Abstract: A method for modeling financial variables describing a client over a time period. The method may comprise the step of generating a first simulation of the time period. Generating the first simulation may comprise the steps of assigning the client to a first health-related state and advancing the first simulation from a first interval of the time period to a second interval of the time period. A probability that the client will transition from the first health-related state to a second health-related state may be calculated, the client may be randomly assigned to either the first health-related state or the second health-related state considering the probability. According to various embodiments, the methods may also comprise the steps of calculating a client income for the second interval; and calculating a plurality of client expenses for the second interval. Also, the various health-related states may include one or more of a healthy state, a long term care (LTC) state, a disabled state and a dead state.

Abstract: A shock-resistant and environmentally sealed container comprising a first section and a second section. A latching system for the container comprises a deflectable pin coupled to the first section of the container with a latch coupled to the second section. The latch includes a deflectable pin engaging member. When the deflectable pin engaging member is engaged with the deflectable pin, the deflectable pin absorbs relative movement between the first section and the second section of the container. Another embodiment of the container employs a latch containing a deflectable member. The latch is pivotally coupled to a latch pin that is mounted to either the first section or the second section of the container. The deflectable member is positioned between the latch pin and the latch, and the deflectable member is configured to absorb relative movement between the first section and the second section.

Abstract: A shock-resistant and environmentally sealed container comprising a first section and a second section. A latching system for the container comprises a deflectable pin coupled to the first section of the container with a latch coupled to the second section. The latch includes a deflectable pin engaging member. When the deflectable pin engaging member is engaged with the deflectable pin, the deflectable pin absorbs relative movement between the first section and the second section of the container. Another embodiment of the container employs a latch containing a deflectable member. The latch is pivotally coupled to a latch pin that is mounted to either the first section or the second section of the container. The deflectable member is positioned between the latch pin and the latch, and the deflectable member is configured to absorb relative movement between the first section and the second section.

Abstract: A shock-resistant and environmentally sealed container comprising a first section and a second section. A latching system for the container comprises a deflectable pin coupled to the first section of the container with a latch coupled to the second section. The latch includes a deflectable pin engaging member. When the deflectable pin engaging member is engaged with the deflectable pin, the deflectable pin absorbs relative movement between the first section and the second section of the container. Another embodiment of the container employs a latch containing a deflectable member. The latch is pivotally coupled to a latch pin that is mounted to either the first section or the second section of the container. The deflectable member is positioned between the latch pin and the latch, and the deflectable member is configured to absorb relative movement between the first section and the second section.

Abstract: A method for modeling financial variables describing a client over a time period. The method may comprise the step of generating a first simulation of the time period. Generating the first simulation may comprise the steps of assigning the client to a first health-related state and advancing the first simulation from a first interval of the time period to a second interval of the time period. A probability that the client will transition from the first health-related state to a second health-related state may be calculated, the client may be randomly assigned to either the first health-related state or the second health-related state considering the probability. According to various embodiments, the methods may also comprise the steps of calculating a client income for the second interval; and calculating a plurality of client expenses for the second interval. Also, the various health-related states may include one or more of a healthy state, a long term care (LTC) state, a disabled state and a dead state.

Abstract: A method of displaying results of a financial model for forecasting at least one financial variable relating to a client. The method comprises the steps of receiving asset and liability data regarding the client; generating forecasted values for the financial variables over a number of simulations using the asset and liability data; and displaying a topographical chart on a user interface. The topographical chart may be positioned on a plane shown in the user interface. The plane may be defined by a time axis and a value axis for the at least one financial variable, such that a coordinate set on the plane represents the value of the at least one financial variable at a time point. The height of a first point on the topographical chart corresponding to the coordinate set may indicate a portion of the simulations that result in the coordinate set.