Abstract: Uniquely identified chips on portable payment devices can categorize customer transactions under universal sets of expenditure categories for household and business use based on certain characteristics of card readers that process payments. The expansive storage on the payment cards allows holders to upload batched transaction data derived from prior payment transactions by interfacing the cards into on-site and off-site ATMs that are linked to their card issuer or financial institution. Similarly, those same cards can use the properly linked ATM to download from the institution categorized payments data onto the storage medium inside the cards. This data would then be transferred through a card reader into the holder's own maintained transaction databases residing in a PC, laptop or other enabling appliance in her possession.

Abstract: Processed payment transaction records of consumer and business payers are received into a multi-dimensional networked data mart from databases originating from a multitude of financial institutions and payment processors. A post-processor linked to the data mart assigns all such transaction records with universal consumer and business expenditure categories used for payer financial management. Post-processed payment transaction records are indexed in the data mart by time, geography, and the universal consumer and business expenditure categories. Mathematical and analytical tools are applied to aggregated payment transaction records according to geographic, topographical, meteorological, chronological, demographic and other parameters. Endusers interact electronically with the data mart to view, create, synthesize and receive post-processed payment data for economic, investment, business, and marketing analysis.

Abstract: This is an expenditure data recording system using a uniquely designed classification binary code (or its equivalent) stored within the point of sale terminal system consisting of a cash register, a credit/debit card reader, and a telecommunications line. In a sales transaction, a credit/debit card passes through this reconfigured point of sale terminal not only to furnish relevant information (date/time, vendor identification, cardholder's name and account number, and transaction amount), but also to classify the expenditure by category via instant telecommunications link upon approval by the credit/debit card issuer (financial institution). Whenever there is a needed classification change at the point of sale terminal, one utilizes a unique set of color, binary-encoded cards to redefine a new expenditure category.

Abstract: This is a uniquely designed bank check which integrates the classification grid of expenditures for any household or business; whereupon the payer of the check initially marks only one applicable space from said grid; whereupon the payer's processor utilizes the image-captured, relevant information from the check; whereupon the payer's processor forwards said information, automatically produces a finalized financial report, and sends it to the payer of the check at the end of any monthly/annual check processing cycle.

Abstract: An air cleaner having a tangentially directed inlet, a converging flow path about the unfiltered side of the air filter and a plurality of openings in the sidewall of the air cleaner housing for expelling heavier than air particles.

Abstract: Flow path defining means such as curved conduits, ducts, spillways, engine manifolds and ports, vehicle bodies, missiles and other means defining interior or exterior flow paths for fluids may be designed and generated through the use of a modified super-elliptical equation applied to cross sections between the ends to establish the coordinates of the boundary surface of the flow path. An optional coordinate transformation system and other features are also disclosed.

Abstract: Transversely mounted engine cooling fan in parallel with vehicle engine mechanically driven by straight drive and having blades whose pitch is varied in accordance with engine speed and load for optimized cooling performance. The fan has small radial dimension and extended width to match low and wide engine cooling radiator so that the front hood can be aerodynamically streamlined.

Abstract: An improved centripetal flow gas turbine of the type having a housing with a rotor cavity, a rotor rotatably supported in the cavity, a volute chamber around the cavity having a source of motive fluid, and a circular orifice between the volute chamber and the cavity for directing motive fluid at the rotor at a stator exit angle. The improvement resides in the provision of motive fluid manifolds coextensive with the volute chamber and in the provision of louvers connecting the manifolds with the volute chamber whereby streams of motive fluid are injected into the flow of motive fluid in the volute chamber to increase the tangential velocity component thereof and thereby alter the stator exit angle to achieve an improvement in total turbine efficiency.

Abstract: An automotive gas turbine engine includes a gasifier spool having variable iris control means for regulating air flow to a compressor supplying a primary burner that is operative to produce motive fluid for driving the gasifier turbine and to supply a thermally insulated pressure accumulator located upstream of a secondary burner that exhausts to a variably controlled power turbine nozzle of a power turbine and wherein control means are operative upon engine start to open the variable iris to the gasifier spool and to direct fuel to the primary burner until the gasifier turbine produces a desired pressure in the accumulator and wherein means are provided to sense the pressure within the accumulator and operative following attainment of the desired pressure to close the iris and reduce primary burner fuel flow to a predetermined minimum to maintain gasifier spool speed at between 85% to 95% of full design speed thereof; the control means further including a manual control to the variable power turbine nozzle t

Abstract: A gas turbine engine for vehicular road type operation includes a gasifier spool and a power turbine spool driven by gases from a gas turbine engine combustor and wherein the gasifier spool includes first and second shaft portions thereon one of which is connected to the gasifier compressor and the other of which is connected to the gasifier turbine.

Abstract: An automotive gas turbine engine includes a gasifier spool having variable iris control means for regulating air flow to a compressor supplying a primary burner that is operative to produce motive fluid for driving the gasifier turbine and to supply a thermally insulated pressure accumulator located upstream of a secondary burner that exhausts to a variably controlled power turbine nozzle of a power turbine and wherein control means are operative upon engine start to open the variable iris to the gasifier spool and to direct fuel to the primary burner until the gasifier turbine produces a desired pressure in the accumulator and wherein means are provided to sense the pressure within the accumulator and operative following attainment of the desired pressure to close the iris and reduce primary burner fuel flow to a predetermined minimum to maintain gasifier spool speed at between 85% to 95% of full design speed thereof; the control means further including a manual control to the variable power turbine nozzle t

Abstract: A gas turbine engine includes a compressor having a plurality of fixed diffuser passages therein each including a gate and associated cam ring control means for operating each of the gates either open or closed to vary the gas flow through the compressor diffuser for turbine engine control; the gas turbine engine further includes a turbine section having a plurality of turbine nozzle passages each having a separate gate therein selectively operated under the control of cam ring means to vary the amount of motive fluid to the turbine in accordance with desired engine operation and wherein each of the gates are operative with respect to either the diffuser or the nozzle passages to change the area of gas flow therethrough by blocking some or all of the channels without resultant change in incident angle of the gas flow with respect to the inlet of each of the passages.

Abstract: A radial-flow turbomachine (centrifugal compressor or centripetal turbine) is provided with a lip extending along the free edge of each rotor blade from the inlet to the outlet end of the blade. The lip extends from the pressure face of the blade and serves to minimize leakage between the edge of the blade and the adjacent fixed shroud past which it is rotated.