Patents by Inventor Mary Katherine Bowman

Mary Katherine Bowman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Paying non-settlement transactions
    Patent number: 9984367
    Abstract: Payment of non-settlement currencies includes developing a non-settlement currency exchange separate from a financial institution unwilling to assume risks in converting non-settlement currencies. The non-settlement currency exchange includes a predictive model to provide an estimated currency exchange rate. Schemes are provided where a merchant may share currency exchange profit and/or currency exchange losses with a financial institution. The exchange rate may be persisted in subsequent related financial transactions such as a refund, a chargeback, and/or a representment.
    Type: Grant
    Filed: June 24, 2011
    Date of Patent: May 29, 2018
    Assignee: Amazon Technologies, Inc.
    Inventors: Rohit Jain, Mary Katherine Bowman, Richard D. Hunt, Kurt Harold Zumwalt
  • Coupling Prepaid Debit Cards to Online Stored-Value Accounts
    Publication number: 20140250004
    Abstract: Technologies are described herein for making the value in an online-stored value account accessible through a prepaid debit card. A payment services provider may offer general-purpose reloadable (“GPR”) cards to customers that are co-managed by the payment services provider and a traditional prepaid program manager. An integration is implemented between the payment services provider system hosting the online stored-value account and the program manager system such that the balance of the funds maintained for the online stored-value account may be used for purchases made using the GPR card.
    Type: Application
    Filed: May 9, 2014
    Publication date: September 4, 2014
    Applicant: Amazon Technologies, Inc.
    Inventors: Kevin T. Burkhart, Alexander L. Rouse, Ajay Bhutani, Stephen A. Jasper, Mary Katherine Bowman, Matthew W. Hall
  • Coupling prepaid debit cards to online stored-value accounts
    Patent number: 8725639
    Abstract: Technologies are described herein for making the value in an online-stored value account accessible through a prepaid debit card. A payment services provider may offer general-purpose reloadable (“GPR”) cards to customers that are co-managed by the payment services provider and a traditional prepaid program manager. An integration is implemented between the payment services provider system hosting the online stored-value account and the program manager system such that the balance of the funds maintained for the online stored-value account may be used for purchases made using the GPR card.
    Type: Grant
    Filed: June 20, 2011
    Date of Patent: May 13, 2014
    Assignee: Amazon Technologies, Inc.
    Inventors: Kevin T. Burkhart, Alexander L. Rouse, Ajay Bhutani, Stephen A. Jasper, Mary Katherine Bowman, Matthew W. Hall
  • Paying Non-Settlement Transactions
    Publication number: 20120330718
    Abstract: Payment of non-settlement currencies includes developing a non-settlement currency exchange separate from a financial institution unwilling to assume risks in converting non-settlement currencies. The non-settlement currency exchange includes a predictive model to provide an estimated currency exchange rate. Schemes are provided where a merchant may share currency exchange profit and/or currency exchange losses with a financial institution. The exchange rate may be persisted in subsequent related financial transactions such as a refund, a chargeback, and/or a representment.
    Type: Application
    Filed: June 24, 2011
    Publication date: December 27, 2012
    Inventors: Rohit Jain, Mary Katherine Bowman, Richard D. Hunt, Kurt Harold Zumwalt