Abstract: Relationship banking and mobile banking are discussed and presented here. In Section 1, we present Pre-approval, Fulfillment, and Application Process. In Section 2, we present Financial Products for Protection of Consumers. In Section 3, we present Relationship-Based Score. In Section 4, we present Application of Credit Report for a “Binding” Pre-Approval for Lending Products. In Section 5, we present Deposit Slip Purchase. In Section 6, we present Reducing Frauds on Credit Cards. We also discuss the system and components, with different variations on system and method, or their designs. Sections 7-9 discuss other applications and examples. The relationship-based score for loans and credit lines is also discussed.

Abstract: Relationship banking and mobile banking are discussed and presented here. In Section 1, we present Pre-approval, Fulfillment, and Application Process. In Section 2, we present Financial Products for Protection of Consumers. In Section 3, we present Relationship-Based Score. In Section 4, we present Application of Credit Report for a “Binding” Pre-Approval for Lending Products. In Section 5, we present Deposit Slip Purchase. In Section 6, we present Reducing Frauds on Credit Cards. We also discuss the system and components, with different variations on system and method, or their designs. Sections 7-9 discuss other applications and examples.

Abstract: Relationship banking and mobile banking are discussed and presented here. In Section 1, we present Pre-approval, Fulfillment, and Application Process. In Section 2, we present Financial Products for Protection of Consumers. In Section 3, we present Relationship-Based Score. In Section 4, we present Application of Credit Report for a “Binding” Pre-Approval for Lending Products. In Section 5, we present Deposit Slip Purchase. In Section 6, we present Reducing Frauds on Credit Cards. We also discuss the system and components, with different variations on system and method, or their designs.

Abstract: Relationship banking and mobile banking are discussed and presented here. In Section 1, we present Pre-approval, Fulfillment, and Application Process. In Section 2, we present Financial Products for Protection of Consumers. In Section 3, we present Relationship-Based Score. In Section 4, we present Application of Credit Report for a “Binding” Pre-Approval for Lending Products. In Section 5, we present Deposit Slip Purchase. In Section 6, we present Reducing Frauds on Credit Cards. We also discuss the system and components, with different variations on system and method, or their designs.

Abstract: A method of integrating computer visualization for the design of a vehicle includes the steps of determining a low-level geometric model of the vehicle and determining a modifiable parameter to modify the model of the vehicle. The method also includes the steps of morphing the model of the vehicle into a morphed model of the vehicle including the modifiable parameter using a computer visualization, and analyzing the morphed model of the vehicle using a computer aided engineering (CAE) analysis. The method further includes the steps of determining if the CAE analysis of the morphed model of the vehicle meets a predetermined criteria and using the morphed vehicle model in the design of the vehicle.

Abstract: A tube nut torque limiting method and apparatus provides direct mechanical control of the maximum torque that can be generated when securing a tubular member within an internally threaded component. The torque limiting tube nut includes an externally threaded portion (14), a service head portion (16) and an installation head portion (22). A shoulder (24) is disposed between the service head portion (16) and the installation head portion (22) to mechanically control the maximum torque applied to the externally threaded portion (14). Upon separation of the installation head portion (22) at the shoulder (24), the installation head portion (22) includes a removal passage (40) for allowing the installation head portion (22) to simply be removed from the tubular member (28).

Abstract: An improved structure is provided for supporting pillars of automotive vehicles which provides energy absorption through provision of a pair of energy absorbing chambers (52,50) defined by an interior trim pillar (28) and interior (26) and exterior (24) panels forming the "A" pillar of a vehicle (10), respectively. Energy absorbing media (30), such as springs (76,78,86), elongated tubes (84) and viscous fluids are taught for use as energy absorbers.