Patents by Inventor Melinda I. Rolfs

Melinda I. Rolfs has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for enhancing financial transactions at a point-of-sale
    Patent number: 11157888
    Abstract: Embodiments of the disclosure enable a computing system to enhance one or more financial transactions. The computing system identifies a cardholder account used to enter into a financial transaction, identifies a merchant and/or a primary product associated with the financial transaction, analyzes cardholder data associated with the cardholder account and account data associated with the merchant and/or the primary product to determine a secondary product, generate presentation data for presenting product information associated with the secondary product, and receive selection data associated with the secondary product such that the financial transaction is enhanced with the secondary product. Aspects of the disclosure provide for enhancing the financial transaction with a secondary product tailored to the cardholder, provided or promoted by the merchant, and/or useable with the primary product in a constructive, complementary, and/or effective manner.
    Type: Grant
    Filed: November 5, 2019
    Date of Patent: October 26, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Shawn Douglas Hilleary, Benjamin M. Berger, Jean-Pierre Gerard, Vincent Morelli, Melinda I. Rolfs, Qian Wang
  • SYSTEM AND METHOD FOR ENHANCING FINANCIAL TRANSACTIONS AT A POINT-OF-SALE
    Publication number: 20200143350
    Abstract: Embodiments of the disclosure enable a computing system to enhance one or more financial transactions. The computing system identifies a cardholder account used to enter into a financial transaction, identifies a merchant and/or a primary product associated with the financial transaction, analyzes cardholder data associated with the cardholder account and account data associated with the merchant and/or the primary product to determine a secondary product, generate presentation data for presenting product information associated with the secondary product, and receive selection data associated with the secondary product such that the financial transaction is enhanced with the secondary product. Aspects of the disclosure provide for enhancing the financial transaction with a secondary product tailored to the cardholder, provided or promoted by the merchant, and/or useable with the primary product in a constructive, complementary, and/or effective manner.
    Type: Application
    Filed: November 5, 2019
    Publication date: May 7, 2020
    Inventors: Shawn Douglas Hilleary, Benjamin M. Berger, Jean-Pierre Gerard, Vincent Morelli, Melinda I. Rolfs, Qian Wang
  • System and method for enhancing financial transactions at a point-of-sale
    Patent number: 10496971
    Abstract: Embodiments of the disclosure enable a computing system to enhance one or more financial transactions. The computing system identifies a cardholder account used to enter into a financial transaction, identifies a merchant and/or a primary product associated with the financial transaction, analyzes cardholder data associated with the cardholder account and account data associated with the merchant and/or the primary product to determine a secondary product, generate presentation data for presenting product information associated with the secondary product, and receive selection data associated with the secondary product such that the financial transaction is enhanced with the secondary product. Aspects of the disclosure provide for enhancing the financial transaction with a secondary product tailored to the cardholder, provided or promoted by the merchant, and/or useable with the primary product in a constructive, complementary, and/or effective manner.
    Type: Grant
    Filed: September 21, 2016
    Date of Patent: December 3, 2019
    Assignee: Mastercard International Incorporated
    Inventors: Shawn Douglas Hilleary, Benjamin M. Berger, Jean-Pierre Gerard, Vincent Morelli, Melinda I. Rolfs, Qian Wang
  • SYSTEM AND METHOD FOR ENHANCING FINANCIAL TRANSACTIONS AT A POINT-OF-SALE
    Publication number: 20180082272
    Abstract: Embodiments of the disclosure enable a computing system to enhance one or more financial transactions. The computing system identifies a cardholder account used to enter into a financial transaction, identifies a merchant and/or a primary product associated with the financial transaction, analyzes cardholder data associated with the cardholder account and account data associated with the merchant and/or the primary product to determine a secondary product, generate presentation data for presenting product information associated with the secondary product, and receive selection data associated with the secondary product such that the financial transaction is enhanced with the secondary product. Aspects of the disclosure provide for enhancing the financial transaction with a secondary product tailored to the cardholder, provided or promoted by the merchant, and/or useable with the primary product in a constructive, complementary, and/or effective manner.
    Type: Application
    Filed: September 21, 2016
    Publication date: March 22, 2018
    Inventors: Shawn Douglas Hilleary, Benjamin M. Berger, Jean-Pierre Gerard, Vincent Morelli, Melinda I. Rolfs, Qian Wang