Patents by Inventor Matthew Force
Matthew Force has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 8701984Abstract: A banking system includes a plurality of automated banking machines and operates to cause financial transfers responsive to data read from data bearing records. Each machine (10) includes a user interface (16), a card reader (18) of data bearing records, a cash dispenser (42), and other transaction function devices. The card reader operates to read card data corresponding to financial accounts from user cards. In exchange for providing the machines at no charge to a merchant, user transaction fees assessed to machine users are shared by both the machine provider and the merchant.Type: GrantFiled: December 10, 2012Date of Patent: April 22, 2014Assignee: Diebold, IncorporatedInventors: Roy Shirah, Andrew Junkins, Matthew Force, Mike Ryan, William Beskitt, Robert Bowser, Mark D. Smith
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Patent number: 8608060Abstract: A cash dispensing banking machine that operates responsive to data bearing records includes a card reader that reads identifying data from a user card. The machine dispenses cash from a cash dispenser for a financial account without causing the card reader device to read data from a card corresponding to the financial account, when a determination indicates that a voice of the user corresponds to a particular recognized user stored in a data store in correlated relation with the financial account.Type: GrantFiled: January 21, 2013Date of Patent: December 17, 2013Assignee: Diebold, IncorporatedInventors: Nalarajan Ramachandran, Roy Mleziva, Jeffrey A. Hill, Mark Owens, Mark D. Smith, Sean Haney, Andrew Junkins, Matthew Force, H. Thomas Graef, Elizabeth M Herrera, Robert G. Miller
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Patent number: 8356748Abstract: A cash dispensing banking machine that operates responsive to data bearing records includes a card reader that reads identifying data from a user card. The machine dispenses cash from a cash dispenser for a financial account without causing the card reader device to read data from a card corresponding to the financial account, when a determination indicates that a voice of the user corresponds to a particular recognized user stored in a data store in correlated relation with the financial account.Type: GrantFiled: September 1, 2011Date of Patent: January 22, 2013Assignee: Diebold, IncorporatedInventors: Natarajan Ramachandran, Mark Owens, Mark D. Smith, Sean Haney, Andrew Junkins, Matthew Force, H. Thomas Graef, Elizabeth M. Herrera, Robert G. Miller, Roy Mleziva, Jeffrey A. Hill
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Patent number: 8328085Abstract: A banking system includes a plurality of automated banking machines and operates to cause financial transfers responsive to data read from data bearing records. Each machine (10) includes a user interface (16), a card reader (18) of data bearing records, a cash dispenser (42), and other transaction function devices. The card reader operates to read card data corresponding to financial accounts from user cards. In exchange for providing the machines at no charge to a merchant, user transaction fees assessed to machine users are shared by both the machine provider and the merchant.Type: GrantFiled: June 28, 2010Date of Patent: December 11, 2012Assignee: Diebold, IncorporatedInventors: Roy Shirah, Andrew Junkins, Matthew Force, Mike Ryan, William D. Beskitt, Robert Bowser, Mark D. Smith
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Publication number: 20110309141Abstract: A cash dispensing banking machine that operates responsive to data bearing records includes a card reader that reads identifying data from a user card. The machine dispenses cash from a cash dispenser for a financial account without causing the card reader device to read data from a card corresponding to the financial account, when a determination indicates that a voice of the user corresponds to a particular recognized user stored in a data store in correlated relation with the financial account.Type: ApplicationFiled: September 1, 2011Publication date: December 22, 2011Applicant: Diebold, IncorporatedInventors: Natarajan Ramachandran, Mark Owens, Mark D. Smith, Sean Haney, Andrew Junkins, Matthew Force, H. Thomas Graef, Elizabeth M. Herrera, Robert G. Miller, Roy Mleziva, Jeffrey A. Hill
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Patent number: 8011572Abstract: A cash dispensing banking transaction machine that operates responsive to data bearing records includes a card reader that reads identifying data from a user card. The machine dispenses cash from a cash dispenser for a financial account without causing the card reader device to read data from a card corresponding to the financial account, when a determination indicates that a voice of the user included in an audio input signal to audio input device corresponds to a particular recognized user stored in a data store in correlated relation with the financial account.Type: GrantFiled: October 23, 2008Date of Patent: September 6, 2011Assignee: Diebold, IncorporatedInventors: Natarajan Ramachandran, Mark Owens, Mark D. Smith, Sean Haney, Andrew Junkins, Matthew Force, H. Thomas Graef, Elizabeth M. Herrera, Robert G. Miller, Roy Mleziva, Jeffrey A. Hill
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Patent number: 7891554Abstract: An automated banking machine (10) identifies and stores documents such as currency bills deposited by a user. The machine then selectively recovers documents from storage and dispenses them to other users. The machine includes a central transport (70) wherein documents deposited in a stack are unstacked, oriented, and identified. Such documents are then routed to storage areas in recycling canisters (92, 94, 96, 98). When a user subsequently requests a dispense, documents stored in the storage areas are selectively picked therefrom and delivered to the user through an input/output area (50) of the machine. The control system (30) for the machine includes a terminal processor (548). Identification devices identify the type and character of a document, and distinguish genuine documents, such as genuine currency bills, from unidentifiable or suspect documents.Type: GrantFiled: February 23, 2009Date of Patent: February 22, 2011Assignee: Diebold, IncorporatedInventors: H. Thomas Graef, William D. Beskitt, Damon J. Blackford, Dale Blackson, Robert Bowser, Keith A. Drescher, Jeffrey Eastman, Matthew Force, Sean Haney, Michael Harty, Dale Horan, Andrew Junkins, Edward L. Laskowski, Ashok Modi, Mark Owens, Mike Ryan, Bill Schadt, David Schultz, Mike Theriault, Mark D. Smith
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Patent number: 7789296Abstract: An automated transaction machine (600) includes a note receiving storage and dispensing mechanism (624). The mechanism (624) includes a stacker mechanism (654). The stacker mechanism collects in a stack notes such as currency bills that are to be dispensed from the machine to a user, and the stack is then presented to the user from the machine. The stacker mechanism includes a stack support member (668), a flexible member (692) and spaced supports (694). Notes are engaged in supporting connection with the stack support member as the stack support member is rotated in a first rotational direction. After the stack is accumulated, rotation of the stack support member in an opposed rotational direction delivers the stack from the stacker mechanism.Type: GrantFiled: April 21, 2008Date of Patent: September 7, 2010Assignee: Diebold, IncorporatedInventors: Sean Haney, Mark D. Smith, Nat Ramachandran, Matthew Force, H. Thomas Graef, Robert G. Miller, Mark Owens, Andrew Junkins, Elizabeth M. Herrera
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Publication number: 20100102118Abstract: A cash dispensing banking transaction machine that operates responsive to data bearing records includes a card reader that reads identifying data from a user card. The machine dispenses cash from a cash dispenser for a financial account without causing the card reader device to read data from a card corresponding to the financial account, when a determination indicates that a voice of the user included in an audio input signal to audio input device corresponds to a particular recognized user stored in a data store in correlated relation with the financial account.Type: ApplicationFiled: October 23, 2008Publication date: April 29, 2010Inventors: Natarajan Ramachandran, Mark Owens, Mark D. Smith, Sean Haney, Andrew Junkins, Matthew Force, H. Thomas Graef, Elizabeth M. Herrera, Robert G. Miller, Roy Mleziva, Jeffrey A. Hill
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Patent number: 7690562Abstract: An automated banking machine includes a mechanism for accepting deposited items. Deposited items can be provided to the machine in envelopes passed out of the machine to a user. An empty envelope in an envelope holding container (132) is passed through a transport (124) and presented to the user through an opening (244). The user can insert deposit items in the presented envelope. The envelope containing inserted deposited items can then be placed by the user back through the opening (244), causing it to be stored in a deposit-holding container (128). The machine also includes a printer that can print transaction indicia on a deposited envelope. A wiper comprising a resilient squeegee is able to remove excess ink from nozzles of the printer.Type: GrantFiled: May 30, 2008Date of Patent: April 6, 2010Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Sean Haney, Jeffery M. Enright, Jeffrey Eastman, Franklin M. Theriault, R. Matthew Dunlap, William D. Beskitt, Colin Fitzpatrick, Edward L. Laskowski, Mike Ryan, Bill Lavelle, David Schultz, Matthew Force
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Publication number: 20090242625Abstract: An automated banking machine (10) identifies and stores documents such as currency bills deposited by a user. The machine then selectively recovers documents from storage and dispenses them to other users. The machine includes a central transport (70) wherein documents deposited in a stack are unstacked, oriented, and identified. Such documents are then routed to storage areas in recycling canisters (92, 94, 96, 98). When a user subsequently requests a dispense, documents stored in the storage areas are selectively picked therefrom and delivered to the user through an input/output area (50) of the machine. The control system (30) for the machine includes a terminal processor (548). Identification devices identify the type and character of a document, and distinguish genuine documents, such as genuine currency bills, from unidentifiable or suspect documents.Type: ApplicationFiled: February 23, 2009Publication date: October 1, 2009Applicant: Diebold, IncorporatedInventors: H. Thomas Graef, William D. Beskitt, Damon J. Blackford, Dale Blackson, Robert Bowser, Keith A. Drescher, Jeffrey Eastman, Matthew Force, Sean Haney, Michael Harty, Dale Horan, Andrew Junkins, Edward L. Laskowski, Ashok Modi, Mark Owens, Mike Ryan, Bill Schadt, David Schultz, Mike Theriault, Mark D. Smith
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Publication number: 20090140039Abstract: An automated canister reloading machine is able to reload a currency canister removed from an ATM. The reloading machine includes a supply of currency notes. The reloading machine can transfer currency notes from the supply into a storage area of the canister. The canister includes a memory that can store data representative of information concerning the canister, such as data representative of the type and number of currency notes held in the canister. The reloading machine is able to update the canister memory.Type: ApplicationFiled: November 10, 2008Publication date: June 4, 2009Applicant: Diebold, IncorporatedInventors: Matthew Force, H. Thomas Graef, Robert Bowser, Jeffrey Eastman, Michael Harty, Andrew Junkins, Michael E. Lindroos, Mark Owens, Mike Ryan, Alan Looney, Roy Shirah
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Patent number: 7494046Abstract: An automated banking machine (10) identifies and stores documents such as currency bills deposited by a user. The machine then selectively recovers documents from storage and dispenses them to other users. The machine includes a central transport (70) wherein documents deposited in a stack are unstacked, oriented and identified. Such documents are then routed to storage areas in recycling canisters (92, 94, 96, 98). When a user subsequently requests a dispense, documents stored in the storage areas are selectively picked therefrom and delivered to the user through an input/output area (50) of the machine. The control system (30) for the machine includes a terminal processor (548). Identification devices identify the type and character of a document, and distinguish genuine documents, such as genuine currency bills, from unidentifiable or suspect documents.Type: GrantFiled: May 30, 2003Date of Patent: February 24, 2009Assignee: Diebold, IncorporatedInventors: H. Thomas Graef, Mark D. Smith, Edward L. Laskowski, William D. Beskitt, Damon J. Blackford, Dale Blackson, Robert Bowser, Keith A. Drescher, Jeffrey Eastman, Matthew Force, Sean Haney, Michael Harty, Dale Horan, Andrew Junkins, Ashok Modi, Mark Owens, Mike Ryan, Bill Schadt, David Schultz, Mike Theriault
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Publication number: 20080277464Abstract: An automated banking machine includes a mechanism for accepting deposited items. Deposited items can be provided to the machine in envelopes passed out of the machine to a user. An empty envelope in an envelope holding container (132) is passed through a transport (124) and presented to the user through an opening (244). The user can insert deposit items in the presented envelope. The envelope containing inserted deposited items can then be placed by the user back through the opening (244), causing it to be stored in a deposit-holding container (128). The machine also includes a printer that can print transaction indicia on a deposited envelope. A wiper comprising a resilient squeegee is able to remove excess ink from nozzles of the printer.Type: ApplicationFiled: May 30, 2008Publication date: November 13, 2008Applicant: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Sean Haney, Jeffery M. Enright, Jeffrey Eastman, Franklin M. Theriault, R. Matthew Dunlap, William D. Beskitt, Colin Fitzpatrick, Edward L. Laskowski, Mike Ryan, Bill Lavelle, David Schultz, Matthew Force
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Patent number: 7448535Abstract: An automated canister reloading machine is able to reload a currency canister removed from an ATM. The reloading machine includes a supply of currency notes. The reloading machine can transfer currency notes from the supply into a storage area of the canister. The canister includes a memory that can store data representative of information concerning the canister, such as data representative of the type and number of currency notes held in the canister. The reloading machine is able to update the canister memory.Type: GrantFiled: April 23, 2007Date of Patent: November 11, 2008Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Matthew Force, H. Thomas Graef, Robert Bowser, Jeffrey Eastman, Michael Harty, Andrew Junkins, Michael E. Lindroos, Mark Owens, Mike Ryan, Alan Looney, Roy Shirah
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Patent number: 7419092Abstract: An automated banking machine includes a mechanism for accepting deposited items. Deposited items can be provided to the machine in envelopes passed out of the machine to a user. An empty envelope in an envelope holding container (132) is passed through a transport (124) and presented to the user through an opening (244). The user can insert deposit items in the presented envelope. The envelope containing inserted deposited items can then be placed by the user back through the opening (244), causing it to be stored in a deposit-holding container (128). The machine also includes a printer that can print transaction indicia on a deposited envelope. A wiper comprising a resilient squeegee is able to remove excess ink from nozzles of the printer.Type: GrantFiled: March 26, 2007Date of Patent: September 2, 2008Assignee: Diebold Self-Serivce Systems division of Diebold IncorporatedInventors: Sean Haney, Jeffery M. Enright, Jeffrey Eastman, Franklin M. Theriault, R. Matthew Dunlap, William D. Beskitt, Colin Fitzpatrick, Edward L. Laskowski, Mike Ryan, Bill Lavelle, David Schultz, Matthew Force
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Patent number: 7416095Abstract: An automated banking machine includes a mechanism for accepting deposited items. Deposited items may be provided to the machine in envelopes which are first passed to a user from an envelope storage area (132) in the machine through a transport (124) and which are presented to the user through an opening (244). An envelope storage and dispensing device (134) is operative to assure that only a single envelope is delivered to the user. A user may thereafter include deposit items in the dispensed envelope. The deposited items are passed through the opening (244) and are deposited in a deposit-holding container (128). The deposited items may be marked with indicia corresponding to the transaction or properties of the deposited item where the envelope originally dispensed to the user for holding the deposited item.Type: GrantFiled: March 9, 2004Date of Patent: August 26, 2008Assignee: Diebold Self-Service Systems division of Diebold, IncorporatedInventors: Sean Haney, Jeffrey M. Enright, Jeffrey Eastman, Franklin M. Theriault, R. Matthew Dunlap, William D. Beskitt, Colin Fitzpatrick, Edward L. Laskowski, Mike Ryan, Bill Lavelle, David Schultz, Matthew Force
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Publication number: 20080197183Abstract: An automated transaction machine (600) includes a note receiving storage and dispensing mechanism (624). The mechanism (624) includes a stacker mechanism (654). The stacker mechanism collects in a stack notes such as currency bills that are to be dispensed from the machine to a user, and the stack is then presented to the user from the machine. The stacker mechanism includes a stack support member (668), a flexible member (692) and spaced supports (694). Notes are engaged in supporting connection with the stack support member as the stack support member is rotated in a first rotational direction. After the stack is accumulated, rotation of the stack support member in an opposed rotational direction delivers the stack from the stacker mechanism.Type: ApplicationFiled: April 21, 2008Publication date: August 21, 2008Applicant: Diebold, IncorporatedInventors: Sean Haney, Mark D. Smith, Nat Ramachandran, Matthew Force, H. Thomas Graef, Robert G. Miller, Mark Owens, Andrew Junkins, Elizabeth M. Herrera
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Patent number: 7360683Abstract: An automated transaction machine (600) includes a note receiving storage and dispensing mechanism (624). The mechanism (624) includes a stacker mechanism (654). The stacker mechanism collects in a stack notes such as currency bills that are to be dispensed from the machine to a user, and the stack is then presented to the user from the machine. The stacker mechanism includes a stack support member (668), a flexible member (692) and spaced supports (694). Notes are engaged in supporting connection with the stack support member as the stack support member is rotated in a first rotational direction. After the stack is accumulated, rotation of the stack support member in an opposed rotational direction delivers the stack from the stacker mechanism.Type: GrantFiled: September 27, 2001Date of Patent: April 22, 2008Assignee: Diebold, IncorporatedInventors: Sean Haney, Mark D. Smith, Nat Ramachandran, Matthew Force, H. Thomas Graef, Robert G. Miller, Mark Owens, Andrew Junkins, Elizabeth M. Herrera
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Patent number: 7331513Abstract: An automated canister reloading machine is able to reload a currency canister removed from an ATM. The reloading machine includes a supply of currency notes. The reloading machine can transfer currency notes from the supply into a storage area of the canister. The canister includes a memory that can store data representative of information concerning the canister, such as data representative of the type and number of currency notes held in the canister. The reloading machine is able to update the canister memory.Type: GrantFiled: June 4, 2004Date of Patent: February 19, 2008Assignee: Diebold, IncorporatedInventors: Matthew Force, H. Thomas Graef, Robert Bowser, Jeffrey Eastman, Michael Harty, Andrew Junkins, Michael E. Lindroos, Mark Owens, Mike Ryan, Alan Looney, Roy Shirah