Abstract: Systems and methods are provided for generating a blockchain smart contract for managing user accounts and electronic wallets storing cryptocurrency.

Abstract: Disclosed are systems and methods for generating a blockchain data structure for executing an employee stock ownership plan. The described system generates and deploys within a blockchain an employee stock ownership plan (ESOP) smart contract that is associated with a subset of equity tokens representing an equity stake of a company. The ESOP smart contract has program code for constructor functionality that creates a plurality of stock option tokens corresponding to the subset of the equity tokens in the first electronic wallet associated with the company, and code for transfer functionality that converts at least a portion of the stock option tokens in a second electronic wallet to a corresponding amount of equity tokens in accordance with one or more verification rules and checks.