Abstract: Methods, systems, and storage media for securely transmitting information are disclosed. Exemplary implementations may: receive a user identification token from a mobile device associated with a first user; verify an identity of the first user utilizing the user identification token; provide a positive response token to the mobile device associated with the first user indicating the identity of the first user has been verified; based on providing the positive response token, receive telematics data, the user identification token, and a timestamp from the mobile device associated with the first user; normalize the received telematics data; based on privacy settings derived from the mobile device associated with the first user, receive permission, from the first user, to share the normalized telematics data; and based on receiving permission, from the first user, to share the normalized telematics data, transmitting at least a portion of the normalized telematics data to a second user.

Abstract: Methods, systems, and storage media for securely transmitting information are disclosed. Exemplary implementations may: receive a user identification token from a mobile device associated with a first user; verify an identity of the first user utilizing the user identification token; provide a positive response token to the mobile device associated with the first user indicating the identity of the first user has been verified; based on providing the positive response token, receive telematics data, the user identification token, and a timestamp from the mobile device associated with the first user; normalize the received telematics data; based on privacy settings derived from the mobile device associated with the first user, receive permission, from the first user, to share the normalized telematics data; and based on receiving permission, from the first user, to share the normalized telematics data, transmitting at least a portion of the normalized telematics data to a second user.

Abstract: A collaborative mobility risk assessment platform may enable multiple parties to participate in the assessment and mitigation of risk facing all forms of autonomous and non-autonomous vehicles via machine learning and artificial intelligence. The platform may include interfaces to ingest a plurality of forms of telematics data, driver history data, weather data, insurance data, vehicle history data, traffic data, road condition data as well as any relevant third-party data that may be used to predict the risk of collision, breakdown, or accelerated depreciation of autonomous and non-autonomous vehicles. The platform may be shared with multiple parties for purposes of collaboration for risk mitigation so as to minimize or eliminate sub-standard performance and/or non-performance with respect to areas including, but not limited to, routes, insurance policies, maintenance, fuel management, and/or asset pricing using cloud-based services.

Abstract: A system is disclosed that operates a secondary market for digital music licenses. The system includes a license administration center communicating over a network with a content provider, a selling first consumer, and a purchasing second consumer. The license administration center operates to receive bids and offers for digital music licenses from the first consumer and second consumer, match bids and offers, terminate the digital music license of the first consumer, grant the digital music license to the second consumer, provide consideration to the first consumer, and receive consideration from the second consumer.