Patents by Inventor Mary Reeder

Mary Reeder has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210337389
    Abstract: A method for authentication using location correlation is disclosed. The method includes determining geographic zones and zone identifiers associated with a location of a mobile communication device. Later, transaction data is received and a zone identifier is determined from that transaction data. If the zone identifier matches one of the previously determined zone identifiers, then a match indicator is sent to an authorizing entity computer system or the transaction may be allowed to proceed.
    Type: Application
    Filed: July 2, 2021
    Publication date: October 28, 2021
    Inventors: Eden Smith, Mary Reeder, Joseph Bureau, Frederick Liu
  • Patent number: 11089482
    Abstract: A method for authentication using location correlation is disclosed. The method includes determining geographic zones and zone identifiers associated with a location of a mobile communication device. Later, transaction data is received and a zone identifier is determined from that transaction data. If the zone identifier matches one of the previously determined zone identifiers, then a match indicator is sent to an authorizing entity computer system or the transaction may be allowed to proceed.
    Type: Grant
    Filed: March 31, 2017
    Date of Patent: August 10, 2021
    Assignee: Visa International Service Association
    Inventors: Eden Smith, Mary Reeder, Joseph Bureau, Frederick Liu
  • Patent number: 10776784
    Abstract: A system and method for automatically comparing obtained wireless device location information from a wireless network and comparing that location with another independent source geographic location is provided. Location information is derived from two or more sources in a multiplicity of ways and a comparison is made within a Location Comparison Engine. The Location Comparison Engine makes use of databases that assist in resolving obtained raw positioning information and converting that positioning information into one or more formats for adequate location comparison. Results of location comparison are deduced to determine if the wireless device is in some proximity to some other activity source location. Other location information used for comparison may be obtained from a multiplicity of sources, such as another network based on some activity of wireless device user, another wireless device via a wireless network, or any system capable of providing location information to the Location Comparison Engine.
    Type: Grant
    Filed: February 1, 2018
    Date of Patent: September 15, 2020
    Assignee: Visa International Service Association
    Inventors: Michael Buhrmann, Charles Dennis, Mary Reeder, Jeffrey Brennan
  • Patent number: 10706419
    Abstract: Systems and methods for verifying a distant-from-home financial transaction related to a customer account based on travel indicators in earlier purchase transactions made by that customer.
    Type: Grant
    Filed: March 28, 2019
    Date of Patent: July 7, 2020
    Assignee: Visa International Service Association
    Inventors: William M. Ferguson, Steven A. Wickert, Mary A. Reeder, Anu K. Pathria
  • Publication number: 20200186997
    Abstract: A method for authentication using location correlation is disclosed. The method includes determining geographic zones and zone identifiers associated with a location of a mobile communication device. Later, transaction data is received and a zone identifier is determined from that transaction data. If the zone identifier matches one of the previously determined zone identifiers, then a match indicator is sent to an authorizing entity computer system or the transaction may be allowed to proceed.
    Type: Application
    Filed: March 31, 2017
    Publication date: June 11, 2020
    Inventors: Eden Smith, Mary Reeder, Joseph Bureau, Frederick Liu
  • Publication number: 20190279209
    Abstract: Systems and methods for verifying a distant-from-home financial transaction related to a customer account based on travel indicators in earlier purchase transactions made by that customer.
    Type: Application
    Filed: March 28, 2019
    Publication date: September 12, 2019
    Inventors: William M. Ferguson, Steve A. Wickert, Mary A. Reeder, Anu K. Pathria
  • Publication number: 20180158055
    Abstract: A system and method for automatically comparing obtained wireless device location information from a wireless network and comparing that location with another independent source geographic location is provided. Location information is derived from two or more sources in a multiplicity of ways and a comparison is made within a Location Comparison Engine. The Location Comparison Engine makes use of databases that assist in resolving obtained raw positioning information and converting that positioning information into one or more formats for adequate location comparison. Results of location comparison are deduced to determine if the wireless device is in some proximity to some other activity source location. Other location information used for comparison may be obtained from a multiplicity of sources, such as another network based on some activity of wireless device user, another wireless device via a wireless network, or any system capable of providing location information to the Location Comparison Engine.
    Type: Application
    Filed: February 1, 2018
    Publication date: June 7, 2018
    Inventors: Michael Buhrmann, Charles Dennis, Mary Reeder, Jeffrey Brennan
  • Patent number: 9922323
    Abstract: A system and method for automatically comparing obtained wireless device location information from a wireless network and comparing that location with another independent source geographic location is provided. Location information is derived from two or more sources in a multiplicity of ways and a comparison is made within a Location Comparison Engine. The Location Comparison Engine makes use of databases that assist in resolving obtained raw positioning information and converting that positioning information into one or more formats for adequate location comparison. Results of location comparison are deduced to determine if the wireless device is in some proximity to some other activity source location. Other location information used for comparison may be obtained from a multiplicity of sources, such as another network based on some activity of wireless device user, another wireless device via a wireless network, or any system capable of providing location information to the Location Comparison Engine.
    Type: Grant
    Filed: May 28, 2013
    Date of Patent: March 20, 2018
    Assignee: Visa International Service Association
    Inventors: Michael F. Buhrmann, Charles Dennis, Mary Reeder, Jeffrey Brennan
  • Publication number: 20130262311
    Abstract: A system and method for automatically comparing obtained wireless device location information from a wireless network and comparing that location with another independent source geographic location is provided. Location information is derived from two or more sources in a multiplicity of ways and a comparison is made within a Location Comparison Engine. The Location Comparison Engine makes use of databases that assist in resolving obtained raw positioning information and converting that positioning information into one or more formats for adequate location comparison. Results of location comparison are deduced to determine if the wireless device is in some proximity to some other activity source location. Other location information used for comparison may be obtained from a multiplicity of sources, such as another network based on some activity of wireless device user, another wireless device via a wireless network, or any system capable of providing location information to the Location Comparison Engine.
    Type: Application
    Filed: May 28, 2013
    Publication date: October 3, 2013
    Inventors: Michael F. Buhrmann, Charles Dennis, Mary Reeder, Jeffrey Brennan
  • Publication number: 20110208601
    Abstract: Systems and methods for verifying a distant-from-home financial transaction related to a customer account based on travel indicators in earlier purchase transactions made by that customer.
    Type: Application
    Filed: February 18, 2011
    Publication date: August 25, 2011
    Applicant: FINSHPERE CORPORATION
    Inventors: William M. Ferguson, Steven A. Wickert, Mary A. Reeder, Anu K. Pathria
  • Patent number: 5852812
    Abstract: A billing system for on-line computer networks is disclosed. Customers of the on-line system are billed in their own currency for billable events which are generated. Billable events can include access to premium services, file downloads or gateway connections to other systems. Real-time processing of billable events allows the system to post charges to a customer's on-line charge statement quickly following generation of the billable event.
    Type: Grant
    Filed: August 23, 1995
    Date of Patent: December 22, 1998
    Assignee: Microsoft Corporation
    Inventor: Mary Reeder