Patents by Inventor Meara Day Dey

Meara Day Dey has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Point of Interaction Loyalty Currency Redemption in a Transaction
    Publication number: 20170293907
    Abstract: Multiple different non-financial loyalty currencies held by different issuers are used by a consumer as financial tender for a transaction with a merchant. Each issuer pays to a primary issuer the financial currency value of the non-financial loyalty currencies being held in return for a corresponding reduction of the balance of non-financial loyalty currency. For each reduced balance, the primary issuer adds an equivalent primary loyalty currency to a primary loyalty account for the consumer. The primary issuer pays the merchant for the transaction in financial currency and makes an equivalent reduction in the balance of the primary loyalty currency. The financial value of each loyalty currency may be dependent upon its use in a transaction with a competitor of a merchant supplying loyalty currency to the consumer.
    Type: Application
    Filed: June 23, 2017
    Publication date: October 12, 2017
    Inventors: Diane C. Salmon, Meara Day Dey, Leigh Amaro
  • Point of interaction loyalty currency redemption in a transaction
    Patent number: 9721238
    Abstract: Multiple different non-financial loyalty currencies held by different issuers are used by a consumer as financial tender for a transaction with a merchant. Each issuer pays to a primary issuer the financial currency value of the non-financial loyalty currencies being held in return for a corresponding reduction of the balance of non-financial loyalty currency. For each reduced balance, the primary issuer adds an equivalent primary loyalty currency to a primary loyalty account for the consumer. The primary issuer pays the merchant for the transaction in financial currency and makes an equivalent reduction in the balance of the primary loyalty currency. The financial value of each loyalty currency may be dependent upon its use in a transaction with a competitor of a merchant supplying loyalty currency to the consumer.
    Type: Grant
    Filed: February 11, 2010
    Date of Patent: August 1, 2017
    Assignee: VISA U.S.A. INC.
    Inventors: Diane Salmon, Meara Day Dey, Leigh Amaro
  • POINT OF INTERACTION LOYALTY CURRENCY REDEMPTION IN A TRANSACTION
    Publication number: 20100211469
    Abstract: Multiple different non-financial loyalty currencies held by different issuers are used by a consumer as financial tender for a transaction with a merchant. Each issuer pays to a primary issuer the financial currency value of the non-financial loyalty currencies being held in return for a corresponding reduction of the balance of non-financial loyalty currency. For each reduced balance, the primary issuer adds an equivalent primary loyalty currency to a primary loyalty account for the consumer. The primary issuer pays the merchant for the transaction in financial currency and makes an equivalent reduction in the balance of the primary loyalty currency. The financial value of each loyalty currency may be dependent upon its use in a transaction with a competitor of a merchant supplying loyalty currency to the consumer.
    Type: Application
    Filed: February 11, 2010
    Publication date: August 19, 2010
    Inventors: Diane Salmon, Meara Day Dey, Leigh Amaro