Abstract: In some aspects, a verification system can receive a verification query from a verifier computing system for requesting verification of characteristics of an entity involved in an online interaction. The verification query can include a unique identifier (“UID”) of the entity. The verification computing system can query a verification repository in the verification computing system based on the UID. Additionally, the verification computing system can query an external-source cache using the UID. In response to determine a match for the UID in the external-source cache, the verification computing system can request external sensitive data records for the entity from an external source corresponding to the external-source cache. Generating consolidated sensitive data records can involve consolidating the external sensitive data records and internal sensitive data records obtained through querying the verification repository.

Abstract: In some aspects, a verification exchange system transforms consumer data (e.g., employment or income data) from different contributor computing systems to a standardized format and stores this standardized data in a consumer-status verification repository. The verification exchange system can selectively provide portions of the consumer data to authorized client system via a security portal to a public network. For example, the verification exchange system can use standardized consumer data to service verification queries requesting confirmation of employment or income level for consumers. The verification exchange system can do so by ensuring that a verifier system from which the query is received has provided a valid credential.

Abstract: In some aspects, a verification exchange system transforms consumer data (e.g., employment or income data) from different contributor computing systems to a standardized format and stores this standardized data in a consumer-status verification repository. The verification exchange system can selectively provide portions of the consumer data to authorized client system via a security portal to a public network. For example, the verification exchange system can use standardized consumer data to service verification queries requesting confirmation of employment or income level for consumers. The verification exchange system can do so by ensuring that a verifier system from which the query is received has provided a valid credential.

Abstract: In some aspects, a verification exchange system transforms consumer data (e.g., employment or income data) from different contributor computing systems to a standardized format and stores this standardized data in a consumer-status verification repository. The verification exchange system can selectively provide portions of the consumer data to authorized client system via a security portal to a public network. For example, the verification exchange system can use standardized consumer data to service verification queries requesting confirmation of employment or income level for consumers. The verification exchange system can do so by ensuring that a verifier system from which the query is received has provided a valid credential.