Abstract: A method is provided for photo frames with dynamic automatic template building system and location sensitive photo commerce. The method comprises: determining, by a geographic location sensing device, a first geographic location of the mobile device; obtaining, by a communication device, information from an external source regarding templates for photo frames associated with second geographic locations of known proximity to the first geographic location; downloading, by the communication device, a template for one of the photo frames for which information was received, the photo frame including a graphic content; combining, by the processor, the graphic content from the photo frame with additional graphic content from one of a digital photo stored previously stored in a memory or a digital photo taken by a digital camera; creating a new digital photo from the combined graphic content; and storing the new digital photo in the memory.