Patents by Inventor Matthew R. BROLUND

Matthew R. BROLUND has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • SYSTEM AND METHOD FOR FRAUD CONTROL
    Publication number: 20220284437
    Abstract: A system and method in accordance with exemplary embodiments may include systems and methods for providing fraud management, which may include, receiving account holder data, determining vertical spend patterns associated with merchants to define a merchant risk for each merchant, generating a transactional behavior patter for the account holder, and generating a fraud score and/or action set (e.g., refer/decline/queue for review) based on the transactional behavior pattern and merchant risk. Account holder data may include, for example, an account type, an account balance, account credits and debits, and transaction data including merchant name, location, and transaction details.
    Type: Application
    Filed: May 24, 2022
    Publication date: September 8, 2022
    Inventors: Thomas S. Poole, Lawrence Douglas, Matthew R. Brolund
  • System and method for fraud control
    Patent number: 11367073
    Abstract: A system and method in accordance with exemplary embodiments may include systems and methods for providing fraud management, which may include, receiving account holder data, determining vertical spend patterns associated with merchants to define a merchant risk for each merchant, generating a transactional behavior patter for the account holder, and generating a fraud score and/or action set (e.g., refer/decline/queue for review) based on the transactional behavior pattern and merchant risk. Account holder data may include, for example, an account type, an account balance, account credits and debits, and transaction data including merchant name, location, and transaction details.
    Type: Grant
    Filed: July 3, 2014
    Date of Patent: June 21, 2022
    Assignee: CAPITAL ONE SERVICES, LLC
    Inventors: Thomas S. Poole, Lawrence Douglas, Matthew R. Brolund
  • SYSTEM AND METHOD FOR FRAUD CONTROL
    Publication number: 20150012436
    Abstract: A system and method in accordance with exemplary embodiments may include systems and methods for providing fraud management, which may include, receiving account holder data, determining vertical spend patterns associated with merchants to define a merchant risk for each merchant, generating a transactional behavior patter for the account holder, and generating a fraud score and/or action set (e.g., refer/decline/queue for review) based on the transactional behavior pattern and merchant risk. Account holder data may include, for example, an account type, an account balance, account credits and debits, and transaction data including merchant name, location, and transaction details.
    Type: Application
    Filed: July 3, 2014
    Publication date: January 8, 2015
    Inventors: Thomas S. POOLE, Lawrence DOUGLAS, Matthew R. BROLUND