Abstract: The invention relates to a heat-insulating material acceptable for use, such as a bed blanket. The heat-insulating material has a reinforcing layer, a base layer bonded to the reinforcing layer, and flock fibers secured to the exposed surface of the base layer through a discontinuous coating of cured adhesive. The base layer can have a thickness of less than 0.0625 inch. The flock fibers can have a diameter in the range from about 3 denier to about 4 denier. The invention also relates to a method of making the heat-insulating material by providing a laminate of a reinforcing layer and a base layer of a thickness less than 0.