Patents by Inventor Matthew Whitley

Matthew Whitley has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12159316
    Abstract: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.
    Type: Grant
    Filed: March 7, 2023
    Date of Patent: December 3, 2024
    Assignee: Truist Bank
    Inventors: Matthew Whitley, Matthew Spriggs, Gopinath Rajagopal, Patricia Kinney, Seneca Meyer, Nixa Espinola
  • Publication number: 20240249257
    Abstract: A transmission pairing system may include a transmission pairing stored in a secure database. The system may generate a transmission pairing by receiving a selection of a destination for the secure information from the secure database and determining a transmission type corresponding to the selected destination. The system may populate a list of available sources of the secure information based on the transmission type. A selected source may be received and paired with the selected destination to generate the transmission pairing. The transmission pairing may be used to initiate an electronic transmission based on a parameter that is modifiable to determine the secure information transmitted from the source to the destination.
    Type: Application
    Filed: March 11, 2024
    Publication date: July 25, 2024
    Applicant: Truist Bank
    Inventors: Dan Mauney, Lee Ratcliffe, JR., Matthew Whitley
  • Publication number: 20240171409
    Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.
    Type: Application
    Filed: February 1, 2024
    Publication date: May 23, 2024
    Applicant: Truist Bank
    Inventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor
  • Patent number: 11954657
    Abstract: A transmission pairing system may include a transmission pairing stored in a secure database. The system may generate a transmission pairing by receiving a selection of a destination for the secure information from the secure database and determining a transmission type corresponding to the selected destination. The system may populate a list of available sources of the secure information based on the transmission type. A selected source may be received and paired with the selected destination to generate the transmission pairing. The transmission pairing may be used to initiate an electronic transmission based on a parameter that is modifiable to determine the secure information transmitted from the source to the destination.
    Type: Grant
    Filed: March 11, 2022
    Date of Patent: April 9, 2024
    Assignee: Truist Bank
    Inventors: Dan Mauney, Lee Ratcliffe, Jr., Matthew Whitley
  • Patent number: 11930122
    Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.
    Type: Grant
    Filed: May 1, 2023
    Date of Patent: March 12, 2024
    Assignee: Truist Bank
    Inventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor
  • Publication number: 20230283483
    Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.
    Type: Application
    Filed: May 1, 2023
    Publication date: September 7, 2023
    Applicant: Truist Bank
    Inventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor
  • Publication number: 20230206347
    Abstract: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.
    Type: Application
    Filed: March 7, 2023
    Publication date: June 29, 2023
    Applicant: Truist Bank
    Inventors: Matthew Whitley, Matthew Spriggs, Gopinath Rajagopal, Patricia Kinney, Seneca Meyer, Nixa Espinola
  • Patent number: 11677565
    Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.
    Type: Grant
    Filed: May 20, 2020
    Date of Patent: June 13, 2023
    Assignee: Truist Bank
    Inventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor
  • Patent number: 11636553
    Abstract: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.
    Type: Grant
    Filed: January 4, 2022
    Date of Patent: April 25, 2023
    Assignee: Truist Bank
    Inventors: Matthew Whitley, Matthew Spriggs, Gopinath Rajagopal, Patricia Kinney, Seneca Meyer, Nixa Espinola
  • Publication number: 20220198414
    Abstract: A transmission pairing system may include a transmission pairing stored in a secure database. The system may generate a transmission pairing by receiving a selection of a destination for the secure information from the secure database and determining a transmission type corresponding to the selected destination. The system may populate a list of available sources of the secure information based on the transmission type. A selected source may be received and paired with the selected destination to generate the transmission pairing. The transmission pairing may be used to initiate an electronic transmission based on a parameter that is modifiable to determine the secure information transmitted from the source to the destination.
    Type: Application
    Filed: March 11, 2022
    Publication date: June 23, 2022
    Inventors: Dan Mauney, Lee Ratcliffe, JR., Matthew Whitley
  • Publication number: 20220129993
    Abstract: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.
    Type: Application
    Filed: January 4, 2022
    Publication date: April 28, 2022
    Inventors: Matthew Whitley, Matthew Spriggs, Gopinath Rajagopal, Patricia Kinney, Seneca Meyer, Nixa Espinola
  • Patent number: 11308463
    Abstract: A transmission pairing system may include a transmission pairing stored in a secure database. The system may generate a transmission pairing by receiving a selection of a destination for the secure information from the secure database and determining a transmission type corresponding to the selected destination. The system may populate a list of available sources of the secure information based on the transmission type. A selected source may be received and paired with the selected destination to generate the transmission pairing. The transmission pairing may be used to initiate an electronic transmission based on a parameter that is modifiable to determine the secure information transmitted from the source to the destination.
    Type: Grant
    Filed: May 13, 2016
    Date of Patent: April 19, 2022
    Assignee: Truist Bank
    Inventors: Dan Mauney, Lee Ratcliffe, Jr., Matthew Whitley
  • Patent number: 11244407
    Abstract: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.
    Type: Grant
    Filed: December 18, 2019
    Date of Patent: February 8, 2022
    Assignee: TRUIST BANK
    Inventors: Matthew Whitley, Matthew Spriggs, Gopinath Rajagopal, Patricia Kinney, Seneca Meyer, Nixa Espinola
  • Patent number: 11113019
    Abstract: A device identifier for a user device may be identified from multiple device identifiers corresponding to multiple user devices. The device identifier is stored in a database in a memory location of a first set of memory locations including the device identifiers. The memory location may be associated with a separate memory location including a user identifier corresponding to the user. Application information is retrieved for web-based applications and stored in a second set of memory locations associated with the memory location including the device identifier. Customization information is retrieved for the web-based applications. The customization information includes location information for the web-based applications and corresponding secure information. A request for the secure information may be made to different systems and corresponding databases including the secure user information.
    Type: Grant
    Filed: November 18, 2016
    Date of Patent: September 7, 2021
    Assignee: Truist Bank
    Inventors: Matthew T. Spriggs, Michael Shade, Michael Anthony Dascola, Matthew Whitley, Patricia Kinney
  • Publication number: 20200280451
    Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.
    Type: Application
    Filed: May 20, 2020
    Publication date: September 3, 2020
    Inventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor
  • Patent number: 10700873
    Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.
    Type: Grant
    Filed: January 17, 2019
    Date of Patent: June 30, 2020
    Assignee: Truist Bank
    Inventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor
  • Publication number: 20200126162
    Abstract: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.
    Type: Application
    Filed: December 18, 2019
    Publication date: April 23, 2020
    Inventors: Matthew Whitley, Matthew Spriggs, Gopinath Rajagopal, Patricia Kinney, Seneca Meyer, Nixa Espinola
  • Patent number: 10540724
    Abstract: An electronic receipt system may generate electronic documents including receipt content associated with a transaction between an account holder and a third party, and automatically link the electronic documents to secure records corresponding to account transaction records in a secure database. An account holder may subsequently view an electronic document including the receipt from a secure network platform displaying the secure records for multiple transactions in the account. In some aspects, the electronic receipt system may retrieve the receipt from an email message transmitted to an email address assigned to the account holder by the electronic receipt system. In other aspects, the electronic receipt may be retrieved using an application on a user device corresponding to the electronic receipt system.
    Type: Grant
    Filed: May 6, 2016
    Date of Patent: January 21, 2020
    Assignee: Branch Banking and Trust Company
    Inventors: Matthew Whitley, Matthew Spriggs, Gopinath Rajagopal, Patricia Kinney, Seneca Meyer, Nixa Espinola
  • Publication number: 20190158295
    Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.
    Type: Application
    Filed: January 17, 2019
    Publication date: May 23, 2019
    Applicant: Branch Banking and Trust Company
    Inventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor
  • Patent number: 10218510
    Abstract: An authentication system may receive a request signature corresponding to a user request to view secure user information on a user device and generate a server-side signature matching the request signature to authenticate the user device to receive the secure user information without authenticating the user. The request signature may include a device identifier corresponding to the device, a token code generated by the authentication system and stored by the user device, a timestamp corresponding to the transmission time of the request signature, and a version of the device identifier, the token code, and the timestamp encrypted using a signature key provided to the user device by the authentication system. The authentication system may generate the server-side signature using the timestamp and stored copies of the device identifier, the token code, and the signature key.
    Type: Grant
    Filed: June 1, 2016
    Date of Patent: February 26, 2019
    Assignee: Branch Banking and Trust Company
    Inventors: Patricia Kinney, Sumit Deshpande, Matthew Whitley, Gopinath Rajagopal, Michael Anthony Dascola, Satya Acharya, Angela Taylor