Patents by Inventor Matthew Gibbs

Matthew Gibbs has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240104644
    Abstract: Systems and methods for providing a separate interest rate for an individual transaction are disclosed. A system may provide a service associated with a account having an account balance and an associated first interest rate. The system may include a service device having one or more memory devices storing instructions and one or more processors configured to execute the instructions to perform a separate interest rate service process. The process may include providing a separate interest rate service offer to a client device and receiving a separate interest rate selection from the client device. The process may also include determining a selected portion of the account balance corresponding to an amount to which a second interest rate, different from the first interest rate, is to be applied based on the separate interest rate selection.
    Type: Application
    Filed: December 4, 2023
    Publication date: March 28, 2024
    Applicant: Capital One Services, LLC
    Inventors: Marcie APELT, Megan EDDS, Keith BARRON, Ashley GIBBS, Matthew VISCHULIS, Carl ASHBY, Baining HU, Yi LIU, David SCHARDT
  • Publication number: 20140279389
    Abstract: A system comprises a device including a memory with an automated collateral fraud and risk detection application installed thereon, wherein the application detects receives a plurality of sequential underwriting submissions, compares corresponding data fields of each sequential underwriting submission to identify whether the corresponding data fields include inconsistent information, and determines if the inconsistent information is indicative of the underwriting manipulation.
    Type: Application
    Filed: March 15, 2013
    Publication date: September 18, 2014
    Inventors: David Monaco, Matthew Gibbs, Katherine Melnichenko, Stacey Shifman, Eric Rosenblatt
  • Publication number: 20140279387
    Abstract: A system comprises a device including a memory with an automated collateral fraud and risk detection application installed thereon, wherein the application evaluates risk in an acquisition in support of end user decisions by accessing at least one database to retrieve documentation corresponding to the acquisition and secondary information corresponding to the documentation, the documentation and secondary information each including data fields; compares the documentation data fields with corresponding secondary information data fields to identify acquisition defects; applies risk heuristics on the acquisition defects to generate a probability estimation for each acquisition defect; and outputs a risk evaluation for the acquisition including a confidence metric based on an aggregation of the probability estimations.
    Type: Application
    Filed: March 15, 2013
    Publication date: September 18, 2014
    Applicant: Fannie Mae
    Inventors: Stacey Shifman, Oleksiy Medinets, Edward Dombroski, Lois Wesly, David Monaco, Matthew Gibbs, Katherine Melnichenko, Kristi Heutnik, James Beattie, Michael Bales, Robert Barclay, Patria S. Kunde, Amanda Woods, Eric Rosenblatt
  • Publication number: 20070113179
    Abstract: The present invention relates to a system and methodology that provides for adjusting content that is to be received and displayed by a device so that the content is meaningful to a recipient. The invention provides for rendering of variable-sized pages of dynamic content based at least in part on user interface (UT) characteristics of a receiving device (e.g., client program). One particular aspect of the invention provides for an abstraction layer that permits a content developer to specify what content is to be displayed to an end user without requiring the developer to delineate markup tags that are to be employed by different browsers of respective mobile devices. Thus, for example, such aspect of the invention provides for automatically adjusting (e.g., paginating) content into variable-sized pages appropriate for a requesting device. A content analyzer receives and analyzes content to be rendered at a plurality of recipient devices against display capabilities of the respective devices.
    Type: Application
    Filed: January 5, 2007
    Publication date: May 17, 2007
    Applicant: Microsoft Corporation
    Inventors: Matthew Gibbs, Shanku Niyogi, Greg Schechter, Kristen Nye
  • Publication number: 20060195819
    Abstract: A verification tool applies a set of rules to determine whether an application object is rule compliant when a condition associated with the object is met. The verification tool determines whether the object is associated with a rule compliant property value. If the property value does not comply with the rule, then the rule has been violated and an error message is issued. The rule corresponds to settings implemented by a developer on the component. Thus, the developer is informed when at least one property value associated with the object does not comply with the corresponding rule. Feedback is provided about which specific object is not rule compliant such that the component may be modified to be rule compliant.
    Type: Application
    Filed: February 25, 2005
    Publication date: August 31, 2006
    Applicant: Microsoft Corporation
    Inventors: Susan Chory, Matthew Gibbs, Nikhil Kothari
  • Publication number: 20050278351
    Abstract: A concept for providing hierarchical navigation information relative to one or more databases within a distributed computer system is described. In one aspect, this includes a process for hierarchically organizing bodies of information that includes: receiving a query from a user, abstracting a list of descriptors from one or more sources of information selected based on the query, organizing the list according to an hierarchy of nodes referenced in the one or more sources of information and providing information configured to facilitate displaying a graphical user interface illustrating the hierarchy and having user programmable server control classes for accession of nodes in the hierarchy.
    Type: Application
    Filed: May 28, 2004
    Publication date: December 15, 2005
    Applicant: Microsoft Corporation
    Inventors: Shanku Niyogi, Ting-Hao Yang, Joseph Croney, Matthew Gibbs, Stefan Schackow
  • Publication number: 20050257138
    Abstract: The described systems and methods are directed at defining web content navigation. The disclosed technique enables the development of web content for a scenario without having to create every navigational control that is needed to manage the flow through the web content in the scenario or to write non-declarative server-side logic to control navigation. This method determines a declaration in a source file for a web page. The declaration is associated with an object. The method determines the views associated with the object where each of the views includes a user-interface. A flow for navigating through the views is determined. The views are rendered in accordance with the navigational flow.
    Type: Application
    Filed: May 14, 2004
    Publication date: November 17, 2005
    Applicant: Microsoft Corporation
    Inventors: Susan Chory, Matthew Gibbs, Scott Guthrie, Michael Harder, Robert Howard, Scott Imig, Nikhil Kothari, Shanku Niyogi, Ting-Hao Yang, Andres Sanabria