Patents by Inventor Matthew Fitzroy Lynch

Matthew Fitzroy Lynch has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11763239
    Abstract: A system and related method are provided to receive user streaming interaction data (USID) and determine a context of the interaction. Processed stream data is stored, and emotion information (EI) is created by analyzing the processed stream data, producing an EI-tagged interaction record. An overall first EI value (EIV) reflects a value of an EI at a first time, and an overall second EIV reflects a value of an EI at a second time. Indicators related to the EIs are provided on a device of a service representative (SR). When the second EIV is more negative than the first EIV, the system communicates a recommended action to the service representative that is dependent upon on the context of the interaction and the EI.
    Type: Grant
    Filed: September 18, 2018
    Date of Patent: September 19, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Matthew Mark Di Prinzio, Matthew Aaron Fick, Mary E. Huxhold, Faith Maria Lane, Matthew Fitzroy Lynch, Nicholas Kent Pieri
  • Patent number: 11734764
    Abstract: Various examples are directed to systems and methods for interfacing between a user and a computing device. The computing device may receive data describing a projected periodic savings amount and first expense data describing a first expense of the user. The first expense data may indicate an amount of the first expense and a first expense time when the first expense will be incurred. The computing device may display a graphical user interface at a display. The graphical user interface may comprise a savings shape having a size based at least in part on the projected periodic savings amount and a first expense shape having a size based at least in part on the first amount. The computing device may receive an instruction to place the first expense shape in the savings shape and may determine that the projected periodic savings amount is sufficient to fund the first expense at the first time.
    Type: Grant
    Filed: December 10, 2021
    Date of Patent: August 22, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jeffrey Thomas Simpson, Matthew Fitzroy Lynch, Kyle Patrick Mitchell, Amir Zelazny, Brooks Gallagher LeComte, Faith Maria Lane, Derrek Ramon Turner, Daniel Gracey
  • Patent number: 11200623
    Abstract: Various examples are directed to systems and methods for interfacing between a user and a computing device. The computing device may receive data describing a projected periodic savings amount and first expense data describing a first expense of the user. The first expense data may indicate an amount of the first expense and a first expense time when the first expense will be incurred. The computing device may display a graphical user interface at a display. The graphical user interface may comprise a savings shape having a size based at least in part on the projected periodic savings amount and a first expense shape having a size based at least in part on the first amount. The computing device may receive an instruction to place the first expense shape in the savings shape and may determine that the projected periodic savings amount is sufficient to fund the first expense at the first time.
    Type: Grant
    Filed: October 1, 2020
    Date of Patent: December 14, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jeffrey Thomas Simpson, Matthew Fitzroy Lynch, Kyle Patrick Mitchell, Amir Zelazny, Brooks Gallagher LeComte, Faith Maria Lane, Derrek Ramon Turner, Daniel Gracey
  • Publication number: 20210097615
    Abstract: A system and related method provide items of interest to a user for modifying a current user collection of items and then modify the collection. User profile information is received from a user associated with the current user collection and then parsed into a plurality of user factors. A user factor weight is assigned for each of the user factors, and these are stored in a user profile memory. Element provider profile information associated with element provider profiles is received and parsed into element provider factors. Each of these are assigned a weight, and they are stored in an element provider profile memory. A matching score is determined between the user profile and a first element provider profile. An identifier of this provider and its matching score is output to the user. The current user collection is then modified to include an element related to a selected element provider.
    Type: Application
    Filed: December 29, 2016
    Publication date: April 1, 2021
    Inventors: Duke Lee Gunn, JR., Dennis Frederick Gutknecht, Carter C. Hansen, Matthew Fitzroy Lynch, Jonathan Paul Sidarous, Steven A. Jolley
  • Patent number: 10841380
    Abstract: Techniques for assisting a user achieve goals is discussed. In an example, a method can include prompting a user for a goal, periodically checking one or more data sources for activity related to the goal, and electronically modulating a resource based on a comparison of the activity related to the goal and a parameter of the goal.
    Type: Grant
    Filed: December 29, 2016
    Date of Patent: November 17, 2020
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Barbara Lynne Gertz, Duke Lee Gunn, Jr., Dennis Frederick Gutknecht, Carter C. Hansen, Matthew Fitzroy Lynch, Jonathan Paul Sidarous, Steven A. Jolley
  • Patent number: 10825092
    Abstract: Various examples are directed to systems and methods for interfacing between a user and a computing device. The computing device may receive data describing a projected periodic savings amount and first expense data describing a first expense of the user. The computing device may display a graphical user interface at a display. The graphical user interface may comprise a savings shape having a size based at least in part on the projected periodic savings amount and a first expense shape having a size based at least in part on the first amount. The computing device may receive an instruction to place the first expense shape in the savings shape and may determine that the projected periodic savings amount is sufficient to fund the first expense at a first time. The computing device may display, at the graphical user interface, the first expense shape positioned within the savings shape.
    Type: Grant
    Filed: August 30, 2017
    Date of Patent: November 3, 2020
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Jeffrey Thomas Simpson, Matthew Fitzroy Lynch, Kyle Patrick Mitchell, Amir Zelazny, Brooks Gallagher LeComte, Faith Maria Lane, Derrek Ramon Turner, Daniel Gracey