Patents by Inventor Matthew Whitley
Matthew Whitley has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 12159316Abstract: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.Type: GrantFiled: March 7, 2023Date of Patent: December 3, 2024Assignee: Truist BankInventors: Matthew Whitley, Matthew Spriggs, Gopinath Rajagopal, Patricia Kinney, Seneca Meyer, Nixa Espinola
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Publication number: 20240249257Abstract: A transmission pairing system may include a transmission pairing stored in a secure database. The system may generate a transmission pairing by receiving a selection of a destination for the secure information from the secure database and determining a transmission type corresponding to the selected destination. The system may populate a list of available sources of the secure information based on the transmission type. A selected source may be received and paired with the selected destination to generate the transmission pairing. The transmission pairing may be used to initiate an electronic transmission based on a parameter that is modifiable to determine the secure information transmitted from the source to the destination.Type: ApplicationFiled: March 11, 2024Publication date: July 25, 2024Applicant: Truist BankInventors: Dan Mauney, Lee Ratcliffe, JR., Matthew Whitley
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Publication number: 20240171409Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.Type: ApplicationFiled: February 1, 2024Publication date: May 23, 2024Applicant: Truist BankInventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor
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Patent number: 11954657Abstract: A transmission pairing system may include a transmission pairing stored in a secure database. The system may generate a transmission pairing by receiving a selection of a destination for the secure information from the secure database and determining a transmission type corresponding to the selected destination. The system may populate a list of available sources of the secure information based on the transmission type. A selected source may be received and paired with the selected destination to generate the transmission pairing. The transmission pairing may be used to initiate an electronic transmission based on a parameter that is modifiable to determine the secure information transmitted from the source to the destination.Type: GrantFiled: March 11, 2022Date of Patent: April 9, 2024Assignee: Truist BankInventors: Dan Mauney, Lee Ratcliffe, Jr., Matthew Whitley
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Patent number: 11930122Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.Type: GrantFiled: May 1, 2023Date of Patent: March 12, 2024Assignee: Truist BankInventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor
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Publication number: 20230283483Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.Type: ApplicationFiled: May 1, 2023Publication date: September 7, 2023Applicant: Truist BankInventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor
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Publication number: 20230206347Abstract: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.Type: ApplicationFiled: March 7, 2023Publication date: June 29, 2023Applicant: Truist BankInventors: Matthew Whitley, Matthew Spriggs, Gopinath Rajagopal, Patricia Kinney, Seneca Meyer, Nixa Espinola
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Patent number: 11677565Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.Type: GrantFiled: May 20, 2020Date of Patent: June 13, 2023Assignee: Truist BankInventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor
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Patent number: 11636553Abstract: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.Type: GrantFiled: January 4, 2022Date of Patent: April 25, 2023Assignee: Truist BankInventors: Matthew Whitley, Matthew Spriggs, Gopinath Rajagopal, Patricia Kinney, Seneca Meyer, Nixa Espinola
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Publication number: 20220198414Abstract: A transmission pairing system may include a transmission pairing stored in a secure database. The system may generate a transmission pairing by receiving a selection of a destination for the secure information from the secure database and determining a transmission type corresponding to the selected destination. The system may populate a list of available sources of the secure information based on the transmission type. A selected source may be received and paired with the selected destination to generate the transmission pairing. The transmission pairing may be used to initiate an electronic transmission based on a parameter that is modifiable to determine the secure information transmitted from the source to the destination.Type: ApplicationFiled: March 11, 2022Publication date: June 23, 2022Inventors: Dan Mauney, Lee Ratcliffe, JR., Matthew Whitley
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Publication number: 20220129993Abstract: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.Type: ApplicationFiled: January 4, 2022Publication date: April 28, 2022Inventors: Matthew Whitley, Matthew Spriggs, Gopinath Rajagopal, Patricia Kinney, Seneca Meyer, Nixa Espinola
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Patent number: 11308463Abstract: A transmission pairing system may include a transmission pairing stored in a secure database. The system may generate a transmission pairing by receiving a selection of a destination for the secure information from the secure database and determining a transmission type corresponding to the selected destination. The system may populate a list of available sources of the secure information based on the transmission type. A selected source may be received and paired with the selected destination to generate the transmission pairing. The transmission pairing may be used to initiate an electronic transmission based on a parameter that is modifiable to determine the secure information transmitted from the source to the destination.Type: GrantFiled: May 13, 2016Date of Patent: April 19, 2022Assignee: Truist BankInventors: Dan Mauney, Lee Ratcliffe, Jr., Matthew Whitley
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Patent number: 11244407Abstract: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.Type: GrantFiled: December 18, 2019Date of Patent: February 8, 2022Assignee: TRUIST BANKInventors: Matthew Whitley, Matthew Spriggs, Gopinath Rajagopal, Patricia Kinney, Seneca Meyer, Nixa Espinola
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Patent number: 11113019Abstract: A device identifier for a user device may be identified from multiple device identifiers corresponding to multiple user devices. The device identifier is stored in a database in a memory location of a first set of memory locations including the device identifiers. The memory location may be associated with a separate memory location including a user identifier corresponding to the user. Application information is retrieved for web-based applications and stored in a second set of memory locations associated with the memory location including the device identifier. Customization information is retrieved for the web-based applications. The customization information includes location information for the web-based applications and corresponding secure information. A request for the secure information may be made to different systems and corresponding databases including the secure user information.Type: GrantFiled: November 18, 2016Date of Patent: September 7, 2021Assignee: Truist BankInventors: Matthew T. Spriggs, Michael Shade, Michael Anthony Dascola, Matthew Whitley, Patricia Kinney
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Publication number: 20200280451Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.Type: ApplicationFiled: May 20, 2020Publication date: September 3, 2020Inventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor
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Patent number: 10700873Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.Type: GrantFiled: January 17, 2019Date of Patent: June 30, 2020Assignee: Truist BankInventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor
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Publication number: 20200126162Abstract: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.Type: ApplicationFiled: December 18, 2019Publication date: April 23, 2020Inventors: Matthew Whitley, Matthew Spriggs, Gopinath Rajagopal, Patricia Kinney, Seneca Meyer, Nixa Espinola
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Patent number: 10540724Abstract: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.Type: GrantFiled: May 6, 2016Date of Patent: January 21, 2020Assignee: Branch Banking and Trust CompanyInventors: Matthew Whitley, Matthew Spriggs, Gopinath Rajagopal, Patricia Kinney, Seneca Meyer, Nixa Espinola
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Publication number: 20190158295Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.Type: ApplicationFiled: January 17, 2019Publication date: May 23, 2019Applicant: Branch Banking and Trust CompanyInventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor
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Patent number: 10218510Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.Type: GrantFiled: June 1, 2016Date of Patent: February 26, 2019Assignee: Branch Banking and Trust CompanyInventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor