Patents by Inventor Meghna Singh
Meghna Singh has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20250053963Abstract: Methods and systems are presented for providing comprehensive payment transaction services through a digital wallet. The digital wallet enables a user to conduct an electronic transaction with a merchant or another user. In one aspect, the digital wallet may modify a payment arrangement of the electronic transaction. For example, the digital wallet may determine a first payment arrangement that specifies one or more financial instruments and a payment deferral time period for the electronic transaction. Subsequent to processing the electronic transaction, the digital wallet may determine a different, second payment arrangement for the electronic transaction. The digital wallet may modify the electronic transaction based on the second payment arrangement without canceling the electronic transaction. In another aspect, the digital wallet may manage rewards by dynamically withholding rewards, releasing the rewards, and/or distributing at least portions of the rewards to different users.Type: ApplicationFiled: October 29, 2024Publication date: February 13, 2025Inventors: Nitin Prabhu, Meghna Singh, John Michael Box, Avik Chatterjee
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Patent number: 11727394Abstract: Methods and systems are presented for providing comprehensive payment transaction services through a digital wallet. The digital wallet enables a user to conduct an electronic transaction with a merchant or another user. In one aspect, the digital wallet may modify a payment arrangement of the electronic transaction. For example, the digital wallet may determine a first payment arrangement that specifies one or more financial instruments and a payment deferral time period for the electronic transaction. Subsequent to processing the electronic transaction, the digital wallet may determine a different, second payment arrangement for the electronic transaction. The digital wallet may modify the electronic transaction based on the second payment arrangement without canceling the electronic transaction. In another aspect, the digital wallet may manage rewards by dynamically withholding rewards, releasing the rewards, and/or distributing at least portions of the rewards to different users.Type: GrantFiled: May 6, 2021Date of Patent: August 15, 2023Assignee: PayPal, Inc.Inventors: Nitin Prabhu, Meghna Singh, John Michael Box, Avik Chatterjee
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Publication number: 20220207520Abstract: Methods and systems are presented for providing comprehensive payment transaction services through a digital wallet. The digital wallet enables a user to conduct an electronic transaction with a merchant or another user. In one aspect, the digital wallet may modify a payment arrangement of the electronic transaction. For example, the digital wallet may determine a first payment arrangement that specifies one or more financial instruments and a payment deferral time period for the electronic transaction. Subsequent to processing the electronic transaction, the digital wallet may determine a different, second payment arrangement for the electronic transaction. The digital wallet may modify the electronic transaction based on the second payment arrangement without canceling the electronic transaction. In another aspect, the digital wallet may manage rewards by dynamically withholding rewards, releasing the rewards, and/or distributing at least portions of the rewards to different users.Type: ApplicationFiled: December 28, 2020Publication date: June 30, 2022Inventors: Nitin Prabhu, Meghna Singh, John Michael Box, Avik Chatterjee
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Publication number: 20220207521Abstract: Methods and systems are presented for providing comprehensive payment transaction services through a digital wallet. The digital wallet enables a user to conduct an electronic transaction with a merchant or another user. In one aspect, the digital wallet may modify a payment arrangement of the electronic transaction. For example, the digital wallet may determine a first payment arrangement that specifies one or more financial instruments and a payment deferral time period for the electronic transaction. Subsequent to processing the electronic transaction, the digital wallet may determine a different, second payment arrangement for the electronic transaction. The digital wallet may modify the electronic transaction based on the second payment arrangement without canceling the electronic transaction. In another aspect, the digital wallet may manage rewards by dynamically withholding rewards, releasing the rewards, and/or distributing at least portions of the rewards to different users.Type: ApplicationFiled: May 6, 2021Publication date: June 30, 2022Inventors: Nitin Prabhu, Meghna Singh, John Michael Box, Avik Chatterjee
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Patent number: 10791036Abstract: A method and system for tracking an IT infrastructure is provided. The method includes modeling an IT infrastructure as a collection of hardware components, software components, and networking components. An observer agent is deployed on each of the components. The observer agent performs a measurement process with respect to each of the components and a mapping process is performed with respect to the measurement process. An aggregation module is deployed and an aggregation process is performed with respect to results of the mapping process. In response, a two dimensional moving graph indicating results of the aggregation process is generated and displayed.Type: GrantFiled: May 21, 2019Date of Patent: September 29, 2020Assignee: International Business Machines CorporationInventors: Vikas Agarwal, Kuntal Dey, Alwyn R. Lobo, Sougata Mukherjea, Venkatraman Ramakrishna, Meghna Singh
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Publication number: 20190273661Abstract: A method and system for tracking an IT infrastructure is provided. The method includes modeling an IT infrastructure as a collection of hardware components, software components, and networking components. An observer agent is deployed on each of the components. The observer agent performs a measurement process with respect to each of the components and a mapping process is performed with respect to the measurement process. An aggregation module is deployed and an aggregation process is performed with respect to results of the mapping process. In response, a two dimensional moving graph indicating results of the aggregation process is generated and displayed.Type: ApplicationFiled: May 21, 2019Publication date: September 5, 2019Inventors: Vikas Agarwal, Kuntal Dey, Alwyn R. Lobo, Sougata Mukherjea, Venkatraman Ramakrishna, Meghna Singh
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Patent number: 10367694Abstract: A method and system for tracking an IT infrastructure is provided. The method includes modeling an IT infrastructure as a collection of hardware components, software components, and networking components. An observer agent is deployed on each of the components. The observer agent performs a measurement process with respect to each of the components and a mapping process is performed with respect to the measurement process. An aggregation module is deployed and an aggregation process is performed with respect to results of the mapping process. In response, a two dimensional moving graph indicating results of the aggregation process is generated and displayed.Type: GrantFiled: May 12, 2014Date of Patent: July 30, 2019Assignee: International Business Machines CorporationInventors: Vikas Agarwal, Kuntal Dey, Alwyn R. Lobo, Sougata Mukherjea, Venkatraman Ramakrishna, Meghna Singh
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Publication number: 20150324712Abstract: A method and system for tracking an IT infrastructure is provided. The method includes modeling an IT infrastructure as a collection of hardware components, software components, and networking components. An observer agent is deployed on each of the components. The observer agent performs a measurement process with respect to each of the components and a mapping process is performed with respect to the measurement process. An aggregation module is deployed and an aggregation process is performed with respect to results of the mapping process. In response, a two dimensional moving graph indicating results of the aggregation process is generated and displayed.Type: ApplicationFiled: May 12, 2014Publication date: November 12, 2015Applicant: International Business Machines CorporationInventors: Vikas Agarwal, Kuntal Dey, Alwyn R. Lobo, Sougata Mukherjea, Venkatraman Ramakrishna, Meghna Singh