Patents by Inventor Marla M. Pacis

Marla M. Pacis has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11952827
    Abstract: A system includes a portable locker configured to contain contents and a remote server. The portable locker is configured to prevent access to the contents until the portable locker arrives at a preset destination from a starting location and notify a remote server in response to a determination that the portable locker is not within a threshold range of a user device during transit to the predefined destination.
    Type: Grant
    Filed: October 21, 2022
    Date of Patent: April 9, 2024
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Darren M. Goetz, Lisa R. Magana, Andrew L. Martinez, Uma Meyyappan, Dennis E. Montenegro, Marla M. Pacis, Timothy R. Ward, Chris Kalaboukis
  • Patent number: 11842586
    Abstract: Systems and methods for mutual authentication of a user and a container administrator computer system. A container administrator computer system receives a request from a mobile computing device for a user to access a secure container. The request includes a user identifier. The administrator system receives a first authentication factor corresponding to the user. The administrator system authenticates the user by verifying that the first authentication factor matches a first reference authentication factor associated with the user identifier. The administrator system sends a second authentication factor associated with the administrator system to a human-machine interface associated with the secure container or the mobile computing device. The administrator system receives a notification of authentication of the administrator system using the authentication factor. The administrator system transmits an unlock signal to unlock the secure container.
    Type: Grant
    Filed: December 6, 2021
    Date of Patent: December 12, 2023
    Inventors: Darren M. Goetz, Chris Kalaboukis, Lisa R. Magana, Andrew L. Martinez, Uma Meyyappan, Dennis E. Montenegro, Marla M. Pacis, Timothy R. Ward
  • Patent number: 11620866
    Abstract: Disclosed herein are systems and methods for executing a transaction via a locker. A seller is provided initial access to the locker to deposit a good in the locker. The seller deposits the good in the locker. Following the seller depositing the good in the locker, the seller's access is revoked, and the buyer is provided access to the locker. The buyer may then arrive at the locker and provide authentication information to an authentication device. When the buyer is authenticated, the locker door (with the good inside the locker) is unlocked. The buyer can then inspect and accept the good. When the good is accepted, funds may be transferred from an account associated with the buyer to an account associated with the seller.
    Type: Grant
    Filed: October 10, 2018
    Date of Patent: April 4, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Darren M. Goetz, Chris Kalaboukis, Lisa R. Magana, Andrew L. Martinez, Uma Meyyappan, Dennis E. Montenegro, Marla M. Pacis, Timothy R. Ward
  • Patent number: 11536081
    Abstract: Various embodiments, relate to a system of lockers including a plurality of tracks and a plurality of walls. At least two of the plurality of walls slidably coupled to at least two of the plurality of tracks. Four of the plurality of walls form four sides of a locker cavity. The system also includes a plurality of doors. Each of the plurality of doors are oriented perpendicular to the plurality of the walls. A first door of the plurality of doors is coupleable to a second door of the plurality of doors so as to form a third door, and at least one of the plurality of doors form one side of the locker cavity. The system also includes a back wall, which forms one side of the locker cavity. The system further includes a lock for securing positions of the plurality of walls and of the plurality of doors.
    Type: Grant
    Filed: October 19, 2020
    Date of Patent: December 27, 2022
    Assignee: WELLS FARGO BANK, N.A.
    Inventors: Darren M. Goetz, Chris Kalaboukis, Lisa R. Magana, Andrew L. Martinez, Uma Meyyappan, Dennis E. Montenegro, Marla M. Pacis, Timothy R. Ward
  • Patent number: 11508221
    Abstract: Systems and methods relating to a lockbox bank for currency drop-offs are provided. A lockbox bank includes one or more lockboxes, a safe coupled to the one or more lockboxes, and a terminal of a lockbox computing system. Each lockbox includes a receptacle configured to receive a currency drop-off and a locking mechanism. The terminal includes a network interface, a display device, one or more input/output devices, and a processing circuit including a processor and a memory. The memory is structured to store instructions that are executable by the processor and cause the processing circuit to receive a request from the customer to use a lockbox for a currency drop-off, receive access credentials, verify the access credentials, in response to successful verification, grant the customer access to a lockbox, and in response to determining that the drop-off has been completed, move the drop-off from the receptacle to the safe.
    Type: Grant
    Filed: May 20, 2021
    Date of Patent: November 22, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Darren M. Goetz, Chris Kalaboukis, Lisa R. Magana, Andrew L. Martinez, Uma Meyyappan, Dennis E. Montenegro, Marla M. Pacis, Timothy R. Ward
  • Patent number: 11492839
    Abstract: A system includes a plurality of portable lockers. Each of the portable lockers includes a lockable compartment configured to contain contents. The system also includes a docking station that includes a vault configured to secure the plurality of portable lockers, a user input device configured to receive a request from a user to take a first portable locker of the plurality of portable lockers, a biometrics sensor configured to collect a biometric from the user, and a processing circuit. The processing circuit is configured to determine, based on the biometric, whether the user has permission to take the first portable locker and control the vault to release the first portable locker to the user in response to a determination that the user has permission to take the first portable locker.
    Type: Grant
    Filed: November 20, 2020
    Date of Patent: November 8, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Darren M. Goetz, Chris Kalaboukis, Lisa R. Magana, Andrew L. Martinez, Uma Meyyappan, Dennis E. Montenegro, Marla M. Pacis, Timothy R. Ward
  • Patent number: 11195355
    Abstract: Systems and methods for mutual authentication of a user and a container administrator computer system. A container administrator computer system receives a request from a mobile computing device for a user to access a secure container. The request includes a user identifier. The administrator system receives a first authentication factor corresponding to the user. The administrator system authenticates the user by verifying that the first authentication factor matches a first reference authentication factor associated with the user identifier. The administrator system sends a second authentication factor associated with the administrator system to a human-machine interface associated with the secure container or the mobile computing device. The administrator system receives a notification of authentication of the administrator system using the authentication factor. The administrator system transmits an unlock signal to unlock the secure container.
    Type: Grant
    Filed: October 31, 2018
    Date of Patent: December 7, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Darren M. Goetz, Chris Kalaboukis, Lisa R. Magana, Andrew L. Martinez, Uma Meyyappan, Dennis E Montenegro, Marla M. Pacis, Timothy R. Ward
  • Patent number: 11017640
    Abstract: Systems and methods relating to a lockbox bank for currency drop-offs are provided. A lockbox bank includes one or more lockboxes, a safe coupled to the one or more lockboxes, and a terminal of a lockbox computing system. Each lockbox includes a receptacle configured to receive a currency drop-off and a locking mechanism. The terminal includes a network interface, a display device, one or more input/output devices, and a processing circuit including a processor and a memory. The memory is structured to store instructions that are executable by the processor and cause the processing circuit to receive a request from the customer to use a lockbox for a currency drop-off, receive access credentials, verify the access credentials, in response to successful verification, grant the customer access to a lockbox, and in response to determining that the drop-off has been completed, move the drop-off from the receptacle to the safe.
    Type: Grant
    Filed: November 1, 2018
    Date of Patent: May 25, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Darren M. Goetz, Chris Kalaboukis, Lisa R. Magana, Andrew L. Martinez, Uma Meyyappan, Dennis E Montenegro, Marla M. Pacis, Timothy R. Ward
  • Patent number: 10871023
    Abstract: A system includes a plurality of portable lockers. Each of the portable lockers includes a lockable compartment configured to contain contents. The system also includes a docking station that includes a vault configured to secure the plurality of portable lockers, a user input device configured to receive a request from a user to take a first portable locker of the plurality of portable lockers, a biometrics sensor configured to collect a biometric from the user, and a processing circuit. The processing circuit is configured to determine, based on the biometric, whether the user has permission to take the first portable locker and control the vault to release the first portable locker to the user in response to a determination that the user has permission to take the first portable locker.
    Type: Grant
    Filed: October 25, 2018
    Date of Patent: December 22, 2020
    Assignee: Wells Fargo Bank, N.A
    Inventors: Darren M. Goetz, Chris Kalaboukis, Lisa R. Magana, Andrew L. Martinez, Uma Meyyappan, Dennis E Montenegro, Marla M. Pacis, Timothy R. Ward
  • Patent number: 10808449
    Abstract: Various embodiments, relate to a system of lockers including a plurality of tracks and a plurality of walls. At least two of the plurality of walls slidably coupled to at least two of the plurality of tracks. Four of the plurality of walls form four sides of a locker cavity. The system also includes a plurality of doors. Each of the plurality of doors are oriented perpendicular to the plurality of the walls. A first door of the plurality of doors is coupleable to a second door of the plurality of doors so as to form a third door, and at least one of the plurality of doors form one side of the locker cavity. The system also includes a back wall, which forms one side of the locker cavity. The system further includes a lock for securing positions of the plurality of walls and of the plurality of doors.
    Type: Grant
    Filed: October 31, 2018
    Date of Patent: October 20, 2020
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Darren M. Goetz, Chris Kalaboukis, Lisa R. Magana, Andrew L. Martinez, Uma Meyyappan, Dennis E Montenegro, Marla M. Pacis, Timothy R. Ward