Abstract: The provision of payment to a seller without requiring the seller to have traditional payment card acceptance infrastructure. Payment card information for a buyer is received in conjunction with a transaction between the buyer and a seller wherein the buyer provides the seller a given payment amount. The payment card information is preferably received through a communication by the seller with a telephone. The payment card information is then passed to a payment card processor along with information to accommodate an immediate payment to the seller. The provision of information to the payment card processor may be made despite the absence of a merchant relationship between the seller and the payment card processor. Following this, payment to the seller is accommodated upon successful processing of the payment card information by the payment card processing entity.