Abstract: A single-ply of paper in web form continuously forms one-piece statement mailers by first die-cutting appropriate portions of the mailer to form a window for a return envelope, and inset edges for a bang-tail and payment coupon. Non-personalized and personalized information is printed on the single ply in various panels thereof. By repeating sequences of applying glue and folding the web into various panels, a complete statement with personalized and non-personalized information can be provided an addressee. Additionally, fugitive glue lines are provided in the return envelope to space the inserts, i.e., a payment coupon and remittance, from edges of the return envelope to facilitate opening of the envelope by automatic mail openers.