Patents by Inventor Marria Wairnola Rhodriquez

Marria Wairnola Rhodriquez has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11854013
    Abstract: A computing system may be configured to determine payment details for funds transfers from unstructured sets of data. The system may maintain historical transaction information associated with each of a plurality of users. The system may receive data associated with a transaction. The system may identify a user associated with the data, wherein the user is one of the plurality of users. The system may determine, based on contextual information of the data and the historical transaction information associated with the user, payment details about the transaction. The payment details may include a payment amount and one or more recipients. The system may execute a funds transfer for the payment amount from a source account associated with the user to one or more destination accounts associated with the one or more recipients.
    Type: Grant
    Filed: November 9, 2022
    Date of Patent: December 26, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Gerardo Costilla, Marria Wairnola Rhodriquez
  • Patent number: 11615481
    Abstract: A method for encouraging saving towards a financial goal for an individual includes receiving on an electronic computing device one or more personal media elements from the individual. A receipt from a purchase by the individual is received. The receipt includes information relating to the purchase made by the individual. Information from the receipt relative to the financial goal is analyzed. At least one of the one or more personal media elements is selected for presentation with the receipt. The at least one of the one or more personal media elements selected is related to an effect of the purchase on achieving the financial goal.
    Type: Grant
    Filed: July 24, 2020
    Date of Patent: March 28, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Alan W. Hecht, Marria Wairnola Rhodriquez
  • Patent number: 11501300
    Abstract: A computing system may be configured to determine payment details for funds transfers from unstructured sets of data. The system may maintain historical transaction information associated with each of a plurality of users. The system may receive data associated with a transaction. The system may identify a user associated with the data, wherein the user is one of the plurality of users. The system may determine, based on contextual information of the data and the historical transaction information associated with the user, payment details about the transaction. The payment details may include a payment amount and one or more recipients. The system may execute a funds transfer for the payment amount from a source account associated with the user to one or more destination accounts associated with the one or more recipients.
    Type: Grant
    Filed: June 10, 2021
    Date of Patent: November 15, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Gerardo Costilla, Marria Wairnola Rhodriquez
  • Patent number: 11113757
    Abstract: A computer implemented method for filtering information delivered via a social media service. The method includes receiving social media data from the social media service at a social media computing system and analyzing the received social media data. Analyzing the received social media data comprises categorizing content within the received social media data as one or more of restricted content elements and unrestricted content elements. The restricted content elements and the unrestricted content elements are determined based on one or more predetermined parameters associated with a user profile. The method further including transmitting the unrestricted content elements to a user device.
    Type: Grant
    Filed: February 13, 2017
    Date of Patent: September 7, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Machu Latorre, Evelyn Ujanen, Chris Kalaboukis, Marria Wairnola Rhodriquez, Tleytmas Stephenson
  • Patent number: 11037154
    Abstract: A computing system may be configured to determine payment details for funds transfers from unstructured sets of data. The system may maintain historical transaction information associated with each of a plurality of users. The system may receive data associated with a transaction. The system may identify a user associated with the data, wherein the user is one of the plurality of users. The system may determine, based on contextual information of the data and the historical transaction information associated with the user, payment details about the transaction. The payment details may include a payment amount and one or more recipients. The system may execute a funds transfer for the payment amount from a source account associated with the user to one or more destination accounts associated with the one or more recipients.
    Type: Grant
    Filed: May 29, 2018
    Date of Patent: June 15, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Gerardo Costilla, Marria Wairnola Rhodriquez
  • Patent number: 10885527
    Abstract: A financial institution computing system includes a network interface, a database storing transaction data of the user and financial data for a plurality of entities, and a processor. The processor receives location data of the mobile device the financial data for at least one of the entities, determines a financial risk of the user based on a comparison of the location of the mobile device with the location of the at least one entity and based on at least one of the financial data for the at least one entity and the transaction data of the user, generate a notification in response to the financial risk exceeding a financial risk threshold, and cause the notification to be transmitted to the mobile device. The notification indicates that the user is susceptible to a financial risk based on the location of the user with respect to the at least one entity.
    Type: Grant
    Filed: December 29, 2016
    Date of Patent: January 5, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Chris Kalaboukis, Machu J. Latorre, Evelyn Ujanen, Marria Wairnola Rhodriquez, Tleytmas N. Stephenson
  • Patent number: 10755360
    Abstract: A method for encouraging saving towards a financial goal for an individual includes receiving on an electronic computing device one or more personal media elements from the individual. A receipt from a purchase by the individual is received. The receipt includes information relating to the purchase made by the individual. Information from the receipt relative to the financial goal is analyzed. At least one of the one or more personal media elements is selected for presentation with the receipt. The at least one of the one or more personal media elements selected is related to an effect of the purchase on achieving the financial goal.
    Type: Grant
    Filed: February 16, 2016
    Date of Patent: August 25, 2020
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Alan W. Hecht, Marria Wairnola Rhodriquez