Abstract: A system can include a database, a communication interface, a processing circuit, and a memory. The processing circuit can receive a request from a remote user device to set an authentication password for a transaction and receive first encrypted keypoints associated with a first image of a portable object. The processing circuit can decrypt the first encrypted keypoints to generate first keypoints and store the first keypoints as the authentication password. The processing circuit can receive an authentication request from the remote user device to use the authentication password to authenticate the user of the remote device to complete the transaction. The processing circuit can receive second encrypted keypoints associated with a second image of the portable object and can decrypt the second encrypted keypoints to generate second keypoints. The processing circuit can determine whether the second keypoints match the first keypoints and can transmit authorization of the transaction.