Abstract: Methods, systems and computer readable media for presenting an offer. In one such method, a consumer is assigned to one of a plurality of market segments, and a yield for a plurality of offers is determined based on the assigned market segment. An offer is then selected for presentation to the consumer based on the yield.

Abstract: A method and system for presenting an offer by way of a computer network is disclosed herein. In the method, consumer information and a plurality of offers are stored in a database, and a consumer session of a partner electronic interface is accessed by way of the computer network. The eligibility of the consumer to receive one of the plurality of offers is determined based on the stored consumer information. An offer is removed if the consumer is ineligible for the offer and the remaining plurality of orders are ordered and presented to the consumer by way of the partner electronic interface.

Abstract: A data processing system issuing ECs through “online” networks of personal computers, televisions, or other devices with video monitors or telephones. Each electronic certificate includes transaction data and identification data, and can be printed out on a printing device linked to a consumer's personal input device, or electronically stored in a designated data base until a specified expiration date. The certificate can be used for various purposes, including use as a coupon for a discounted price on a product or service, proof of a gift or award, proof of reservation, or proof of payment. Consumers access the data processing system online, browse among their choices, and make their selections. The data processing system provides reports on the selected certificates and their use following selection.

Abstract: A data processing system issuing ECs through “online” networks of personal computers, televisions, or other devices with video monitors or telephones. Each electronic certificate includes transaction data and identification data, and can be printed out on a printing device linked to a consumer's personal input device, or electronically stored in a designated data base until a specified expiration date. The certificate can be used for various purposes, including use as a coupon for a discounted price on a product or service, proof of a gift or award, proof of reservation, or proof of payment. Consumers access the data processing system online, browse among their choices, and make their selections. The data processing system provides reports on the selected certificates and their use following selection.