Abstract: In the case of financing across countries, a credit application will be circulated across a plurality of countries, a plurality of branches, and a plurality of departments. Therefore, while a credit application is being circulated, the credit data of a financing related party may be updated. Therefore, there is a need for a method and system capable of decision on a credit application and in turn executing a loan on the basis of the latest credit data. There are provided a method and system capable of reflecting the credit data of a financing related party when updated even before decision, on a credit application, and capable of decision on a credit application and in turn executing a loan on the basis of the latest credit data.

Abstract: A credit administration management system includes: a control card storage unit that stores a credit application number, a scheduled signing date, a scheduled credit issuance date, a status, and check completion flags for a plurality of bank rule items in each predetermined term, while associating them with a control card code; and a control card creation unit that registers a record in the control card storage unit in response to reception of the credit application number, a credit application condition part containing a condition for conditionally approving a credit application, and a fulfillment deadline, and a terms and conditions part containing a condition required for lending, the control card creation unit storing a value indicating incompletion in an item to be checked among the plurality of bank rule items based on the credit application condition part and the terms and conditions part.

Abstract: A bank system for corporate finance overseas credit management includes: first storage storing customer information sharable by a plurality of entities; second storage storing information relating to a credit transaction management unit (Deal), approval means for approving execution of a credit transaction described in a credit application, the approval means having customer information and Deal information at the time of creation of the credit application and generating a first signal at the time of approval of the credit application; and control card generating means for generating a control card in response to the first signal, the control card indicating progress status of ancillary processes of the approved credit transaction. The Deal information has information of lending office(s) and information of borrower(s), the borrower(s) being associated with the customer information. The customer information and the Deal information are maintained by a first entity.

Abstract: An improved carbon/metal composite which includes a carbon matrix and metal fibers distributed in the carbon matrix. The improvement is that the metal fibers are selected from (A) metal fibers in which the surfaces of at least a portion of the fibers are coated or alloyed with another material which has a tendency to form carbides which is equal to or lower than that of the metal constituting the metal fibers, (B) metal fibers including at least two different types of metal fibers which differ with respect to their dimensions and/or material, and (C) metal fibers distributed in the carbon matrix in such a manner that their content varies along the thickness of the composite, thereby imparting to the composite improved properties with respect to at least one of mechanical strength, impact resistance, wear resistance, and electric conductivity.

Abstract: An improved carbon/metal composite is disclosed which comprises a carbon matrix and metal fibers distributed in the carbon matrix. The improvement is that the metal fibers are selected from (A) metal fibers in which the surfaces of at least a portion of the fibers are coated or alloyed with another material which has a tendency to form carbides which is equal to or lower than that of the metal constituting the metal fibers, (B) metal fibers comprising at least two different types of metal fibers which differ with respect to their dimensions and/or material, and (C) metal fibers distributed in the carbon matrix in such a manner that their content varies along the thickness of the composite, thereby imparting to the composite improved properties with respect to at least one of mechanical strength, impact resistance, wear resistance, and electric conductivity.