Patents by Inventor Max Levchin
Max Levchin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20240062287Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.Type: ApplicationFiled: October 31, 2023Publication date: February 22, 2024Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
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Patent number: 11720960Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.Type: GrantFiled: March 31, 2021Date of Patent: August 8, 2023Assignee: Affirm, Inc.Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
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Publication number: 20230005057Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.Type: ApplicationFiled: September 9, 2022Publication date: January 5, 2023Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
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Patent number: 11455683Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.Type: GrantFiled: August 6, 2021Date of Patent: September 27, 2022Assignee: AFFIRM, INC.Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
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Publication number: 20210366040Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.Type: ApplicationFiled: August 6, 2021Publication date: November 25, 2021Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
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Patent number: 11030685Abstract: A web based finance system allows users to refinance past eligible purchasing transactions. The system can include a system server(s) which is in communication through a network with client computing devices associated with customers. The server can receive customer information and determine a refinancing value range based upon the user has a bank account and/or credit risk rating information. The server can identify prior eligible credit card purchases for refinancing and the customer can select one or more purchases for refinancing and the refinancing loan terms.Type: GrantFiled: October 22, 2015Date of Patent: June 8, 2021Assignee: AFFIRM, INC.Inventors: Max Levchin, Christopher Beckmann, Jeffrey Howard Kaditz, Roberto Novoa, Andrew Gettings Stevens, Manuel De Jesus Arias, Aaron Ng Ligon
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Patent number: 9996826Abstract: A system and method for facilitating a value exchange transaction. A first party initiates the transaction by selecting or providing an identifier of another party and the value to be exchanged. The second party may be identified by a pre-existing identifier such as an electronic mail address, telephone number, etc. The system informs the second party of the transaction (e.g., using the specified pre-existing identifier). If the second party is not a registered user of the system, he or she is invited to register and complete the transaction. The system may comprise a synchronization server for exchanging transaction details with users' devices, a communication server for registering new users and/or conducting transactions online and a financial server for interacting with external financial institutions.Type: GrantFiled: August 27, 2008Date of Patent: June 12, 2018Assignee: PAYPAL, INC.Inventors: Max Levchin, Luke Paul Nosek, Peter Thiel, Scott Alan Banister
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Publication number: 20150088574Abstract: Automatically generating people reminders for a user of a mobile device includes obtaining information for each of the people reminders, the information indicating a specific event with at least one other person, detecting proximity of the at least one other person, and, in response to the other person being proximal to the user, providing the user with a notification. In response to the at least one other person being proximal to the user, the user may also be provided with an action item. The action item may be transferring a thing, providing a financial transaction, discussing certain subjects, and/or sharing a document. The reminder may be provided independent of any date and time. The at least one other condition includes proximity to a specific location and/or a particular time of day. The at least one other individual may be a member of a target group of individuals.Type: ApplicationFiled: August 27, 2014Publication date: March 26, 2015Inventors: Phil LIBIN, Max LEVCHIN
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Patent number: 8626651Abstract: A method and system for resolving disputes between parties involved in a network-based transaction is described. One aspect of the present invention seeks to automatically facilitate the restitution of value to parties of the transaction, for example, facilitated by a network-based commerce platform or involving a network-based payment service, where a dispute has arisen with respect to the transaction.Type: GrantFiled: December 15, 2009Date of Patent: January 7, 2014Assignee: eBay Inc.Inventors: Huey Lin, Max Levchin, Gina Han, Theodore Douglas Levan, Dan Levy, Chris McGraw, Erik Klein, Greg Cervelli, Steven Wo, Carl Freeland, May Chen, Kristen Wilson, Jason Nielson, Kyle Haffey, Julie Gonzales, Denise Aptekar
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Patent number: 7870066Abstract: A method and system for resolving disputes between parties involved in a network-based transaction is described. One aspect of the present invention seeks to automatically facilitate the restitution of value to parties of the transaction, for example, facilitated by a network-based commerce platform or involving a network-based payment service, where a dispute has arisen with respect to the transaction.Type: GrantFiled: April 30, 2004Date of Patent: January 11, 2011Assignee: eBay Inc.Inventors: Huey Lin, Max Levchin, Gina Han, Theodore Douglas LeVan, Dan Levy, Chris McGraw, Erik Klein, Greg Cervelli, Steven Wo, Carl Freeland, May Chen, Kristen Wilson, Jason Nielsen, Kyle Haffey, Julie Gonzales, Denise Aptekar
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Publication number: 20100262544Abstract: A system and method for facilitating a value exchange transaction. A first party initiates the transaction by selecting or providing an identifier of another party and the value to be exchanged. The second party may be identified by a pre-existing identifier such as an electronic mail address, telephone number, etc. The system informs the second party of the transaction (e.g., using the specified pre-existing identifier). If the second party is not a registered user of the system, he or she is invited to register and complete the transaction. The system may comprise a synchronization server for exchanging transaction details with users' devices, a communication server for registering new users and/or conducting transactions online and a financial server for interacting with external financial institutions.Type: ApplicationFiled: June 24, 2010Publication date: October 14, 2010Inventors: Max Levchin, Luke Paul Nosek, Peter Thiel, Scott Alan Banister
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Publication number: 20100100483Abstract: A method and system for resolving disputes between parties involved in a network-based transaction is described. One aspect of the present invention seeks to automatically facilitate the restitution of value to parties of the transaction, for example, facilitated by a network-based commerce platform or involving a network-based payment service, where a dispute has arisen with respect to the transaction.Type: ApplicationFiled: December 15, 2009Publication date: April 22, 2010Inventors: Huey Lin, Max Levchin, Gina Han, Theodore Douglas Levin, Dan Levy, Chris McGraw, Erik Klein, Greg Cervelli, Steven Wo, Carl Freeland, May Chen, Kristen Wilson, Jason Nielson, Kyle Haffey, Julie Gonzales, Denise Aptekar
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Publication number: 20080319874Abstract: A system and method for facilitating a value exchange transaction. A first party initiates the transaction by selecting or providing an identifier of another party and the value to be exchanged. The second party may be identified by a pre-existing identifier such as an electronic mail address, telephone number, etc. The system informs the second party of the transaction (e.g., using the specified pre-existing identifier). If the second party is not a registered user of the system, he or she is invited to register and complete the transaction. The system may comprise a synchronization server for exchanging transaction details with users' devices, a communication server for registering new users and/or conducting transactions online and a financial server for interacting with external financial institutions.Type: ApplicationFiled: August 27, 2008Publication date: December 25, 2008Inventors: Max Levchin, Luke Paul Nosek, Peter Thiel, Scott Alan Banister
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Publication number: 20080319875Abstract: A system and method for facilitating a value exchange transaction. A first party initiates the transaction by selecting or providing an identifier of another party and the value to be exchanged. The second party may be identified by a pre-existing identifier such as an electronic mail address, telephone number, etc. The system informs the second party of the transaction (e.g., using the specified pre-existing identifier). If the second party is not a registered user of the system, he or she is invited to register and complete the transaction. The system may comprise a synchronization server for exchanging transaction details with users' devices, a communication server for registering new users and/or conducting transactions online and a financial server for interacting with external financial institutions.Type: ApplicationFiled: August 27, 2008Publication date: December 25, 2008Inventors: Max Levchin, Luke Paul Nosek, Peter Thiel, Scott Alan Banister
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Publication number: 20080319899Abstract: A system and method for facilitating a value exchange transaction. A first party initiates the transaction by selecting or providing an identifier of another party and the value to be exchanged. The second party may be identified by a pre-existing identifier such as an electronic mail address, telephone number, etc. The system informs the second party of the transaction (e.g., using the specified pre-existing identifier). If the second party is not a registered user of the system, he or she is invited to register and complete the transaction. The system may comprise a synchronization server for exchanging transaction details with users' devices, a communication server for registering new users and/or conducting transactions online and a financial server for interacting with external financial institutions.Type: ApplicationFiled: August 27, 2008Publication date: December 25, 2008Inventors: Max Levchin, Luke Paul Nosek, Peter Thiel, Scott Alan Banister
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Publication number: 20080319873Abstract: A system and method for facilitating a value exchange transaction. A first party initiates the transaction by selecting or providing an identifier of another party and the value to be exchanged. The second party may be identified by a pre-existing identifier such as an electronic mail address, telephone number, etc. The system informs the second party of the transaction (e.g., using the specified pre-existing identifier). If the second party is not a registered user of the system, he or she is invited to register and complete the transaction. The system may comprise a synchronization server for exchanging transaction details with users' devices, a communication server for registering new users and/or conducting transactions online and a financial server for interacting with external financial institutions.Type: ApplicationFiled: August 27, 2008Publication date: December 25, 2008Inventors: Max Levchin, Luke Paul Nosek, Peter Thiel, Scott Alan Banister
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Publication number: 20080052742Abstract: A method and apparatus for presenting media content. Media content items are presented in a media ticker or a client application having a graphical user interface. Each presented item is displayed at one end of the ticker and then scrolls or moves toward the other end where it is removed. A content item may be manipulated in the ticker, to obtain a larger view of the item, open an application to access (e.g., play) the item, save the item, transmit it to another user, etc. Visual content items may be represented in the ticker by thumbnails or other versions of the content; other types of content (e.g., audio, document, multimedia) items may be represented by icons indicating the type of content. Content items belong to content channels to which a user may subscribe or which other users may be invited to subscribe to.Type: ApplicationFiled: September 5, 2007Publication date: February 28, 2008Applicant: Slide, Inc.Inventors: Jared Kopf, Jeremiah Robison, Johnnie Manzari, Max Levchin, Michael Powers
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Patent number: 7249094Abstract: A system and methods are provided for depicting on-line transactions. Transactions may be represented as a connected graph with various visual and/or aural attributes indicating different statuses for various transaction parameters. Nodes may represent entities providing or receiving value, while edges represent transactions conducted between entities. The relative magnitude of value of a transaction may be represented by the thickness or pattern of an edge, while a time period during which it occurred may be indicated by color. Different types of entities may be represented by nodes of different shapes, and/or specific entities within a type may have other unique attributes (e.g., color, size). A graph may be generated by starting with an initial account, entity or transaction that meets one or more criteria (e.g., value amount, frequency of activity).Type: GrantFiled: February 26, 2001Date of Patent: July 24, 2007Assignee: PayPal, Inc.Inventors: Max Levchin, Robert Frezza
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Publication number: 20060253340Abstract: A system and method for facilitating a value exchange transaction. A first party initiates the transaction by selecting or providing an identifier of another party and the value to be exchanged. The second party may be identified by a pre-existing identifier such as an electronic mail address, telephone number, etc. The system informs the second party of the transaction (e.g., using the specified pre-existing identifier). If the second party is not a registered user of the system, he or she is invited to register and complete the transaction. The system may comprise a synchronization server for exchanging transaction details with users' devices, a communication server for registering new users and/or conducting transactions online and a financial server for interacting with external financial institutions.Type: ApplicationFiled: June 20, 2006Publication date: November 9, 2006Inventors: Max Levchin, Luke Nosek, Peter Thiel, Scott Banister
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Patent number: 7089208Abstract: A system and method for facilitating a value exchange transaction. A first party initiates the transaction by selecting or providing an identifier of another party and the value to be exchanged. The second party may be identified by a pre-existing identifier such as an electronic mail address, telephone number, etc. The system informs the second party of the transaction (e.g., using the specified pre-existing identifier). If the second party is not a registered user of the system, he or she is invited to register and complete the transaction. The system may comprise a synchronization server for exchanging transaction details with users' devices, a communication server for registering new users and/or conducting transactions online and a financial server for interacting with external financial institutions.Type: GrantFiled: April 28, 2000Date of Patent: August 8, 2006Assignee: PayPal, Inc.Inventors: Max Levchin, Luke Paul Nosek, Peter Thiel, Scott Alan Banister