Patents by Inventor Meghnath Sharma

Meghnath Sharma has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230318841
    Abstract: Systems and methods are provided for authenticating an identity of a user requesting a resource or service from an entity. In some embodiments, a system may include at least one processor; and a non-transitory medium containing instructions that cause the system to perform operations. The operations may include receiving credential information associated with the remote user, and receiving, from the server associated with the entity, first hash information. The operations may also include generating second hash information based on information associated with the user, comparing the first hash information with the second hash information, and transmitting an indication based on the comparison to the server associated with the entity.
    Type: Application
    Filed: May 8, 2023
    Publication date: October 5, 2023
    Applicant: Capital One Services, LLC
    Inventors: Ryan FOX, Jonathan WEIMER, Meghnath SHARMA, Charles W. HALL
  • Patent number: 11683179
    Abstract: Systems and methods are provided for authenticating an identity of a user requesting a resource or service from an entity. In some embodiments, a system may include at least one processor; and a non-transitory medium containing instructions that cause the system to perform operations. The operations may include receiving credential information associated with the remote user, and receiving, from the server associated with the entity, first hash information. The operations may also include generating second hash information based on information associated with the user, comparing the first hash information with the second hash information, and transmitting an indication based on the comparison to the server associated with the entity.
    Type: Grant
    Filed: October 30, 2020
    Date of Patent: June 20, 2023
    Assignee: Capital One Services, LLC
    Inventors: Ryan Fox, Jonathan Weimer, Meghnath Sharma, Charles W. Hall
  • Publication number: 20220207420
    Abstract: In some implementations, a device may identify an account associated with a user, and the account may be managed by an entity. The device may determine, using at least one machine learning model, a classification of the user that indicates a level of quality of a relationship between the user and the entity. The device may determine, based on the classification determined using the at least one machine learning model, one or more adjustments that are to be applied to one or more charges assessed to the account by the entity. The device may apply the one or more adjustments to the one or more charges.
    Type: Application
    Filed: December 31, 2020
    Publication date: June 30, 2022
    Inventors: Meghnath SHARMA, Vivek BHARATAM, Dinanath NADKARNI
  • Publication number: 20210051018
    Abstract: Systems and methods are provided for authenticating an identity of a user requesting a resource or service from an entity. In some embodiments, a system may include at least one processor; and a non-transitory medium containing instructions that cause the system to perform operations. The operations may include receiving credential information associated with the remote user, and receiving, from the server associated with the entity, first hash information. The operations may also include generating second hash information based on information associated with the user, comparing the first hash information with the second hash information, and transmitting an indication based on the comparison to the server associated with the entity.
    Type: Application
    Filed: October 30, 2020
    Publication date: February 18, 2021
    Applicant: Capital One Services, LLC
    Inventors: Ryan FOX, Jonathan WEIMER, Meghnath SHARMA, Charles W. HALL
  • Publication number: 20210014061
    Abstract: Various embodiments are generally directed to an identity proofing platform. The platform may receive, from a user, personally identifiable information (PII) related to a consumer and determine one or more verifications requested by the user. The verifications may be one or more of a government identification (ID) verification, a credit bureau verification, or a mobile network operator verification. The platform may send a SMS message to the consumer for consent approval and receive consent from the consumer. The platform may perform the one or more verifications, generate an identity proofing result based on the performed one or more verifications, encrypt the identity proofing result, and send the identity proofing result to the user.
    Type: Application
    Filed: September 30, 2020
    Publication date: January 14, 2021
    Applicant: Capital One Services, LLC
    Inventors: Vivek BHARATAM, Meghnath SHARMA, Parvez NAQVI
  • Patent number: 10855471
    Abstract: Systems and methods are provided for authenticating an identity of a user requesting a resource or service from an entity. In some embodiments, a system may include at least one processor; and a non-transitory medium containing instructions that cause the system to perform operations. The operations may include receiving credential information associated with the remote user, and receiving, from the server associated with the entity, first hash information. The operations may also include generating second hash information based on information associated with the user, comparing the first hash information with the second hash information, and transmitting an indication based on the comparison to the server associated with the entity.
    Type: Grant
    Filed: October 3, 2019
    Date of Patent: December 1, 2020
    Assignee: Capital One Services, LLC
    Inventors: Ryan Fox, Jonathan Weimer, Meghnath Sharma, Charles W. Hall
  • Patent number: 10819520
    Abstract: Various embodiments are generally directed to an identity proofing platform. The platform may receive, from a user, personally identifiable information (PII) related to a consumer and determine one or more verifications requested by the user. The verifications may be one or more of a government identification (ID) verification, a credit bureau verification, or a mobile network operator verification. The platform may send a SMS message to the consumer for consent approval and receive consent from the consumer. The platform may perform the one or more verifications, generate an identity proofing result based on the performed one or more verifications, encrypt the identity proofing result, and send the identity proofing result to the user.
    Type: Grant
    Filed: December 4, 2018
    Date of Patent: October 27, 2020
    Assignee: Capital One Services, LLC
    Inventors: Vivek Bharatam, Meghnath Sharma, Parvez Naqvi
  • Publication number: 20200106611
    Abstract: Various embodiments are generally directed to an identity proofing platform. The platform may receive, from a user, personally identifiable information (PII) related to a consumer and determine one or more verifications requested by the user. The verifications may be one or more of a government identification (ID) verification, a credit bureau verification, or a mobile network operator verification. The platform may send a SMS message to the consumer for consent approval and receive consent from the consumer. The platform may perform the one or more verifications, generate an identity proofing result based on the performed one or more verifications, encrypt the identity proofing result, and send the identity proofing result to the user.
    Type: Application
    Filed: December 4, 2018
    Publication date: April 2, 2020
    Applicant: Capital One Services, LLC
    Inventors: Vivek BHARATAM, Meghnath SHARMA, Parvez NAQVI
  • Publication number: 20200036532
    Abstract: Systems and methods are provided for authenticating an identity of a user requesting a resource or service from an entity. In some embodiments, a system may include at least one processor; and a non-transitory medium containing instructions that cause the system to perform operations. The operations may include receiving credential information associated with the remote user, and receiving, from the server associated with the entity, first hash information. The operations may also include generating second hash information based on information associated with the user, comparing the first hash information with the second hash information, and transmitting an indication based on the comparison to the server associated with the entity.
    Type: Application
    Filed: October 3, 2019
    Publication date: January 30, 2020
    Applicant: Capital One Services, LLC
    Inventors: RYAN FOX, Jonathan WEIMER, Meghnath SHARMA, Charles W. HALL
  • Patent number: 10476676
    Abstract: Systems and methods are provided for authenticating an identity of a user requesting a resource or service from an entity. In some embodiments, a system may include at least one processor; and a non-transitory medium containing instructions that cause the system to perform operations. The operations may include receiving credential information associated with the remote user, and receiving, from the server associated with the entity, first hash information. The operations may also include generating second hash information based on information associated with the user, comparing the first hash information with the second hash information, and transmitting an indication based on the comparison to the server associated with the entity.
    Type: Grant
    Filed: July 5, 2017
    Date of Patent: November 12, 2019
    Assignee: Capital One Services, LLC
    Inventors: Ryan Fox, Jonathan Weimer, Meghnath Sharma, Charles W. Hall
  • Patent number: 10348504
    Abstract: Systems and methods are provided for authenticating an identity of a user requesting a resource or service from an entity. In some embodiments, a system may include at least one processor; and a non-transitory medium containing instructions that cause the system to perform operations. The operations may include receiving credential information associated with the remote user, and receiving, from the server associated with the entity, first hash information. The operations may also include generating second hash information based on information associated with the user, comparing the first hash information with the second hash information, and transmitting an indication based on the comparison to the server associated with the entity.
    Type: Grant
    Filed: February 13, 2018
    Date of Patent: July 9, 2019
    Assignee: Capital One Services, LLC
    Inventors: Ryan Fox, Jonathan Weimer, Meghnath Sharma, Charles W. Hall
  • Publication number: 20180183599
    Abstract: Systems and methods are provided for authenticating an identity of a user requesting a resource or service from an entity. In some embodiments, a system may include at least one processor; and a non-transitory medium containing instructions that cause the system to perform operations. The operations may include receiving credential information associated with the remote user, and receiving, from the server associated with the entity, first hash information. The operations may also include generating second hash information based on information associated with the user, comparing the first hash information with the second hash information, and transmitting an indication based on the comparison to the server associated with the entity.
    Type: Application
    Filed: February 13, 2018
    Publication date: June 28, 2018
    Inventors: Ryan Fox, Jonathan Weimer, Meghnath Sharma, Charles W. Hall
  • Publication number: 20180013565
    Abstract: Systems and methods are provided for authenticating an identity of a user requesting a resource or service from an entity. In some embodiments, a system may include at least one processor; and a non-transitory medium containing instructions that cause the system to perform operations. The operations may include receiving credential information associated with the remote user, and receiving, from the server associated with the entity, first hash information. The operations may also include generating second hash information based on information associated with the user, comparing the first hash information with the second hash information, and transmitting an indication based on the comparison to the server associated with the entity.
    Type: Application
    Filed: July 5, 2017
    Publication date: January 11, 2018
    Inventors: Ryan Fox, Jonathan Weimer, Meghnath Sharma, Charles W. Hall