Patents by Inventor Meghna Singh

Meghna Singh has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11727394
    Abstract: Methods and systems are presented for providing comprehensive payment transaction services through a digital wallet. The digital wallet enables a user to conduct an electronic transaction with a merchant or another user. In one aspect, the digital wallet may modify a payment arrangement of the electronic transaction. For example, the digital wallet may determine a first payment arrangement that specifies one or more financial instruments and a payment deferral time period for the electronic transaction. Subsequent to processing the electronic transaction, the digital wallet may determine a different, second payment arrangement for the electronic transaction. The digital wallet may modify the electronic transaction based on the second payment arrangement without canceling the electronic transaction. In another aspect, the digital wallet may manage rewards by dynamically withholding rewards, releasing the rewards, and/or distributing at least portions of the rewards to different users.
    Type: Grant
    Filed: May 6, 2021
    Date of Patent: August 15, 2023
    Assignee: PayPal, Inc.
    Inventors: Nitin Prabhu, Meghna Singh, John Michael Box, Avik Chatterjee
  • Publication number: 20220207520
    Abstract: Methods and systems are presented for providing comprehensive payment transaction services through a digital wallet. The digital wallet enables a user to conduct an electronic transaction with a merchant or another user. In one aspect, the digital wallet may modify a payment arrangement of the electronic transaction. For example, the digital wallet may determine a first payment arrangement that specifies one or more financial instruments and a payment deferral time period for the electronic transaction. Subsequent to processing the electronic transaction, the digital wallet may determine a different, second payment arrangement for the electronic transaction. The digital wallet may modify the electronic transaction based on the second payment arrangement without canceling the electronic transaction. In another aspect, the digital wallet may manage rewards by dynamically withholding rewards, releasing the rewards, and/or distributing at least portions of the rewards to different users.
    Type: Application
    Filed: December 28, 2020
    Publication date: June 30, 2022
    Inventors: Nitin Prabhu, Meghna Singh, John Michael Box, Avik Chatterjee
  • Publication number: 20220207521
    Abstract: Methods and systems are presented for providing comprehensive payment transaction services through a digital wallet. The digital wallet enables a user to conduct an electronic transaction with a merchant or another user. In one aspect, the digital wallet may modify a payment arrangement of the electronic transaction. For example, the digital wallet may determine a first payment arrangement that specifies one or more financial instruments and a payment deferral time period for the electronic transaction. Subsequent to processing the electronic transaction, the digital wallet may determine a different, second payment arrangement for the electronic transaction. The digital wallet may modify the electronic transaction based on the second payment arrangement without canceling the electronic transaction. In another aspect, the digital wallet may manage rewards by dynamically withholding rewards, releasing the rewards, and/or distributing at least portions of the rewards to different users.
    Type: Application
    Filed: May 6, 2021
    Publication date: June 30, 2022
    Inventors: Nitin Prabhu, Meghna Singh, John Michael Box, Avik Chatterjee
  • Patent number: 10791036
    Abstract: A method and system for tracking an IT infrastructure is provided. The method includes modeling an IT infrastructure as a collection of hardware components, software components, and networking components. An observer agent is deployed on each of the components. The observer agent performs a measurement process with respect to each of the components and a mapping process is performed with respect to the measurement process. An aggregation module is deployed and an aggregation process is performed with respect to results of the mapping process. In response, a two dimensional moving graph indicating results of the aggregation process is generated and displayed.
    Type: Grant
    Filed: May 21, 2019
    Date of Patent: September 29, 2020
    Assignee: International Business Machines Corporation
    Inventors: Vikas Agarwal, Kuntal Dey, Alwyn R. Lobo, Sougata Mukherjea, Venkatraman Ramakrishna, Meghna Singh
  • Publication number: 20190273661
    Abstract: A method and system for tracking an IT infrastructure is provided. The method includes modeling an IT infrastructure as a collection of hardware components, software components, and networking components. An observer agent is deployed on each of the components. The observer agent performs a measurement process with respect to each of the components and a mapping process is performed with respect to the measurement process. An aggregation module is deployed and an aggregation process is performed with respect to results of the mapping process. In response, a two dimensional moving graph indicating results of the aggregation process is generated and displayed.
    Type: Application
    Filed: May 21, 2019
    Publication date: September 5, 2019
    Inventors: Vikas Agarwal, Kuntal Dey, Alwyn R. Lobo, Sougata Mukherjea, Venkatraman Ramakrishna, Meghna Singh
  • Patent number: 10367694
    Abstract: A method and system for tracking an IT infrastructure is provided. The method includes modeling an IT infrastructure as a collection of hardware components, software components, and networking components. An observer agent is deployed on each of the components. The observer agent performs a measurement process with respect to each of the components and a mapping process is performed with respect to the measurement process. An aggregation module is deployed and an aggregation process is performed with respect to results of the mapping process. In response, a two dimensional moving graph indicating results of the aggregation process is generated and displayed.
    Type: Grant
    Filed: May 12, 2014
    Date of Patent: July 30, 2019
    Assignee: International Business Machines Corporation
    Inventors: Vikas Agarwal, Kuntal Dey, Alwyn R. Lobo, Sougata Mukherjea, Venkatraman Ramakrishna, Meghna Singh
  • Publication number: 20150324712
    Abstract: A method and system for tracking an IT infrastructure is provided. The method includes modeling an IT infrastructure as a collection of hardware components, software components, and networking components. An observer agent is deployed on each of the components. The observer agent performs a measurement process with respect to each of the components and a mapping process is performed with respect to the measurement process. An aggregation module is deployed and an aggregation process is performed with respect to results of the mapping process. In response, a two dimensional moving graph indicating results of the aggregation process is generated and displayed.
    Type: Application
    Filed: May 12, 2014
    Publication date: November 12, 2015
    Applicant: International Business Machines Corporation
    Inventors: Vikas Agarwal, Kuntal Dey, Alwyn R. Lobo, Sougata Mukherjea, Venkatraman Ramakrishna, Meghna Singh