Patents by Inventor Matthew Gillen

Matthew Gillen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Process for Utilizing Web Data In Making Lending Decisions
    Publication number: 20140244479
    Abstract: The disclosure relates to a process for utilizing web data, primarily obtained from social media websites in lending decisions business loan. Using the process, a lender can utilize publicly available data regarding a loan applicant, and evaluate that data in conjunction with other information to make lending decisions. The disclosure is directed toward loan transactions for small businesses.
    Type: Application
    Filed: February 28, 2014
    Publication date: August 28, 2014
    Applicant: On Deck Capital, Inc.
    Inventors: Michael White, Greg Lamp, Matthew Gillen
  • Process for Verifying Data Identity for Lending Decisions
    Publication number: 20140172681
    Abstract: The disclosure relates to a process for matching the identify of publically available data to a potential borrower for a business loan. Using the process, a lender can utilize publicly available data regarding a loan applicant, verify with some certainty that the data actually corresponds to the loan applicant, and use that data in conjuction with other information to make a lending decision. The disclosure is directed toward loan transactions for small businesses.
    Type: Application
    Filed: November 14, 2013
    Publication date: June 19, 2014
    Applicant: On Deck Capital, Inc.
    Inventors: Greg Lamp, Matthew Gillen, Michael White