Abstract: The present invention involves individualized, non-intrusive monitoring of a person to determine health, well-being and ability to live independently or with minimal and tailored assistance. One or more sensors collect data corresponding to usage of utilities in a person's residence. This sensor data is processed in near-real time to compare present usage patterns to past usage or other standards. Algorithms identify when usage data patterns indicate cause for concern or that attention or intervention is required. Additionally, mechanisms are provided that allow interested persons to check status or receive alerts concerning the monitored person's health and well-being status and when attention or intervention is advantageous.