Abstract: Embodiments relate to transaction cards and other carriers and more particularly to systems and methods for creating multi-platform transaction cards and carriers and managing information and access related to those items. Such a carrier provides a recipient or user with a variety of options for redeeming the carrier and, when a QR code is used, additionally provides access to digital account access and information and other features. On the merchant's or other entity's side, use of the QR code by the recipient or user provides opportunities for the entity to obtain additional information about the user and their use of the card, including recipient transaction histories, brand-specific marketing opportunities and other merchant-side benefits. Embodiments thereby provide a multitude of user- and entity-side benefits to the use and management of carriers and related information.