Abstract: A method for the individualization of a metallic material by means of a carbon-containing basic material of organic origin is proposed. The novel method makes it possible to produce individualized ornamental alloys and individualized symbolic articles, such as pieces of jewelry, in a first step a carbon-containing organic basic material, which originates from at least one specific clearly identifiable person or a clearly identifiable group of persons, being converted into a carbonized initial material, and, in a second step, a physical and chemical incorporation of at least a fraction of the carbonized initial material into the metallic material taking place. The novel method and the novel ornamental alloys make it possible to produce symbolic articles with a direct material or substantive relation to a desired person by simple means, without creative freedom being restricted.

Abstract: To calculate expected damage as a result of natural catastrophe events (5) on a multiplicity of insured objects, a plurality of processor units (31, 31?, 31?), are respectively provided with different instruction data comprising details related to at least one portion of the insured objects and their association with a risk type and a geographical risk area for a risk group (L2). The processor units are controlled such that they respectively calculate elemental damage details for the expected damage as a result of one of the natural catastrophe events on the basis of the instruction data provided for them and a damage sensitivity function determined by virtue of the association of the insured objects with a risk type and a geographical risk area. The damage sensitivity functions can be determined and made available directly in the processor units, and the total computation time can be reduced.

Abstract: A method for the individualization of a metallic material by means of a carbon-containing basic material of organic origin is proposed. The novel method makes it possible to produce individualized ornamental alloys and individualized symbolic articles, such as pieces of jewelry, in a first step a carbon-containing organic basic material, which originates from at least one specific clearly identifiable person or a clearly identifiable group of persons, being converted into a carbonized initial material, and, in a second step, a physical and chemical incorporation of at least a fraction of the carbonized initial material into the metallic material taking place. The novel method and the novel ornamental alloys make it possible to produce symbolic articles with a direct material or substantive relation to a desired person by simple means, without creative freedom being restricted.