Abstract: A hat, such as a cap or a visor, has a typical neck cover and an onboard face cover that at least partially covers a user's face. The face cover is positionable between a deployed position wherein the face cover covers the user's face and the neck cover covers the user's neck area and a stowed position wherein the inner surface of the face cover is positioned against the inner surface of the neck cover. The face cover is held in the stowed position by either cooperating snaps or sections of hook and loop material located on the inner surface of each component with the respective units matingly engaged with one another.