Patents by Inventor Meghnath Sharma
Meghnath Sharma has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20230318841Abstract: Systems and methods are provided for authenticating an identity of a user requesting a resource or service from an entity. In some embodiments, a system may include at least one processor; and a non-transitory medium containing instructions that cause the system to perform operations. The operations may include receiving credential information associated with the remote user, and receiving, from the server associated with the entity, first hash information. The operations may also include generating second hash information based on information associated with the user, comparing the first hash information with the second hash information, and transmitting an indication based on the comparison to the server associated with the entity.Type: ApplicationFiled: May 8, 2023Publication date: October 5, 2023Applicant: Capital One Services, LLCInventors: Ryan FOX, Jonathan WEIMER, Meghnath SHARMA, Charles W. HALL
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Patent number: 11683179Abstract: Systems and methods are provided for authenticating an identity of a user requesting a resource or service from an entity. In some embodiments, a system may include at least one processor; and a non-transitory medium containing instructions that cause the system to perform operations. The operations may include receiving credential information associated with the remote user, and receiving, from the server associated with the entity, first hash information. The operations may also include generating second hash information based on information associated with the user, comparing the first hash information with the second hash information, and transmitting an indication based on the comparison to the server associated with the entity.Type: GrantFiled: October 30, 2020Date of Patent: June 20, 2023Assignee: Capital One Services, LLCInventors: Ryan Fox, Jonathan Weimer, Meghnath Sharma, Charles W. Hall
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Publication number: 20220207420Abstract: In some implementations, a device may identify an account associated with a user, and the account may be managed by an entity. The device may determine, using at least one machine learning model, a classification of the user that indicates a level of quality of a relationship between the user and the entity. The device may determine, based on the classification determined using the at least one machine learning model, one or more adjustments that are to be applied to one or more charges assessed to the account by the entity. The device may apply the one or more adjustments to the one or more charges.Type: ApplicationFiled: December 31, 2020Publication date: June 30, 2022Inventors: Meghnath SHARMA, Vivek BHARATAM, Dinanath NADKARNI
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Publication number: 20210051018Abstract: Systems and methods are provided for authenticating an identity of a user requesting a resource or service from an entity. In some embodiments, a system may include at least one processor; and a non-transitory medium containing instructions that cause the system to perform operations. The operations may include receiving credential information associated with the remote user, and receiving, from the server associated with the entity, first hash information. The operations may also include generating second hash information based on information associated with the user, comparing the first hash information with the second hash information, and transmitting an indication based on the comparison to the server associated with the entity.Type: ApplicationFiled: October 30, 2020Publication date: February 18, 2021Applicant: Capital One Services, LLCInventors: Ryan FOX, Jonathan WEIMER, Meghnath SHARMA, Charles W. HALL
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Publication number: 20210014061Abstract: Various embodiments are generally directed to an identity proofing platform. The platform may receive, from a user, personally identifiable information (PII) related to a consumer and determine one or more verifications requested by the user. The verifications may be one or more of a government identification (ID) verification, a credit bureau verification, or a mobile network operator verification. The platform may send a SMS message to the consumer for consent approval and receive consent from the consumer. The platform may perform the one or more verifications, generate an identity proofing result based on the performed one or more verifications, encrypt the identity proofing result, and send the identity proofing result to the user.Type: ApplicationFiled: September 30, 2020Publication date: January 14, 2021Applicant: Capital One Services, LLCInventors: Vivek BHARATAM, Meghnath SHARMA, Parvez NAQVI
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Patent number: 10855471Abstract: Systems and methods are provided for authenticating an identity of a user requesting a resource or service from an entity. In some embodiments, a system may include at least one processor; and a non-transitory medium containing instructions that cause the system to perform operations. The operations may include receiving credential information associated with the remote user, and receiving, from the server associated with the entity, first hash information. The operations may also include generating second hash information based on information associated with the user, comparing the first hash information with the second hash information, and transmitting an indication based on the comparison to the server associated with the entity.Type: GrantFiled: October 3, 2019Date of Patent: December 1, 2020Assignee: Capital One Services, LLCInventors: Ryan Fox, Jonathan Weimer, Meghnath Sharma, Charles W. Hall
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Patent number: 10819520Abstract: Various embodiments are generally directed to an identity proofing platform. The platform may receive, from a user, personally identifiable information (PII) related to a consumer and determine one or more verifications requested by the user. The verifications may be one or more of a government identification (ID) verification, a credit bureau verification, or a mobile network operator verification. The platform may send a SMS message to the consumer for consent approval and receive consent from the consumer. The platform may perform the one or more verifications, generate an identity proofing result based on the performed one or more verifications, encrypt the identity proofing result, and send the identity proofing result to the user.Type: GrantFiled: December 4, 2018Date of Patent: October 27, 2020Assignee: Capital One Services, LLCInventors: Vivek Bharatam, Meghnath Sharma, Parvez Naqvi
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Publication number: 20200106611Abstract: Various embodiments are generally directed to an identity proofing platform. The platform may receive, from a user, personally identifiable information (PII) related to a consumer and determine one or more verifications requested by the user. The verifications may be one or more of a government identification (ID) verification, a credit bureau verification, or a mobile network operator verification. The platform may send a SMS message to the consumer for consent approval and receive consent from the consumer. The platform may perform the one or more verifications, generate an identity proofing result based on the performed one or more verifications, encrypt the identity proofing result, and send the identity proofing result to the user.Type: ApplicationFiled: December 4, 2018Publication date: April 2, 2020Applicant: Capital One Services, LLCInventors: Vivek BHARATAM, Meghnath SHARMA, Parvez NAQVI
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Publication number: 20200036532Abstract: Systems and methods are provided for authenticating an identity of a user requesting a resource or service from an entity. In some embodiments, a system may include at least one processor; and a non-transitory medium containing instructions that cause the system to perform operations. The operations may include receiving credential information associated with the remote user, and receiving, from the server associated with the entity, first hash information. The operations may also include generating second hash information based on information associated with the user, comparing the first hash information with the second hash information, and transmitting an indication based on the comparison to the server associated with the entity.Type: ApplicationFiled: October 3, 2019Publication date: January 30, 2020Applicant: Capital One Services, LLCInventors: RYAN FOX, Jonathan WEIMER, Meghnath SHARMA, Charles W. HALL
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Patent number: 10476676Abstract: Systems and methods are provided for authenticating an identity of a user requesting a resource or service from an entity. In some embodiments, a system may include at least one processor; and a non-transitory medium containing instructions that cause the system to perform operations. The operations may include receiving credential information associated with the remote user, and receiving, from the server associated with the entity, first hash information. The operations may also include generating second hash information based on information associated with the user, comparing the first hash information with the second hash information, and transmitting an indication based on the comparison to the server associated with the entity.Type: GrantFiled: July 5, 2017Date of Patent: November 12, 2019Assignee: Capital One Services, LLCInventors: Ryan Fox, Jonathan Weimer, Meghnath Sharma, Charles W. Hall
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Patent number: 10348504Abstract: Systems and methods are provided for authenticating an identity of a user requesting a resource or service from an entity. In some embodiments, a system may include at least one processor; and a non-transitory medium containing instructions that cause the system to perform operations. The operations may include receiving credential information associated with the remote user, and receiving, from the server associated with the entity, first hash information. The operations may also include generating second hash information based on information associated with the user, comparing the first hash information with the second hash information, and transmitting an indication based on the comparison to the server associated with the entity.Type: GrantFiled: February 13, 2018Date of Patent: July 9, 2019Assignee: Capital One Services, LLCInventors: Ryan Fox, Jonathan Weimer, Meghnath Sharma, Charles W. Hall
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Publication number: 20180183599Abstract: Systems and methods are provided for authenticating an identity of a user requesting a resource or service from an entity. In some embodiments, a system may include at least one processor; and a non-transitory medium containing instructions that cause the system to perform operations. The operations may include receiving credential information associated with the remote user, and receiving, from the server associated with the entity, first hash information. The operations may also include generating second hash information based on information associated with the user, comparing the first hash information with the second hash information, and transmitting an indication based on the comparison to the server associated with the entity.Type: ApplicationFiled: February 13, 2018Publication date: June 28, 2018Inventors: Ryan Fox, Jonathan Weimer, Meghnath Sharma, Charles W. Hall
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Publication number: 20180013565Abstract: Systems and methods are provided for authenticating an identity of a user requesting a resource or service from an entity. In some embodiments, a system may include at least one processor; and a non-transitory medium containing instructions that cause the system to perform operations. The operations may include receiving credential information associated with the remote user, and receiving, from the server associated with the entity, first hash information. The operations may also include generating second hash information based on information associated with the user, comparing the first hash information with the second hash information, and transmitting an indication based on the comparison to the server associated with the entity.Type: ApplicationFiled: July 5, 2017Publication date: January 11, 2018Inventors: Ryan Fox, Jonathan Weimer, Meghnath Sharma, Charles W. Hall