Patents by Inventor Matthew A. Calman

Matthew A. Calman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10268891
    Abstract: A system for accessing product information from embedded sensors via mobile device video analysis is disclosed. The system includes a processing device configured for analyzing a video stream of the surrounding environment captured on a mobile device. At least one product that has one or more embedded sensors associated therewith is identified within the surrounding environment. The system retrieves information associated with the one or more products from the one or more embedded sensors. Information retrieved, or information derived from the information retrieved, from the embedded sensors is presented to the user via a display of the video stream on the mobile device.
    Type: Grant
    Filed: February 19, 2016
    Date of Patent: April 23, 2019
    Assignee: Bank of America Corporation
    Inventors: Matthew A. Calman, Erik Stephen Ross, Alfred Hamilton
  • Patent number: 10268890
    Abstract: A system for accessing product information from embedded sensors via mobile device video analysis is disclosed. The system includes a processing device configured for analyzing a video stream of the surrounding environment captured on a mobile device. At least one product that has one or more embedded sensors associated therewith is identified within the surrounding environment. The system retrieves information associated with the one or more products from the one or more embedded sensors. Information retrieved, or information derived from the information retrieved, from the embedded sensors is presented to the user via a display of the video stream on the mobile device.
    Type: Grant
    Filed: December 28, 2015
    Date of Patent: April 23, 2019
    Assignee: Bank of America Corporation
    Inventors: Matthew A. Calman, Erik Stephen Ross, Alfred Hamilton
  • Patent number: 10002395
    Abstract: Embodiments of the invention comprise systems, computer program products, and methods for an interactive mapping system. The system provides improved tracking and management related to activity resource requirements in a time/geographic locational relationship. The system captures activity information and images and identifies relationship resource requirements for the activity. The system generates an interactive mapping system for user experience augmentation.
    Type: Grant
    Filed: August 15, 2016
    Date of Patent: June 19, 2018
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Elizabeth S. Votaw, Laura Corinne Bondesen, Matthew A. Calman, Katherine Dintenfass, Candice Michelle Jones, Charles Karim Aweida, Parker Holt Bossier, Rebecca A. Chen, Nandhita Kumar, Min Zhao
  • Patent number: 9990594
    Abstract: Embodiments of the invention are directed to systems, methods and computer program products for providing a geolocation check-in system. An exemplary apparatus is configured to collect positioning data related to a user. After collecting position data the apparatus may be configure to determine, based at least partially on the positioning data that the user has crossed a threshold of a geofence associated with a merchant's location. Based at least partially on this determination the apparatus may be configured to initiate a merchant check-in associated with the user and transmit user information to the merchant.
    Type: Grant
    Filed: January 28, 2016
    Date of Patent: June 5, 2018
    Assignee: Bank of America Corporation
    Inventors: Scott Lee Harkey, David M. Grigg, Laura Corinne Bondesen, Matthew A. Calman
  • Patent number: 9965729
    Abstract: Embodiments of the invention are directed to systems, methods and computer program products for providing a geolocation check-in system. An exemplary apparatus is configured to collect positioning data related to a user. After collecting position data the apparatus may be configure to determine, based at least partially on the positioning data that the user has crossed a threshold of a geofence associated with a merchant's location. Based at least partially on this determination the apparatus may be configured to initiate a merchant check-in associated with the user and transmit user information to the merchant.
    Type: Grant
    Filed: January 28, 2016
    Date of Patent: May 8, 2018
    Assignee: Bank of America Corporation
    Inventors: Scott Lee Harkey, David M. Grigg, Laura Corinne Bondesen, Matthew A. Calman
  • Patent number: 9934536
    Abstract: Embodiments of the invention comprise systems, computer program products, and methods for a financial and social management system that provides improved tracking and management related to how, where, when, and with whom a user enters into activities. The financial and social management system captures activity information and images from various sources of information, including but not limited to social networking accounts, e-receipts, location determination devices, and the like, and associates the activity information and images with the activities. The financial and social management system may display the activities, activity information, and images in an interactive map using markers. The markers in the interactive may be displayed as a function of the time of the activity, include images, or transaction data related to the activity. Positioning information related to the location of the user at the time of the activities may also be overlaid on the interactive map.
    Type: Grant
    Filed: August 15, 2016
    Date of Patent: April 3, 2018
    Assignee: Bank of America Corporation
    Inventors: Elizabeth S. Votaw, Laura Corinne Bondesen, Matthew A. Calman, Katherine Dintenfass, Candice Michelle Jones, Charles Karim Aweida, Parker Holt Bossier, Rebecca A. Chen, Nandhita Kumar, Min Zhao
  • Patent number: 9786018
    Abstract: Embodiments of the invention comprise systems, computer program products, and methods for a financial and social management system that provides improved tracking and management related to how, where, when, and with whom a user enters into activities. The financial and social management system captures activity information and images from various sources of information, including but not limited to social networking accounts, e-receipts, contact lists, stored database images, images over the Internet, and the like, and associates the activity information and images with the activities. The financial and social management system may determine images for other users associated with an activity of a first user by identifying tag users in a social networking account of the first user or contacts in a social networking account of the first user that participated in activities at the same time or locations as the activities of the first user.
    Type: Grant
    Filed: September 20, 2013
    Date of Patent: October 10, 2017
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Elizabeth S. Votaw, Laura Corinne Bondesen, Matthew A. Calman, Katherine Dintenfass, Candice Michelle Jones, Charles Karim Aweida, Parker Holt Bossier, Rebecca A. Chen, Nandhita Kumar, Min Zhao
  • Patent number: 9786019
    Abstract: Embodiments of the invention comprise systems, computer program products, and methods for a financial and social management system that provides improved tracking and management related to how, where, when, and with whom a user enters into activities. The financial and social management system captures activity information and images from various sources of information, including but not limited to social networking accounts, e-receipts, calendars, contact lists, location determination devices, and the like, and associates the activity information and images with the activities of one or more users. The financial and social management system captures past and future activities of the multiple users based on a location or time period, and assembles the activities into group packages. The group packages are supplemented with the images and the activity information related to the past and future activities captured from the various sources of information of the multiple users.
    Type: Grant
    Filed: September 20, 2013
    Date of Patent: October 10, 2017
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Elizabeth S. Votaw, Laura Corinne Bondesen, Matthew A. Calman, Katherine Dintenfass, Candice Michelle Jones, Charles Karim Aweida, Parker Holt Bossier, Rebecca A. Chen, Nandhita Kumar, Min Zhao
  • Patent number: 9773285
    Abstract: In general terms, embodiments of the present invention relate to methods and apparatuses for providing information regarding relationships between individuals, who may be associated with a user of a mobile device, and objects (e.g., products, locations, businesses, etc.) identified in an image. In some embodiments, this image may be captured by a mobile device. For example, in some embodiments, a method is provided that includes: (a) receiving first information associated with an image, where the image was captured by a mobile device operated by a user; (b) receiving second information regarding one or more individuals; (c) determining, based at least partially on the first and second information, one or more relationships between information regarding individuals and information associated with the image; and (d) presenting, via the mobile device of the user, information associated with the one or more relationships.
    Type: Grant
    Filed: January 1, 2012
    Date of Patent: September 26, 2017
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Matthew A. Calman, Erik Stephen Ross, Alfred Hamilton
  • Patent number: 9767503
    Abstract: Systems, methods, and computer program products are provided for prompting categorization during payment authorization. The system includes a computer apparatus including a processor and a memory; and a software module stored in the memory. The software module includes executable instructions that when executed by the processor cause the processor receive an authorization request for a transaction being conducted by a user; prompt the user to categorize at least one component of the transaction; receive a category from the user for the at least one component of the transaction; and store the category in association with the transaction. In some embodiments, the system will not authorize the transaction until the user categorizes at least one component of the transaction. In further embodiments, the system evaluates the transaction and only prompts the user to categorize the transaction if predefined criteria are met.
    Type: Grant
    Filed: November 30, 2012
    Date of Patent: September 19, 2017
    Assignee: Bank of America Corporation
    Inventors: David M. Grigg, Matthew A. Calman, Elizabeth S. Votaw
  • Patent number: 9754320
    Abstract: Embodiments of the invention are directed to systems, methods, and computer program products for providing a record of an interactive conference, such as a video conference. The systems, methods, and computer program products determine that an operative connection has been established between a user device of a user and a system associated with a representative of a financial institution, such that the user and the representative are conducting a conference; identify a document referenced during the conference; capture at least a portion of the conference in a record; associate the document with the record; and store the record. Customers of financial institutions desire to have records of their interactions with representatives of the financial institution and the embodiments of this invention assist the customer in maintaining and organizing those records.
    Type: Grant
    Filed: October 15, 2012
    Date of Patent: September 5, 2017
    Assignee: Bank of America Corporation
    Inventors: Matthew A. Calman, Rajat Agrawal, Wanwen Han, Alicia C. Jones, Su Liu, Cameron Jungeun Park-Hur, Nir Rachmel, Lynn Streja, Elizabeth S. Votaw
  • Patent number: 9646342
    Abstract: Disclosed is a system and associated method of using a customer's mobile device as an online banking remote control for another customer device. The system typically includes a processor, a memory, and an online banking module stored in the memory. The module is typically configured for (i) associating the mobile device with the customer's online banking account and (ii) binding the mobile device to another computing device. In addition, the module is typically configured for subsequently receiving a remote access command associated with the customer's online banking account and associated with the computing device from the mobile device. The remote access of the computing device to the customer's online banking account can then be modified based on the remote access command and determining that (i) the mobile device is associated with the customer's online banking account and (ii) the mobile device is bound to the computing device.
    Type: Grant
    Filed: July 19, 2013
    Date of Patent: May 9, 2017
    Assignee: Bank of America Corporation
    Inventors: Matthew A. Calman, William E. Kelley, Chris Purvis, Dipika Jain, Michael E. Toth
  • Patent number: 9639892
    Abstract: Embodiments of the invention comprise systems, computer program products, and methods for a financial and social management system that provides improved tracking and management related to how, where, when, and with whom a user enters into activities. The financial and social management system captures activity information and images from various sources of information, including but not limited to social networking accounts, e-receipts, location determination devices, and the like, and associates the activity information and images with the activities. The financial and social management system aggregates the activity information for a number of activities based on the location, user, entity, category, cost, time period, or the like and displays the aggregated activity information in an activity review interface. The financial and social management system may supplement the aggregated activity information with educational data.
    Type: Grant
    Filed: February 29, 2016
    Date of Patent: May 2, 2017
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Elizabeth S. Votaw, Laura Corinne Bondesen, Matthew A. Calman, Katherine Dintenfass, Candice Michelle Jones, Charles Karim Aweida, Parker Holt Bossier, Rebecca A. Chen, Nandhita Kumar, Min Zhao
  • Patent number: 9639893
    Abstract: Embodiments of the invention comprise systems, computer program products, and methods for a financial and social management system that provides improved tracking and management related to how, where, when, and with whom a user enters into activities. The financial and social management system captures activity information and images from various sources of information, including but not limited to social networking accounts, e-receipts, location determination devices, and the like, and associates the activity information and images with the activities. The financial and social management system aggregates the activity information for a number of activities based on the location, user, entity, category, cost, time period, or the like and displays the aggregated activity information in an activity review interface. The financial and social management system may supplement the aggregated activity information with educational data.
    Type: Grant
    Filed: February 29, 2016
    Date of Patent: May 2, 2017
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Elizabeth S. Votaw, Laura Corinne Bondesen, Matthew A. Calman, Katherine Dintenfass, Candice Michelle Jones, Charles Karim Aweida, Parker Holt Bossier, Rebecca A. Chen, Nandhita Kumar, Min Zhao
  • Patent number: 9600839
    Abstract: Embodiments of the invention are directed to systems, methods and computer program products for providing price evaluation based on electronic receipt data.
    Type: Grant
    Filed: July 29, 2013
    Date of Patent: March 21, 2017
    Assignee: Bank of America Corporation
    Inventors: Matthew A. Calman, Katherine Dintenfass, Jason P. Blackhurst, Carrie A. Hanson, Laura C. Bondesen
  • Patent number: 9582826
    Abstract: Embodiments of the invention include systems, methods, and computer-program products that provide for a unique directional wayfinding system. In one embodiment of the invention, products are received from the user, such as a shopping list or wish list. The system determines the location of the user, determines the location of the product in the business, determines a route from the user to the product, and provides instructions to the user along the route. In an embodiment, the system identifies and/or confirms the product when the user reaches the product. In at least one embodiment, the systems, methods, and computer-program products provide functionality for the visually-impaired to assist in everyday shopping for products in businesses.
    Type: Grant
    Filed: January 23, 2012
    Date of Patent: February 28, 2017
    Assignee: Bank of America Corporation
    Inventors: Matthew A. Calman, Susan Smith Thomas, Erik Stephen Ross, Jooyong Lee, Zhenshuo Fang, James Mulholland, Brendan Kiu, Nastasha Tan
  • Patent number: 9530145
    Abstract: Embodiments of the invention are directed to methods and apparatuses for capturing a real-time video stream using a mobile computing device, determining, using a computing device processor, which images from the real-time video stream are associated with goods and businesses consistent with a predetermined social impact, and presenting on a display of the real-time video stream, one or more indicators, each indicator being associated with an image determined to be consistent with a predetermined social impact.
    Type: Grant
    Filed: May 19, 2016
    Date of Patent: December 27, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Matthew A. Calman, Erik Stephen Ross, Alfred Hamilton
  • Patent number: 9524524
    Abstract: System, method, and computer program product are provided for using real-time video analysis, such as augmented reality to provide the user of a mobile device with real-time budgeting and wish lists. Through the use of real-time vision object recognition objects, logos, artwork, products, locations, and other features that can be recognized in the real-time video stream can be matched to data associated with such to provide the user with real-time budget impact and wish list updates based on the products and budget data determined as being the object. In this way, the objects, which may be products and/or budget data in the real-time video stream, may be included into a user's budget and/or wish list, such that the user receives real-time budget and/or wish list updates incorporating product and/or budget data located in a real-time video stream.
    Type: Grant
    Filed: February 16, 2016
    Date of Patent: December 20, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Matthew A. Calman, Erik Stephen Ross
  • Patent number: 9519932
    Abstract: System, method, and computer program product are provided for using real-time video analysis, such as augmented reality to provide the user of a mobile device with real-time budgeting and wish lists. Through the use of real-time vision object recognition objects, logos, artwork, products, locations, and other features that can be recognized in the real-time video stream can be matched to data associated with such to provide the user with real-time budget impact and wish list updates based on the products and budget data determined as being the object. In this way, the objects, which may be products and/or budget data in the real-time video stream, may be included into a user's budget and/or wish list, such that the user receives real-time budget and/or wish list updates incorporating product and/or budget data located in a real-time video stream.
    Type: Grant
    Filed: February 16, 2016
    Date of Patent: December 13, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Matthew A. Calman, Erik Stephen Ross
  • Patent number: 9519924
    Abstract: Embodiments of the invention provide for using video analysis, such as augmented reality or the like to assist a group of users to utilize mobile devices for creating a collective network environment of users that identifies objects in which one or more users in a group of users may be interested, and notifies the one or more users of information associated with the object. A collective network comprises a group of users that each have a mobile device that contains or is otherwise operatively coupled to a data capture device. For example, the mobile device may be a mobile phone that is capable of taking video with a camera device. A user in the collective network may capture video on his mobile device, and an application can identify the object in the video and provide interested users in the collective network with information about the object.
    Type: Grant
    Filed: February 16, 2016
    Date of Patent: December 13, 2016
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Matthew A. Calman, Erik Stephen Ross, Alfred Hamilton