Patents by Inventor Melanie Roberts

Melanie Roberts has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 8407144
    Abstract: Various systems and methods are described for conducting and staging money transfer transactions from a vehicle. The systems and methods may include using a wireless transmitter on board the vehicle for wirelessly communicating with a money transfer system. Also, a user-input device integrated with the vehicle's navigation system, entertainment system, and/or climate system may be used. Using the wireless transmitter, the user-input device may interface with the money transfer system. Also, one or more identity authentication devices may be integrated with the vehicle that collect information to authenticate a user's identity.
    Type: Grant
    Filed: March 18, 2010
    Date of Patent: March 26, 2013
    Assignee: The Western Union Company
    Inventors: Melanie Roberts, Dianna Lyons
  • Publication number: 20110231310
    Abstract: Various systems and methods are described for conducting and staging money transfer transactions from a vehicle. The systems and methods may include using a wireless transmitter on board the vehicle for wirelessly communicating with a money transfer system. Also, a user-input device integrated with the vehicle's navigation system, entertainment system, and/or climate system may be used. Using the wireless transmitter, the user-input device may interface with the money transfer system. Also, one or more identity authentication devices may be integrated with the vehicle that collect information to authenticate a user's identity.
    Type: Application
    Filed: March 18, 2010
    Publication date: September 22, 2011
    Applicant: The Western Union Company
    Inventors: Melanie Roberts, Dianna Lyons
  • Publication number: 20100042517
    Abstract: The invention provides various systems and methods for providing universal access to loyalty programs and/or financial accounts. The method includes initializing a universal loyalty program account and financial account device. The method further includes associating loyalty program accounts and/or financial accounts with the universal loyalty program and financial instrument device. The method then accesses at least one of the loyalty program accounts and/or the financial accounts at a customer facing device using the universal loyalty program account and financial account device.
    Type: Application
    Filed: August 12, 2008
    Publication date: February 18, 2010
    Applicant: The Westem Union Company
    Inventors: Scott Paintin, Melanie Roberts, Gail Galuppo