Abstract: The present invention provides systems and methods for remote authorization and payment of retail transactions such as fuel dispensing by identification documents and the like. In one embodiment, an identification document may be coupled with one or more PINs to validate a customer, or alternatively, the one or more PINs can be used instead of the identification document to validate a customer and to allow payment. In an embodiment, the identification document may be tied into financial accounts allowing for payment of the retail transaction by the identification document.