Abstract: A smart card includes a fingerprint sensor/scanner which matches and verifies a person's identity against an on-board stored fingerprint template. If the identity is verified, the card will permit access to information stored on the card. All of the matching, templates and secure information are stored on the card. The smart card may also contain an NFC router which enables information on the card to be read wirelessly by enabled mobile phones. The smart card may be read by contact or wirelessly by standard smart card readers. No other smart card can communicate wirelessly with mobile phones, without an external reader.