Patents by Inventor Mauno Hyvarinen

Mauno Hyvarinen has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • METHOD AND SYSTEM FOR MANAGEMENT OF LOANS
    Publication number: 20150088728
    Abstract: A computerized information management system involving a client-server architecture. A memory comprises instructions for: storing information on each of several loans, wherein each loan is issued by a financial institution and received by a business actor, wherein the information on each loan comprises support provided to the financial institution and one or more obligations imposed on the financial institution, wherein the one or more obligations are imposed in exchange for the provided support; and retrieving some or all of the stored information in response to one or more requests from a client; and for using the retrieved information to check compliance with the imposed obligations. The obligations may include installment-free years of loans. As a result, businesses may retain more of the loan as operating capital, thus enhancing business activity, employment and tax payment.
    Type: Application
    Filed: November 26, 2014
    Publication date: March 26, 2015
    Inventor: Mauno HYVÄRINEN
  • METHOD AND SYSTEM FOR MANAGEMENT OF LOANS
    Publication number: 20140172696
    Abstract: A computerized information management system involving a client-server architecture. A memory comprises instructions for: storing information on each of several loans, wherein each loan is issued by a financial institution and received by a business actor, wherein the information on each loan comprises support provided to the financial institution and one or more obligations imposed on the financial institution, wherein the one or more obligations are imposed in exchange for the provided support; and retrieving some or all of the stored information in response to one or more requests from a client; and for using the retrieved information to check compliance with the imposed obligations. The obligations may include installment-free years of loans. As a result, businesses may retain more of the loan as operating capital, thus enhancing business activity, employment and tax payment.
    Type: Application
    Filed: December 18, 2013
    Publication date: June 19, 2014
    Inventor: Mauno HYVÄRINEN
  • Cutting and machining device for cylindrical bodies, especially tubes
    Patent number: 5027681
    Abstract: The device comprises a lower frame (1) with lower supporting rolls (2) to support a cylindrical body (3) to be placed thereon, rotating elements (6-11) to rotate the cylindrical body, and a cutting/machining means (4) for cutting and/or machining the cylindrical body.
    Type: Grant
    Filed: November 15, 1989
    Date of Patent: July 2, 1991
    Inventor: Mauno Hyvarinen