Patents by Inventor Matthew Joseph Castoro

Matthew Joseph Castoro has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • VOICE INTERFACE TRANSACTION SYSTEM USING AUDIO SIGNALS
    Publication number: 20210374742
    Abstract: Systems and methods for voice-enabled transactions are disclosed. A merchant system may generate a transaction request comprising a transaction amount and a merchant identifier. The merchant system may invoke an audio signal generator to generate an audio transaction signal comprising the transaction request data. A voice assistant may play the audio transaction signal. The user initiating the transaction may use a mobile device to detect and ingest the audio transaction signal. In response to detecting and ingesting the audio transaction signal, the mobile device may interact with a payment network to authorize, process, and complete the transaction request. The payment network may transmit a transaction approval to the merchant system.
    Type: Application
    Filed: August 12, 2021
    Publication date: December 2, 2021
    Applicant: American Express Travel Related Services Co., Inc.
    Inventors: Matthew Joseph CASTORO, Andrew Lei
  • Voice interface transaction system using audio signals
    Patent number: 11113691
    Abstract: Systems and methods for voice-enabled transactions are disclosed. A merchant system may generate a transaction request comprising a transaction amount and a merchant identifier. The merchant system may invoke an audio signal generator to generate an audio transaction signal comprising the transaction request data. A voice assistant may play the audio transaction signal. The user initiating the transaction may use a mobile device to detect and ingest the audio transaction signal. In response to detecting and ingesting the audio transaction signal, the mobile device may interact with a payment network to authorize, process, and complete the transaction request. The payment network may transmit a transaction approval to the merchant system.
    Type: Grant
    Filed: September 25, 2018
    Date of Patent: September 7, 2021
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Matthew Joseph Castoro, Andrew Lei
  • VOICE INTERFACE TRANSACTION SYSTEM USING AUDIO SIGNALS
    Publication number: 20200097965
    Abstract: Systems and methods for voice-enabled transactions are disclosed. A merchant system may generate a transaction request comprising a transaction amount and a merchant identifier. The merchant system may invoke an audio signal generator to generate an audio transaction signal comprising the transaction request data. A voice assistant may play the audio transaction signal. The user initiating the transaction may use a mobile device to detect and ingest the audio transaction signal. In response to detecting and ingesting the audio transaction signal, the mobile device may interact with a payment network to authorize, process, and complete the transaction request. The payment network may transmit a transaction approval to the merchant system.
    Type: Application
    Filed: September 25, 2018
    Publication date: March 26, 2020
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Matthew Joseph Castoro, Andrew Lei