Abstract: A payor account is monitored to detect when it receives assets sufficient to meet the payor's current obligations under a deal. When this condition is met, assets sufficient to meet the obligation are transferred from the payor account to an intermediary virtual account. Similarly, the intermediary account is monitored for whether it contains sufficient assets to meet an obligation to a payee under the deal. When this condition is met, sufficient assets to meet this obligation are transferred from the intermediary account to the payee account.

Abstract: A method of setting the clearance of a tapered roller bearing assembly of the type having a housing with an access opening, and in which housing is positioned an input shaft engaging a worm or gears for driving an output gear engaging an output shaft mounted on a bearing assembly for transmitting power. The method includes the steps of first tightening a removable cover in the housing to a point in contact with the bearing assembly and having a predetermined torque value, and thereafter backing the cover away from the bearing assembly by a distance calculated by the following formula: End play setting angle in degrees=(360 degrees)×(Clearance constant)×(Desired bearing clearance in inches)/(Thread pitch in inches). This method achieves a correct clearance setting defined by the end play setting angle in degrees where the cover is rotated by the number of degrees in the end play setting angle to reduce the predetermined torque value.

Abstract: A turnstile having two hub and arm assemblies funnels individuals to different sides or lanes. Machine intelligence allows the turnstile to select which side or lane an individual transits. The turnstile may randomly, pseudo-randomly, or strategically which side or lane an individual transits.

Abstract: The invention pertains to an apparatus and a method for tuning and then locking a nonlinear crystal to the angle at which phase-matching occurs. It is particularly advantageous to conduct tuning automatically and in the field.

Abstract: A turnstile having two hub and arm assemblies funnels individuals to different sides or lanes. Machine intelligence allows the turnstile to select which side or lane an individual transits. The turnstile may randomly, pseudo-randomly, or strategically which side or lane an individual transits.

Abstract: A Garbage Disposal Controls System utility invention that solves the inconvenience problems with using a Garbage Disposal (GD) while also preserving and enhancing safety of the GD for the User. The GD Controls System is applicable to, and provides unique and new functionality to, residential and industrial commercial applications. The invention features are 1) an ability to operate the GD by foot or knee action, 2) an activation delay for safety purposes, delay time being variable and User settable, 3) timed activation of safety devices, 4) a One-Touch capability which controls length of run time, such run time being variable and User settable, 5) automatic water injection during operation, 6) two form factors, which are the Add-On version and the Integrated version. The Garbage Disposal Controls System relies upon micro-controller(or micro-processor) based software that manages sensing and signal interpretation, and carries out sequences of activation actions in timed fashion.

Abstract: The invention pertains to an apparatus and a method for tuning and then locking a nonlinear crystal to the angle at which phase-matching occurs. It is particularly advantageous to conduct tuning automatically and in the field.

Abstract: Laundry or cleaning composition comprising: (a) a catalytically effective amount, preferably from about 1 ppb to about 99.9%, of a transition-metal bleach catalyst which is a complex of a transition-metal and a cross-bridged macropolycyclic ligand; and (b) at least about 0.1% of one or more laundry or cleaning adjunct materials, preferably comprising an oxygen bleaching agent. Preferred compositions are laundry compositions and automatic dishwashing detergents which provide enhanced cleaning/bleaching benefits through the use of such catalysts.

Abstract: Laundry or cleaning composition comprising: (a) a catalytically effective amount, preferably from about 1 ppb to about 99.9%, of a transition-metal bleach catalyst which is a complex of a transition-metal and a cross-bridged macropolycyclic ligand; and (b) at least about 0.1% of one or more laundry or cleaning adjunct materials, preferably comprising an oxygen bleaching agent. Preferred compositions are laundry compositions and automatic dishwashing detergents which provide enhanced cleaning/bleaching benefits through the use of such catalysts.

Abstract: Laundry or cleaning composition comprising: (a) a catalytically effective amount, preferably from about 1 ppb to about 99.9%, of a transition-metal bleach catalyst which is a complex of a transition-metal and a cross-bridged macropolycyclic ligand; and (b) at least about 0.1% of one or more laundry or cleaning adjunct materials, preferably comprising an oxygen bleaching agent. Preferred compositions are laundry compositions and automatic dishwashing detergents which provide enhanced cleaning/bleaching benefits through the use of such catalysts.

Abstract: Laundry or cleaning composition comprising: (a) a catalytically effective amount, preferably from about 1 ppb to about 99.9%, of a transition-metal bleach catalyst which is a complex of a transition-metal and a cross-bridged macropolycyclic ligand; and (b) at least about 0.1% of one or more laundry or cleaning adjunct materials, preferably comprising an oxygen bleaching agent. Preferred compositions are laundry compositions and automatic dishwashing detergents which provide enhanced cleaning/bleaching benefits through the use of such catalysts.

Abstract: Laundry or cleaning composition comprising: (a) a catalytically effective amount, preferably from about 1 ppb to about 99.9%, of a transition-metal bleach catalyst which is a complex of a transition-metal and a cross-bridged macropolycyclic ligand; and (b) at least about 0.1% of one or more laundry or cleaning adjunct materials, preferably comprising an oxygen bleaching agent. Preferred compositions are laundry compositions and automatic dishwashing detergents which provide enhanced cleaning/bleaching benefits through the use of such catalysts.

Abstract: This invention pertains to a multi-function tool that when assembled in different configurations would meet many needs of the home or commercial mechanic. One configuration is height adjustable allowing users to work safely in an elevated position over the engine compartment of a light truck (i.e. half-ton to one-ton vehicle) even if that vehicle is lifted or taller than factory normal. Another configuration is an engine stand to hold a small engine block so the mechanic may repair it. Yet another configuration is a crane or hoist to assist in lifting engines or parts of engines (e.g. heads) out of the engine compartment to prevent injury to the mechanic. This hoist could also aid in lifting the engine or engine parts onto the engine stand or onto another conveyance (i.e. onto a truck).

Abstract: This invention pertains to a multi-function tool that when assembled in different configurations would meet many needs of the home or commercial mechanic. One configuration is height adjustable allowing users to work safely in an elevated position over the engine compartment of a light truck (i.e. half-ton to one-ton vehicle) even if that vehicle is lifted or taller than factory normal. Another configuration is an engine stand to hold a small engine block so the mechanic may repair it. Yet another configuration is a crane or hoist to assist in lifting engines or parts of engines (e.g. heads) out of the engine compartment to prevent injury to the mechanic. This hoist could also aid in lifting the engine or engine parts onto the engine stand or onto another conveyance (i.e. onto a truck).

Abstract: Laundry or cleaning composition comprising: (a) a catalytically effective amount, preferably from about 1 ppb to about 99.9%, of a transition-metal bleach catalyst which is a complex of a transition-metal and a cross-bridged macropolycyclic ligand; and (b) at least about 0.1% of one or more laundry or cleaning adjunct materials, preferably comprising an oxygen bleaching agent. Preferred compositions are laundry compositions and automatic dishwashing detergents which provide enhanced cleaning/bleaching benefits through the use of such catalysts.

Abstract: Laundry or cleaning composition comprising: (a) a catalytically effective amount, preferably from about 1 ppb to about 99.9%, of a transition-metal bleach catalyst which is a complex of a transition-metal and a cross-bridged macropolycyclic ligand; and (b) at least about 0.1% of one or more laundry or cleaning adjunct materials, preferably comprising an oxygen bleaching agent. Preferred compositions are laundry compositions and automatic dishwashing detergents which provide enhanced cleaning/bleaching benefits through the use of such catalysts.

Abstract: Laundry or cleaning composition comprising: (a) a catalytically effective amount, preferably from about 1 ppb to about 99.9%, of a transition-metal bleach catalyst which is a complex of a transition-metal and a cross-bridged macropolycyclic ligand; and (b) at least about 0.1% of one or more laundry or cleaning adjunct materials, preferably comprising an oxygen bleaching agent. Preferred compositions are laundry compositions and automatic dishwashing detergents which provide enhanced cleaning/bleaching benefits through the use of such catalysts.

Abstract: Described is a sequential lighting system that is controlled by a control circuit. The sequential lighting system includes a series of LEDs, a housing having a plurality of compartments or devices with each compartment configured to contain one or more of said LEDs and a control circuit operable to illuminate said LEDs in a pre-determined sequence to signify a current state of said vehicle or an intended maneuver of said vehicle. Such a sequential lighting system provides a more noticeable and visible image than conventional lighting systems which comprise an on-off illumination of one or more LEDs forming the turn signal. An integrated light sensor also provides means for controlling the brightness of the LEDs when activated according to external lighting conditions.

Abstract: Described is a sequential lighting system that is controlled by a control circuit. The sequential lighting system includes a series of LEDs, a housing having a plurality of compartments or devices with each compartment configured to contain one or more of said LEDs and a control circuit operable to illuminate said LEDs in a pre-determined sequence to signify a current state of said vehicle or an intended maneuver of said vehicle. Such a sequential lighting system provides a more noticeable and visible image than conventional lighting systems which comprise an on-off illumination of one or more LEDs forming the turn signal. An integrated light sensor also provides means for controlling the brightness of the LEDs when activated according to external lighting conditions. In an after market version, control means permits a flasher rate to be automatically determined upon installation of the lighting system.