Abstract: A system including a presentational layer with a graphical participant interface which receives data from a participate and passes said data to a workflow engine, a business logic layer including a computer processor, where the business logic layer receives payload data from said workflow engine and sends encrypted payload data to the data layer, and a data layer which includes a storage medium or combination of storage mediums including a blockchain, wherein said data layer receives encrypted payload data from said business logic layer and stores said encrypted payload data on the blockchain and on a shadowing relational database. The system generates dynamic accounting and bookkeeping methodologies without the use of a ledger by sequencing activity records of associated transaction participants, authorization provided to complete a transaction, and supporting documentation and processing them through a rule-based workflow engine.