Patents by Inventor Matt Lewis
Matt Lewis has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20150106262Abstract: Systems and methods for making a payment on behalf of a payer to a payee are provided. A request to make a payment on behalf of a payer to a payee is received at a first payment service provider. The first payment service provider supports a first payment network within a plurality of payment networks that each include a respective plurality of payers and payees. The payer is one of the plurality of payers and payees associated with the first payment network, and the payor is not one of the plurality of payers and payees associated with the first payment network. A second payment network within the plurality of payment networks with which the payee is associated is identified by the first payment service provider. A payment instruction to make the payment to the payee is transmitted by the first payment service provider to a second payment service provider associated with the second payment network.Type: ApplicationFiled: December 18, 2014Publication date: April 16, 2015Applicant: CheckFree Services CorporationInventors: Peter Knight, Ravi Ganesan, Matt Lewis, Donald Kenneth Hobday, JR., Hans Daniel Dreyer
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Patent number: 8738602Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for determining relevance scores for locations. In one aspect, a method includes storing a respective plurality of category-location relevance scores for each location of a plurality of geographic locations. A category-location relevance score is based on a plurality of category-entity-location relevance scores for a plurality of entities associated with the category at the location. A first category-location relevance score is determined for a first geographic location that is not one of the plurality of geographic locations. Determining the first category-location relevance score includes calculating the first category-location relevance score based on a second category-location relevance score for a second geographic location in the plurality of geographic locations and a physical distance between the first geographic location and the second geographic location.Type: GrantFiled: March 25, 2013Date of Patent: May 27, 2014Assignee: Google Inc.Inventor: Matt Lewis
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Patent number: 8620782Abstract: Systems and methods for electronic billing activation are provided. A request on behalf of a payer to activate electronic billing from a biller for the payer is received by a first electronic financial service provider (EFSP) that supports a first of a plurality of electronic financial service networks (EFSNs) from a second EFSP that supports a second of the plurality of EFSNs. Each of the plurality of EFSNs includes a respective plurality of billers or payers, and the biller is associated with the first EFSN and not associated with the second EFSN, while the payer is not associated with the first EFSN. In response to the received request, activation confirmation information is transmitted by the first EFSP to the second EFSP. The electronic billing activation enables subsequent electronic transmission of a bill from the biller for the payer.Type: GrantFiled: August 31, 2009Date of Patent: December 31, 2013Assignee: Checkfree Services CorporationInventors: Peter Kight, Ravi Ganesan, Matt Lewis, D. Kenneth Hobday, Jr., Hans Daniel Dreyer
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Patent number: 8595100Abstract: Systems and methods for making a payment on behalf of a payer to a payee are provided. A request to make a payment on behalf of a payer to a payee is received at a first payment service provider. The first payment service provider supports a first payment network within a plurality of payment networks that each include a respective plurality of payers and payees. The payer is one of the plurality of payers and payees associated with the first payment network, and the payor is not one of the plurality of payers and payees associated with the first payment network. A second payment network within the plurality of payment networks with which the payee is associated is identified by the first payment service provider. A payment instruction to make the payment to the payee is transmitted by the first payment service provider to a second payment service provider associated with the second payment network.Type: GrantFiled: August 31, 2009Date of Patent: November 26, 2013Assignee: Checkfree Services CorporationInventors: Peter Kight, Ravi Ganesan, Matt Lewis, D. Kenneth Hobday, Jr., Hans Daniel Dreyer
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Patent number: 8407211Abstract: Methods, systems, and apparatus, including computer programs encoded on a computer storage medium, for determining relevance scores for locations. In one aspect, a method includes storing a respective plurality of category-location relevance scores for each location of a plurality of geographic locations. A category-location relevance score is based on a plurality of category-entity-location relevance scores for a plurality of entities associated with the category at the location. A first category-location relevance score is determined for a first geographic location that is not one of the plurality of geographic locations. Determining the first category-location relevance score includes calculating the first category-location relevance score based on a second category-location relevance score for a second geographic location in the plurality of geographic locations and a physical distance between the first geographic location and the second geographic location.Type: GrantFiled: December 16, 2010Date of Patent: March 26, 2013Assignee: Google Inc.Inventor: Matt Lewis
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Publication number: 20120271761Abstract: Systems and methods for making a payment on behalf of a payer to a payee are provided. A request to make a payment on behalf of a payer to a payee is received at a first payment service provider. The first payment service provider supports a first payment network within a plurality of payment networks that each include a respective plurality of payers and payees. The payer is one of the plurality of payers and payees associated with the first payment network, and the payor is not one of the plurality of payers and payees associated with the first payment network. A second payment network within the plurality of payment networks with which the payee is associated is identified by the first payment service provider. A payment instruction to make the payment to the payee is transmitted by the first payment service provider to a second payment service provider associated with the second payment network.Type: ApplicationFiled: June 29, 2012Publication date: October 25, 2012Applicant: CHECKFREE SERVICES CORPORATIONInventors: Peter Kight, Ravi Ganesan, Matt Lewis, D. Kenneth Hobday, JR., Hans Dreyer
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Patent number: 7788172Abstract: A method and system for electronic billing across unassociated electronic bill presentment networks is provided. Each network includes a billing service provider. A request to receive an electronic bill from a biller not associated with a first network is received by a first billing service provider. A request to determine a network with which the biller is associated is transmitted by the first billing service provider. In response to this determination request, information indicating that the biller is associated with a second network is received. An activation instruction to receive electronic bills is transmitted from the first billing service provider to a second billing service provider which is a part of the network with which the biller is associated.Type: GrantFiled: October 30, 2001Date of Patent: August 31, 2010Assignee: CheckFree Services CorporationInventors: Peter Kight, Ravi Ganesan, Matt Lewis, D. Kenneth Hobday, Jr., Hans Dreyer
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Publication number: 20100017332Abstract: Systems and methods for making a payment on behalf of a payer to a payee are provided. A request to make a payment on behalf of a payer to a payee is received at a first payment service provider. The first payment service provider supports a first payment network within a plurality of payment networks that each include a respective plurality of payers and payees. The payer is one of the plurality of payers and payees associated with the first payment network, and the payor is not one of the plurality of payers and payees associated with the first payment network. A second payment network within the plurality of payment networks with which the payee is associated is identified by the first payment service provider. A payment instruction to make the payment to the payee is transmitted by the first payment service provider to a second payment service provider associated with the second payment network.Type: ApplicationFiled: August 31, 2009Publication date: January 21, 2010Applicant: CHECKFREE SERVICES CORPORATIONInventors: Peter Kight, Ravi Ganesan, Matt Lewis, D. Kenneth Hobday, JR., Hans Dreyer
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Publication number: 20090319410Abstract: Systems and methods for electronic billing activation are provided. A request on behalf of a payer to activate electronic billing from a biller for the payer is received by a first electronic financial service provider (EFSP) that supports a first of a plurality of electronic financial service networks (EFSNs) from a second EFSP that supports a second of the plurality of EFSNs. Each of the plurality of EFSNs includes a respective plurality of billers or payers, and the biller is associated with the first EFSN and not associated with the second EFSN, while the payer is not associated with the first EFSN. In response to the received request, activation confirmation information is transmitted by the first EFSP to the second EFSP. The electronic billing activation enables subsequent electronic transmission of a bill from the biller for the payer.Type: ApplicationFiled: August 31, 2009Publication date: December 24, 2009Applicant: CHECKFREE CORPORATIONInventors: Peter Kight, Ravi Ganesan, Matt Lewis, D. Kenneth Hobday, JR., Hans Dreyer
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Patent number: 7426638Abstract: Systems and methods for controlling access to information on a network where a first network entity receives a message requesting access to stored information via a network communication. The received message includes a first component encrypted with a first crypto-key associated with the first network entity and a second component encrypted with a second crypto-key associated with a second network entity such that both can be decrypted by the first network entity. The second network entity controls access to the network by the user. After receiving the message, the first network entity decrypts the first component and the second component and then transmits the stored information to the user based on the content of the first component and the second component.Type: GrantFiled: June 30, 2006Date of Patent: September 16, 2008Assignee: CheckFree CorporationInventors: Ravi Ganesan, Kenneth Hobday, Matt Lewis
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Patent number: 7415610Abstract: Systems and methods for facilitating access to stored information associated with a user, where a service provider receives, from a network entity controlling access to the stored information, a first message component encrypted with a first crypto-key associated with the network entity that can be decrypted by the network entity and a network address associated with the stored information. The service provider then receives a request for information enabling access to the stored information from an access portal associated with the user. Next, the service provider generates a response that includes the network address and the first message component and transmits the response to the access portal. The generated response is extensible by the access portal to include a second message component. The second message component is encrypted with a second crypto-key associated with the access portal. The extended response is usable to obtain access to the stored information.Type: GrantFiled: July 26, 2006Date of Patent: August 19, 2008Assignee: CheckFree CorporationInventors: Ravi Ganesan, Kenneth Hobday, Matt Lewis
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Patent number: 7334128Abstract: To facilitate access to information on a network, an extended network universal resource locator is generated. The generated extended network universal resource locator has (i) a network address, such as an Internet URL, at which stored information, such as detailed bill information, can be accessed on a network, (ii) identity information associated with a first network entity and an integrity value corresponding to the identity information, and (iii) voucher information indicating that a third network entity has authenticated the first network entity and that transmission of the extended network universal resource locator by the third network entity to the first network entity occurred at a particular time. The identity information could, for example, include an identification of the stored information and an account number associated with the first network entity. The integrity value could, for example, be a hash of the identity information.Type: GrantFiled: May 31, 2005Date of Patent: February 19, 2008Assignee: CheckFree CorporationInventors: Ravi Ganesan, Kenneth Hobday, Matt Lewis
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Publication number: 20070022052Abstract: Systems and methods for controlling access to information on a network where a first network entity receives a message requesting access to stored information via a network communication. The received message includes a first component encrypted with a first crypto-key associated with the first network entity and a second component encrypted with a second crypto-key associated with a second network entity such that both can be decrypted by the first network entity. The second network entity controls access to the network by the user. After receiving the message, the first network entity decrypts the first component and the second component and then transmits the stored information to the user based on the content of the first component and the second component.Type: ApplicationFiled: June 30, 2006Publication date: January 25, 2007Inventors: Ravi Ganesan, Kenneth Hobday, Matt Lewis
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Publication number: 20070016525Abstract: Systems and methods for facilitating access to stored information associated with a user, where a service provider receives, from a network entity controlling access to the stored information, a first message component encrypted with a first crypto-key associated with the network entity that can be decrypted by the network entity and a network address associated with the stored information. The service provider then receives a request for information enabling access to the stored information from an access portal associated with the user. Next, the service provider generates a response that includes the network address and the first message component and transmits the response to the access portal. The generated response is extensible by the access portal to include a second message component. The second message component is encrypted with a second crypto-key associated with the access portal. The extended response is usable to obtain access to the stored information.Type: ApplicationFiled: July 26, 2006Publication date: January 18, 2007Inventors: Ravi Ganesan, Kenneth Hobday, Matt Lewis
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Patent number: 7146338Abstract: The present invention provides a method and system for making inter-network payments. A payment request to make a payment on behalf of a payer to a payee is received. A first payment service provider receives this request. The payment is directed to a payee that is associated with a second payment service provider. The first payment service provider determines the identity of the second payment service provider and transmits a payment instruction to the second payment service provider to complete the payment.Type: GrantFiled: June 28, 2001Date of Patent: December 5, 2006Assignee: CheckFree Services CorporationInventors: Peter Kight, Ravi Ganesan, Matt Lewis, Kenneth Hobday, Hans Dreyer
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Publication number: 20050222953Abstract: To facilitate access to information on a network, an extended network universal resource locator is generated. The generated extended network universal resource locator has (i) a network address, such as an Internet URL, at which stored information, such as detailed bill information, can be accessed on a network, (ii) identity information associated with a first network entity and an integrity value corresponding to the identity information, and (iii) voucher information indicating that a third network entity has authenticated the first network entity and that transmission of the extended network universal resource locator by the third network entity to the first network entity occurred at a particular time. The identity information could, for example, include an identification of the stored information and an account number associated with the first network entity. The integrity value could, for example, be a hash of the identity information.Type: ApplicationFiled: May 31, 2005Publication date: October 6, 2005Applicant: CHECKFREE CORPORATIONInventors: Ravi Ganesan, Kenneth Hobday, Matt Lewis
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Patent number: 6948063Abstract: An electronic message for transmission over a network, such as the Internet, is created by encrypting a first component with a first crypto-key, which is associated with a first network entity, such that the encrypted first component can be decrypted by only the first network entity. The first crypto-key could, for example, be a symmetric crypto-key known only to the first network entity or the public non-symmetric crypto-key of a private-public non-symmetric key pair, where the private non-symmetric crypto key is known only to the first network entity. A second component, which is different than the first component, is encrypted with a second crypto-key, which is associated with a second network entity, such that the encrypted second component can also be decrypted by the first network entity.Type: GrantFiled: December 23, 1999Date of Patent: September 20, 2005Assignee: CheckFree CorporationInventors: Ravi Ganesan, Kenneth Hobday, Matt Lewis
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Patent number: D835176Type: GrantFiled: October 28, 2016Date of Patent: December 4, 2018Assignee: JAND, INC.Inventors: Adam Mendelsohn, Matt Lewis, Bo Zhao
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Patent number: D857788Type: GrantFiled: October 30, 2018Date of Patent: August 27, 2019Assignee: JAND, INC.Inventors: Adam Mendelsohn, Matt Lewis, Bo Zhao
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Patent number: D859511Type: GrantFiled: October 30, 2018Date of Patent: September 10, 2019Assignee: JAND, INC.Inventors: Adam Mendelsohn, Matt Lewis, Bo Zhao