerting and guiding persons who are approaching other persons in order to promote social distancing. Sensor data from wearable devices that are disposed in an article of apparel are used to determine the presence of a human person within a detection zone around the article of apparel. The detection zone is created based on sound waves generated by sonar-based proximity detectors mounted on the article of apparel. The system could be used to warn a person who breaches the user's detection zone to maintain a safe distance.Type: GrantFiled: December 19, 2022Date of Patent: July 8, 2025Assignee: United Services Automobile Association (USAA)Inventors: Mark Paxman Warnick, Elena Marie Carrasco, Celena Dortch, Justin Dax Haslam, David Jason Anderson James, Quian Antony Jones, Rosa Maria Smith, Katrina Marie Zell
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Patent number: 12334047Abstract: Systems and methods that can automatically and intelligently edit audio signals to correct issues with voices and background noise. Such features may be especially useful as more people decide to work remotely. With remote work, some employees may be multi-tasking, for example by dropping off and picking up their kids while in meetings. Background noise reduction is essential for these remote workers. Using the exemplary systems and methods, remote workers could participate in live calls and/or create recordings while going about their daily chores. In particular, these remote workers would not need to wait until they are back home or in a quieter environment for participating in calls and/or making recordings.Type: GrantFiled: August 29, 2022Date of Patent: June 17, 2025Assignee: United Services Automobile Association (USAA)Inventors: Mark Paxman Warnick, Nathan Lee Post, Joel S. Hartshorn, Christian A. Williams, Will Kerns Maney, Jr., Ravi Durairaj, Nolan Serrao, Donald Nathaniel Holloway, III
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Patent number: 12332714Abstract: An energy usage computing system includes one or more processors that are configured to receive data corresponding to energy usage of a plurality of devices within a property from a plurality of sensors. The energy usage computing system is also configured to analyze the data to determine an amount of energy used for at least one device of the plurality of devices, project an estimated cost of operation for the at least one device based at least in part on the determined amount of energy used for the at least one device, compare the estimated cost of operation for the at least one device to a threshold, and perform a cost-saving action in response to determining that the estimated cost of operation for the at least one device is above the threshold.Type: GrantFiled: January 5, 2024Date of Patent: June 17, 2025Assignee: United Services Automobile Association (USAA)Inventors: Will Kerns Maney, Mark Paxman Warnick, Kelly Q. Baker, Phillip E. Marks
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Patent number: 12299181Abstract: A system for determining an authenticity of an asset includes one or more hardware processors. The system also includes a non-transitory memory, the non-transitory memory storing instructions that, when executed by the one or hardware processors, causes the one or more hardware processors to perform actions. The actions include receiving an asset, wherein the asset includes a digital asset or a digital representation of a physical asset. The actions also include receiving an input related to the asset to assist in determining the authenticity of the asset. The actions further include utilizing an augmented intelligence module to analyze the asset and to determine the authenticity of the asset based on the analysis of the asset and the received input.Type: GrantFiled: September 27, 2022Date of Patent: May 13, 2025Assignee: United Services Automobile Association (USAA)Inventors: Joel S. Hartshorn, Mark Paxman Warnick, Elena Marie Carrasco, Ravi Durairaj, Donald Nathaniel Holloway, III, Nolan Serrao, Christian A. Williams
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Patent number: 12284402Abstract: Systems and methods that can automatically generate synthetic videos depicting alternative scenarios that may be consistent with recorded video. Systems and methods leverage machine learning systems that can generate synthetic video information using autoencoders and generative adversarial networks that have been trained on previous video data. Systems and methods further include a scenario dashboard that allows users of the system to select recorded videos and other settings that serve as inputs, or constraints, on the synthetically generated videos.Type: GrantFiled: August 29, 2022Date of Patent: April 22, 2025Assignee: United Services Automobile Association (USAA)Inventors: Joel S. Hartshorn, Mark Paxman Warnick, Will Kerns Maney, Jr., Elena Marie Carrasco, Sumita T. Jonak, Ravi Durairaj, Nolan Serrao, Nathan Lee Post
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Non-fungible token transaction management systems and methods for user verification or credentialing
Patent number: 12259962Abstract: A non-fungible management system may generate non-fungible tokens based on credential data of a user. In one example, a non-fungible token can be generated responsive to receiving credential data for the user, whereby the credential data is received from a verified credentialing organization. Non-fungible tokens based on credential data can be held in a digital wallet of the user, used as a resume or record of achievement, and/or traded in a marketplace.Type: GrantFiled: February 28, 2022Date of Patent: March 25, 2025Assignee: United Services Automobile Association (USAA)Inventors: Mark Paxman Warnick, Bharat Prasad, Carlos J P Chavez, Ravi Durairaj, Mitzi Ruiz, Theresa Marie Matowitz, Huihui Wu -
Patent number: 12260440Abstract: A health data management method using non-fungible tokens may include receiving, via one processor, digital health data and encrypting or obscuring personal identifying information of the digital health data. The method may then involve using the digital health data with encrypted or obscured personal identifying information to generate a non-fungible token and providing the non-fungible tokens in a marketplace. The method may also involve accepting an offer from a purchaser for the non-fungible token via the marketplace and providing unobscured digital health data or an encryption key to the purchaser of the non-fungible token.Type: GrantFiled: December 28, 2021Date of Patent: March 25, 2025Assignee: United Services Automobile Association (USAA)Inventors: Mark Paxman Warnick, Bharat Prasad, Carlos JP Chavez, Ravi Durairaj, Mitzi Ruiz, Theresa Marie Matowitz, Huihui Wu
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Patent number: 12183469Abstract: A user score of a test for assessing a risk of a user of having or developing a contagious illness may be obtained, for each user of a plurality of users entering in a group setting. A group score based on the user scores associated with the plurality of users in the group setting may be generated. The group score indicating a group risk of a presence or development of the contagious illness in the group setting may be communicated for display. Group scores associated with a plurality of group settings may be obtained and communicated for display. A message may be communicated to a mobile user device indicating a group setting as a current high risk group setting, being associated with a score that is outside a limit set by a threshold value and with a location in proximity to a current location of the mobile user device.Type: GrantFiled: February 1, 2021Date of Patent: December 31, 2024Assignee: United Services Automobile Association (USAA)Inventors: Mark Paxman Warnick, Will Kerns Maney, Jr., Phillip E. Marks, David Jason Anderson James, Elena Marie Carrasco, Quian Antony Jones, Sumita T. Jonak
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Patent number: 12167726Abstract: A termite detection and mitigation system can gather data describing conditions at a location, including the location's elevation, soil type, topography, weather conditions, and season. The termite detection and mitigation system can additionally obtain sensor data describing environmental conditions within a structure (e.g., a home or other building) at the location. Sensor data may be obtained using a termite sensing device placed within the structure. The termite detection and mitigation system can develop models that characterize how likely it is that termites are present within a structure based on its sensor data and associated location data. Using the models, the termite detection and mitigation system can alert users when there is a likelihood that termites are present. The termite detection and mitigation system can also deploy mitigation responses, such as poisons or sealants, to mitigate the termite intrusion.Type: GrantFiled: August 12, 2022Date of Patent: December 17, 2024Assignee: United Services Automobile Association (USAA)Inventors: Bradly Jay Billman, Brian Tougas, Arthur Quentin Smith, Mark Paxman Warnick, Oscar Roberto Tijerina
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Patent number: 12154598Abstract: A system and method for editing videos is disclosed. Specifically, the embodiments provide systems and methods that allow users to generate synthetic video segments that are synchronized with an edited audio track. The system and method make use of autoencoders to modify the facial features, including mouth movements, of a subject.Type: GrantFiled: March 28, 2023Date of Patent: November 26, 2024Assignee: United Services Automobile Association (USAA)Inventors: Mark Paxman Warnick, Ravi Durairaj, Joel S. Hartshorn, Nathan Lee Post
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Patent number: 12125154Abstract: A system and method facilitate interactive collaboration using an extended reality (XR) environment. The XR environment provides an electronic whiteboard to users of the XR environment. The XR environment provides an electronic notepad to the first user at a device of the first user. The XR environment receives a note of the electronic notepad from the first user, then receives an input to detach the note from the electronic notepad and to attach the note to the electronic whiteboard. Finally, the XR environment provides a view of the note on the electronic whiteboard to the second user.Type: GrantFiled: August 29, 2022Date of Patent: October 22, 2024Assignee: United Services Automobile Association (USAA)Inventors: Elena Marie Carrasco, Mark Paxman Warnick, Nathan Lee Post, Ravi Durairaj, Jeanie Graciela Lopez, Will Kerns Maney, Jr., Nolan Serrao
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Patent number: 12125108Abstract: A memory storing processor executable instructions, and a processor configured to execute the processor executable instructions, wherein execution of the processor executable instructions causes the processor to perform operations including receiving image data from an image sensor configured to acquire images in a home, identifying objects in the image data, accessing one or more databases storing risk data associated with the objects in the image data, and, in response to risk data of a particular object in the image data exceeding a threshold, sending, to a device, a notification comprising an indication of the particular object as a high-risk object.Type: GrantFiled: March 1, 2022Date of Patent: October 22, 2024Assignee: United Services Automobile Association (USAA)Inventors: Will Kerns Maney, Sacha Melquiades De'Angeli, Mark Paxman Warnick, Elena Marie Carrasco, Jennifer Hunt Erickson
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Patent number: 12086813Abstract: A smart glasses system includes smart glasses configured to be worn by an individual. The smart glasses include a display and a camera configured to obtain one or more images. One or more processors are communicatively coupled to the smart glasses and are configured to receive the one or more images and to process the one or more images to identify characteristics of damage to a property. The one or more processors are also configured to generate, based on the characteristics of the damage to the property, a mitigation protocol. The one or more processors are further configured to provide an output indicative of one or more steps of the mitigation protocol to the smart glasses for presentation to the individual via the display.Type: GrantFiled: September 29, 2021Date of Patent: September 10, 2024Assignee: United Services Automobile Association (USAA)Inventors: Ravi Durairaj, Mark Paxman Warnick, Will Kerns Maney, Elena Marie Carrasco, Nolan Serrao, Jeanie Graciela Lopez, Nathan Lee Post
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Patent number: 12072848Abstract: Systems and methods described herein facilitate the management of personalized life information using a distributed ledger. For example, a distributed ledger system, such as one or more blockchains, may manage personalized life information of one or more individuals to, for example, determine an occurrence of a life event for a first individual based at least in part on personalized life information for the first individual, to access various types of personalized life information for the first individual in response to the determination of the occurrence of the life event for the first individual, and to provide a subset of the personalized life information data for the first individual to a user device associated with a second individual.Type: GrantFiled: September 26, 2023Date of Patent: August 27, 2024Assignee: United Services Automobile Association (USAA)Inventors: Gabriel Carlos Fernandez, Qunying Kou, Arthur Quentin Smith, Oscar Roberto Tijerina, Mark Paxman Warnick
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Patent number: 12056705Abstract: A touchless method and system of performing an authentication of a person in order to permit access to a secured resource is disclosed. The system and method are configured to collect channel state information associated with a person as they pass through a sensor zone and identify a biometric signal for the person. The system detects whether there is a match between the biometric signal and any biometric signals previously collected and stored in a database. If there is a match, the system verifies an identity of the person and can be configured to automatically grant the person access to one or more services, features, or locations for which he or she is authorized based on the authentication.Type: GrantFiled: February 3, 2023Date of Patent: August 6, 2024Assignee: United Services Automobile Association (USAA)Inventors: Bryan J. Osterkamp, Will Kerns Maney, Jr., Andre Rene Buentello, Mark Paxman Warnick, Jose L. Romero, Jr., Oscar Roberto Tijerina, Sean Carl Mitchem, Timothy Blair Chalmers, Ruthie D. Lyle, Mitzi Ruiz
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Patent number: 11977595Abstract: A system includes a processor and a database having first data indexed therein and indicative of a plurality of online websites. The processor is configured to receive, via a search engine account, second data indicative of a search string. The processor is also configured to determine an additional online account linked with the search engine account, and locate, in the additional online account and based on the second data, third data correlated to the search string. The processor is also configured to search the database to locate a subset of the first data by identifying a correspondence between the subset of the first data and a combination of the second data and the third data. The processor is also configured to format, based on the subset of the first data, search results displayable on a display of a user device.Type: GrantFiled: June 30, 2022Date of Patent: May 7, 2024Assignee: United Services Automobile Association (USAA)Inventors: Mark Paxman Warnick, Elena Marie Carrasco, Nolan Serrao, Ravi Durairaj, Joel S. Hartshorn, Jeanie Graciela Lopez
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Patent number: 11880255Abstract: An energy usage computing system includes one or more processors that are configured to receive data corresponding to energy usage of a plurality of devices within a property from a plurality of sensors. The energy usage computing system is also configured to analyze the data to determine an amount of energy used for at least one device of the plurality of devices, project an estimated cost of operation for the at least one device based at least in part on the determined amount of energy used for the at least one device, compare the estimated cost of operation for the at least one device to a threshold, and perform a cost-saving action in response to determining that the estimated cost of operation for the at least one device is above the threshold.Type: GrantFiled: February 27, 2020Date of Patent: January 23, 2024Assignee: United Services Automobile Association (USAA)Inventors: Will Kerns Maney, Mark Paxman Warnick, Kelly Q. Baker, Phillip E. Marks
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Patent number: 11842388Abstract: The present disclosure relates to a system, method, and mobile computing device apparatus for detecting the physical presence of a bank customer at a bank branch, and delivering an enhanced customer service experience by anticipating the bank customer's needs. Detection of the bank customer through visual data such as facial recognition, or electronic data such as medium range electronic communication networks to the customer's mobile computing device, allow a bank to retrieve relevant customer profile and customer transaction history data and use that data to deliver communications to the customer even before the customer speaks to a bank teller.Type: GrantFiled: July 13, 2022Date of Patent: December 12, 2023Assignee: United Services Automobile Association (USAA)Inventors: Bryan J. Osterkamp, Will Kerns Maney, Jr., Andre Rene Buentello, Mark Paxman Warnick, Jose L. Romero, Jr., Oscar Roberto Tijerina, Sean Carl Mitchem, Timothy Blair Chalmers, Ruthie D. Lyle, Mitzi Ruiz
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Patent number: 11830308Abstract: A user device may obtain access control data which is derived based on a test result or score of a test for assessing a risk of a user of having or developing a contagious illness. The access control data may be communicated from the user device to an access control system in response to a reading of the user device by the access control system. The access control system may permit or deny entry of the user into an area based on the access control data. In some aspects, the user device is an identity (ID) or access badge. In other aspects, the user device is a mobile user device having one or more illness risk factor assessment functions, where the test result or score is obtained based on resulting data from executing the one or more illness risk factor assessment functions.Type: GrantFiled: February 1, 2021Date of Patent: November 28, 2023Assignee: United Services Automobile Association (USAA)Inventors: Mark Paxman Warnick, Will Kerns Maney, Jr., Phillip E. Marks, David Jason Anderson James, Elena Marie Carrasco, Quian Antony Jones, Sumita T. Jonak