Abstract: A computer-implemented method includes: receiving a signed challenge from a public key authenticator of a mobile device registered to a financial account of a user; receiving a transaction request and transaction data associated with the signed challenge; determining that the public key authenticator satisfies a basic integrity requirement; receiving stopgap authenticator data including device security data and one or more of the following: a user personal identifier, a user personal credential, transaction history data of the user, and behavioral biometrics data generated at the user mobile device; comparing the stopgap authenticator data to a hidden profile for the financial account to determine that a matching threshold is satisfied; based on the satisfaction of the matching threshold and of the basic integrity requirement, generating a stopgap authenticator token; and transmitting the stopgap authenticator token and the transaction data for real-time transaction approval.

Abstract: A system and method for validating a genuine transaction card. A request to validate a transaction card is received from a merchant application running on a mobile device. In response to the request, a validator service module performs a liveliness check of the transaction card. The validator service module receives, via a data streaming engine, transaction card image data of the transaction card. The data streaming engine does not store the transaction card image data in a memory of the mobile device. An AI validation model extracts one or more transaction card features from the transaction card image data. The AI validation model determines an anomaly risk score based on the extracted transaction card features. The AI validation model validates the transaction card based on the anomaly risk score being less than a predetermined threshold value.

Abstract: Provided herein are osmotic dosage forms containing deutetrabenazine for use in the treatment of, e.g., hyperkinetic movement disorders. When orally administered to a subject on a once-daily basis, the dosage forms provide a favorable pharmacokinetic profile for the active agent indicating treatment efficacy over an extended period of time.

Abstract: Systems and methods for biometric identity authentication can include receiving, at an application server, a first authentication request from an application at a first device, wherein the first authentication request includes an authentication token requesting access to a particular account at the application server and a first user identity string associated with a first user, wherein the authentication token includes confirmation that a biometric credential was validated by the first device; validating, at the application server, the authentication token; determining, at the application server, that the first user identity string corresponds to the particular account; and based on the validity of the authentication token and that the first user identity string corresponds to the particular account, returning a signal of success for the first authentication request to the application to allow access to the particular account at the application at the first device.

Abstract: A method for facilitating fraud prevention is provided. The method includes detecting registration of access control parameters on a user device of a user. Further, a risk score associated with the user device is obtained based on user device features upon the detection of the registration of access control parameters. Payment activities are restricted on the user device for a predefined time period based on the risk score exceeding a threshold risk score. Additionally, non-payment activities remain accessible on the user device during the predefined time period. As a result, fraudulent payment transactions are prevented in case of takeover of the user device by a fraudulent user.

Abstract: Systems and methods are provided for use in consent-based synchronization of keys for enhanced authentication availability. One example computer-implemented method includes receiving, by a first fast identity online (FIDO) server, from a second FIDO server, a signed consent token, which is signed by a first private key specific to a mobile device of a user; retrieving a user profile for a user; verifying the signed consent token based on a first public key included in the user profile; based on the successful verification of the consent token, generating a response token, which includes the first public key; signing the response token with a second private key unique to the first FIDO server; and transmitting the signed response token to the second FIDO server.

Abstract: Systems, methods, apparatus and computer program code are provided to receive, from a first user device, a request to register the first user device as a primary user device of a user account at the server, the request including a public key generated by the first user device, determine that the request to register is approved, store, in a secure storage device, a device mapping data record, the device mapping data record including a unique identifier, information identifying the first user device and information designating the first user device as a primary user device of the user account, store the public key in the secure storage device and associating the public key with the user account, and transmit the unique identifier to the first user device in a registration success response.

Abstract: Provided herein are osmotic dosage forms containing deutetrabenazine for use in the treatment of, e.g., hyperkinetic movement disorders. When orally administered to a subject on a once-daily basis, the dosage forms provide a favorable pharmacokinetic profile for the active agent indicating treatment efficacy over an extended period of time.

Abstract: A system and method for validating a genuine transaction card. A request to validate a transaction card is received from a merchant application running on a mobile device. In response to the request, a validator service module performs a liveliness check of the transaction card. The validator service module receives, via a data streaming engine, transaction card image data of the transaction card. The data streaming engine does not store the transaction card image data in a memory of the mobile device. An AI validation model extracts one or more transaction card features from the transaction card image data. The AI validation model determines an anomaly risk score based on the extracted transaction card features. The AI validation model validates the transaction card based on the anomaly risk score being less than a predetermined threshold value.

Abstract: Provided herein are osmotic dosage forms containing deutetrabenazine for use in the treatment of, e.g., hyperkinetic movement disorders. When orally administered to a subject on a once-daily basis, the dosage forms provide a favorable pharmacokinetic profile for the active agent indicating treatment efficacy over an extended period of time.

Abstract: Systems and methods are provided for use in provisioning digital identities for users. One example computer-implemented method includes receiving, by a computing device, a request to register a digital identity to the communication device, where the request includes a unique device identifier specific to the communication device and at least one biometric, and determining, by the computing device, whether the unique device identifier is associated with an existing digital identity. The method also includes, in response to determining that the unique device identifier is associated with the existing digital identity, declining, by the computing device, provisioning of a digital identity to the communication device.

Abstract: Embodiments provide methods and systems for enabling interoperability between different Fast Identity Online (FIDO) service providers. A method performed by the server system includes receiving a mismatch resolution request including authentication information from a payment gateway for a FIDO authentication of a user. The method includes extracting a template associated with the second FIDO service provider from a plurality of templates. The method includes mapping, by a rule-based model, the authentication information on the template and transmitting a FIDO authentication request message including the template to the second FIDO service provider. Upon receiving a FIDO authentication response message including an authentication successful flag from the second FIDO service provider, the method includes transmitting an authentication successful message to the payment gateway.

Abstract: A server receives a log in request with credentials. The server compares the credentials to stored account credentials. If matched, the server prompts the user to register a primary device. The server receives a passkey and a HWID associated with the primary device. The server stores these in a database. The server receives a second log in request message from a second device. The server transmits a certificate to the second device. The server receives a second HWID and the certificate, digitally signed using the passkey associated with the primary computing device and transmitted to the secondary device. The server verifies the digital signature and compares the second HWID to the stored HWID. Based on verifying the digital signature and determining that the second HWID does not match, the server prompts the user to register the second device. The server receives a second passkey and stores it in the database.

Abstract: Aspects of the disclosure map transaction requests to message specifications. A message correction manager dynamically updates message specifications in real-time to obtain the most up-to-date versions. The message correction manager maps a transaction request to the message specification associated with a designated recipient of the transaction request. The message correction manager identifies noncompliant message elements which fail to comply with the specification. The message correction manager corrects the noncompliant message elements automatically. The corrected transaction request is submitted to the recipient in a first submission attempt prior to any message rejections from the recipient, based on noncompliance with the specification, to reduce transaction request rejections.

Abstract: Systems and methods are provided for assessing data related to transactions initiated by users. An example method generally includes providing one or more payment options to a user for a transaction; in response to selecting one of the one or more payment options, displaying, to the user, by a computing device, a plurality of authentication options corresponding to a selected one of the payment options along with one or more environmental, social and governance (ESG) related scores for each authentication option; receiving a selection of one of the plurality of authentication options; and processing a payment for the transaction using the selected one of the plurality of authentication options.

Abstract: A computer-implemented method includes: receiving a signed challenge from a public key authenticator of a mobile device registered to a financial account of a user; receiving a transaction request and transaction data associated with the signed challenge; determining that the public key authenticator satisfies a basic integrity requirement; receiving stopgap authenticator data including device security data and one or more of the following: a user personal identifier, a user personal credential, transaction history data of the user, and behavioral biometrics data generated at the user mobile device; comparing the stopgap authenticator data to a hidden profile for the financial account to determine that a matching threshold is satisfied; based on the satisfaction of the matching threshold and of the basic integrity requirement, generating a stopgap authenticator token; and transmitting the stopgap authenticator token and the transaction data for real-time transaction approval.

Abstract: A system and method for facilitating an international payment card-based or other financial transaction by evaluating multiple international pathways for transaction processing and data storage and identifying and using an optimum pathway between the origination and destination countries for these processes. The origination and destination countries are assigned country categories based on localization requirements for the transaction processing and data storage processes, and a first pathway is identified, evaluated based on relevant criteria, and scored. Alternative pathways through intermediate countries are similarly identified, evaluated, and scored. The evaluations and the resulting scores may be based on, e.g., available infrastructure and the financial and performance costs of using the available infrastructure. The scores are compared to identify the optimum path, and the optimum path is used to facilitate the international financial transaction.

Abstract: Systems and methods are provided for use in provisioning digital identities for users. One example computer-implemented method includes receiving, by a computing device, a request to register a digital identity to the communication device, where the request includes a unique device identifier specific to the communication device and at least one biometric, and determining, by the computing device, whether the unique device identifier is associated with an existing digital identity. The method also includes, in response to determining that the unique device identifier is associated with the existing digital identity, declining, by the computing device, provisioning of a digital identity to the communication device.

Abstract: Provided are systems and methods for uniquely identifying a secondary user device which shares a FIDO credential with a primary user device. In one example, a method may include registering a first user device as a primary user device of a user account at a Fast Identity Online (FIDO) server, wherein the registering comprises receiving a public key generated by the first user device from the first user device, receiving a registration request for the user account from a second user device, wherein the registration request comprises a signed device public key of the second user device, verifying the signed device public key of the second user device based on the public key of the first user device, and in response to the verification, registering the second user device as a secondary user device of the user account at the FIDO server.

Abstract: Provided herein are modified release multiparticulate dosage forms containing deutetrabenazine for use in the treatment of, e.g., hyperkinetic movement disorders. The dosage forms are easily administered to a subject on a once-daily or twice daily basis, and provide a safe and effective pharmacokinetic profile.