Patents by Inventor Melinda Teresa Magerkurth
Melinda Teresa Magerkurth has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11682082Abstract: Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle collision, in particular, utilizing evidence oracles as part of the subrogation process. An exemplary embodiment includes receiving recorded data from one or more connected devices at a geographic location; analyzing the recorded data, wherein analyzing the recorded data includes determining that an collision has occurred involving one or more vehicles; generating a transaction including the data indicative of the collision based upon the analysis; and transmitting the transaction to at least one other participant in the distributed ledger network.Type: GrantFiled: March 30, 2021Date of Patent: June 20, 2023Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: William J. Leise, Douglas A. Graff, Anthony McCoy, Jaime Skaggs, Shawn M. Call, Stacie A. McCullough, Wendy H. Clayton, Melinda Teresa Magerkurth, Kim E. Flesher, Travis Charles Runge
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Publication number: 20230185936Abstract: Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. For example, access sharing may be utilized to share policy information. The policy information may be associated with a smart contract. Accordingly, the policy information may be encrypted using a public key for the smart contract and compiled into a block of the blockchain. In response to a request to provide access to the information to a particular node, the private key for the smart contract may be encrypted using the public key for the particular node and compiled into a block of the blockchain.Type: ApplicationFiled: February 1, 2023Publication date: June 15, 2023Inventors: Melinda Teresa Magerkurth, Eric Bellas, Jaime Skaggs, Shawn M. Call, Eric R. Moore, Vicki King, Burton J. Floyd, David Turrentine, Steven T. Olson, Timothy Caleb Wells, Corin Rebekah Chapman, Edward W. Breitweiser, Robert Gomez, Shelia Cummings Smith
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Patent number: 11657460Abstract: Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle accident, in particular, utilizing historical data related to a vehicle or vehicle collisions as part of the subrogation process. An exemplary embodiment may include receiving historical sensor data, such as image, audio, telematics, and/or autonomous vehicle data, associated with a past vehicle collision; inputting the historical sensor data into a machine learning program to determine data relevant to a past vehicle collision; receiving current sensor data associated with a current vehicle collision; inputting the current sensor data into the machine learning program to determine data relevant to the current vehicle collision; and determining a percentage of fault of the vehicle collision for one or more autonomous vehicles, autonomous vehicle systems, and/or drivers based upon, at least in part, analysis of the historical sensor data and the current sensor data.Type: GrantFiled: August 19, 2022Date of Patent: May 23, 2023Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: William J. Leise, Douglas A. Graff, Anthony McCoy, Jaime Skaggs, Shawn M. Call, Stacie A. McCullough, Wendy H. Clayton, Melinda Teresa Magerkurth, Kim E. Flesher, Travis Charles Runge
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Patent number: 11645264Abstract: The present embodiments relate to systems and methods for using a blockchain to record information related to processes and services in the vehicle industry. The systems and methods may include (1) receiving an indication of vehicle being involved a vehicle collision and a vehicle VIN; (2) accessing, at a memory, a loss history blockchain associated with the vehicle using the VIN as a key; (3) receiving vehicle sensor data generated or collected prior to, during, and/or after the vehicle collision; (4) creating a block to add to the loss history blockchain that includes the vehicle sensor data, or otherwise updating the loss history blockchain with the vehicle sensor data associated with the vehicle collision; (5) analyzing the vehicle sensor data to reconstruct the vehicle collision; and/or (6) updating the loss history blockchain to include and/or indicate the reconstructed vehicle collision by including the created block.Type: GrantFiled: January 27, 2022Date of Patent: May 9, 2023Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: William J. Leise, Jacob J. Alt, Jaime Skaggs, Eric Bellas, Shawn M. Call, Eric R. Moore, Melinda Teresa Magerkurth, Vicki King
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Publication number: 20230115587Abstract: Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle collision, in particular, utilizing evidence oracles as part of the subrogation process. An exemplary embodiment includes receiving recorded data from one or more connected devices at a geographic location; analyzing the recorded data, wherein analyzing the recorded data includes determining that an collision has occurred involving one or more vehicles; generating a transaction including the data indicative of the collision based upon the analysis; and transmitting the transaction to at least one other participant in the distributed ledger network.Type: ApplicationFiled: November 18, 2022Publication date: April 13, 2023Inventors: William J. Leise, Douglas A. Graff, Anthony McCoy, Jaime Skaggs, Shawn M. Call, Stacie A. McCullough, Wendy H. Clayton, Melinda Teresa Magerkurth, Kim E. Flesher, Travis Charles Runge
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Publication number: 20230080371Abstract: Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle accident, in particular, determining fault as part of the subrogation process. An exemplary embodiment may include receiving an electronic notification of a vehicle collision; receiving sensor data (such as telematics, image, audio, vehicle operational, or other sensor data) related to the vehicle collision; determining a percentage of fault of the vehicle collision for one or more vehicles, vehicle systems, and/or drivers based upon, at least in part, analysis of the sensor data collected; and creating a blockchain for the vehicle collision with one or more links to the sensor image data and an indication of the percentage of fault(s) determined to facilitate blockchain-based claim handling.Type: ApplicationFiled: November 17, 2022Publication date: March 16, 2023Inventors: William J. Leise, Douglas A. Graff, Anthony McCoy, Jaime Skaggs, Shawn M. Call, Stacie A. McCullough, Wendy H. Clayton, Melinda Teresa Magerkurth, Kim E. Flesher, Travis Charles Runge
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Patent number: 11599653Abstract: Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. For example, access sharing may be utilized to share policy information. The policy information may be associated with a smart contract. Accordingly, the policy information may be encrypted using a public key for the smart contract and compiled into a block of the blockchain. In response to a request to provide access to the information to a particular node, the private key for the smart contract may be encrypted using the public key for the particular node and compiled into a block of the blockchain.Type: GrantFiled: June 30, 2020Date of Patent: March 7, 2023Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Melinda Teresa Magerkurth, Eric Bellas, Jaime Skaggs, Shawn M. Call, Eric R. Moore, Vicki King, Burton J. Floyd, David Turrentine, Steven T. Olson, Timothy Caleb Wells, Corin Rebekah Chapman, Edward W. Breitweiser, Robert Gomez, Shelia Cummings Smith
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Patent number: 11593888Abstract: Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle collision, in particular, utilizing evidence oracles as part of the subrogation process. An exemplary embodiment includes receiving recorded data from one or more connected devices at a geographic location; analyzing the recorded data, wherein analyzing the recorded data includes determining that an collision has occurred involving one or more vehicles; generating a transaction including the data indicative of the collision based upon the analysis; and transmitting the transaction to at least one other participant in the distributed ledger network.Type: GrantFiled: October 7, 2020Date of Patent: February 28, 2023Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: William J. Leise, Douglas A. Graff, Anthony McCoy, Jaime Skaggs, Shawn M. Call, Stacie A. McCullough, Wendy H. Clayton, Melinda Teresa Magerkurth, Kim E. Flesher, Travis Charles Runge
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Patent number: 11580606Abstract: Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle accident, in particular, determining fault as part of the subrogation process. An exemplary embodiment may include receiving an electronic notification of a vehicle collision; receiving sensor data (such as telematics, image, audio, vehicle operational, or other sensor data) related to the vehicle collision; determining a percentage of fault of the vehicle collision for one or more vehicles, vehicle systems, and/or drivers based upon, at least in part, analysis of the sensor data collected; and creating a blockchain for the vehicle collision with one or more links to the sensor image data and an indication of the percentage of fault(s) determined to facilitate blockchain-based claim handling.Type: GrantFiled: May 9, 2022Date of Patent: February 14, 2023Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: William J. Leise, Douglas A. Graff, Anthony McCoy, Jaime Skaggs, Shawn M. Call, Stacie A. McCullough, Wendy H. Clayton, Melinda Teresa Magerkurth, Kim E. Flesher, Travis Charles Runge
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Publication number: 20230039746Abstract: Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. For example, access sharing may be utilized to file documents, share policy information, and/or comply with an audit. The data security techniques disclosed herein also enable the use of smart contracts to transfer funds associated with payment obligations and/or other forms of blockchain based payments, comply with anti-money laundering requirements, report industry data, validate interest payments and/or maintain agent sales data. Data security may be achieved through the use of public key/private key encryption techniques.Type: ApplicationFiled: October 26, 2022Publication date: February 9, 2023Inventors: Melinda Teresa Magerkurth, Eric Bellas, Jaime Skaggs, Shawn M. Call, Eric R. Moore, Vicki King, Burton J. Floyd, David Turrentine, Steven T. Olson, Timothy Caleb Wells, Corin Rebekah Chapman, Edward W. Breitweiser, Robert Gomez, Shelia Cummings Smith
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Publication number: 20220405857Abstract: Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle accident, in particular, utilizing historical data related to a vehicle or vehicle collisions as part of the subrogation process. An exemplary embodiment may include receiving historical sensor data, such as image, audio, telematics, and/or autonomous vehicle data, associated with a past vehicle collision; inputting the historical sensor data into a machine learning program to determine data relevant to a past vehicle collision; receiving current sensor data associated with a current vehicle collision; inputting the current sensor data into the machine learning program to determine data relevant to the current vehicle collision; and determining a percentage of fault of the vehicle collision for one or more autonomous vehicles, autonomous vehicle systems, and/or drivers based upon, at least in part, analysis of the historical sensor data and the current sensor data.Type: ApplicationFiled: August 19, 2022Publication date: December 22, 2022Inventors: William J. Leise, Douglas A. Graff, Anthony McCoy, Jaime Skaggs, Shawn M. Call, Stacie A. McCullough, Wendy H. Clayton, Melinda Teresa Magerkurth, Kim E. Flesher, Travis Charles Runge
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Patent number: 11514176Abstract: Methods and systems for managing and/or processing a blockchain to maintain data security for confidential and/or personal data are provided. According to certain aspects, the disclosed data security techniques may enable access sharing functionality utilizing the blockchain. For example, access sharing may be utilized to file documents, share policy information, and/or comply with an audit. The data security techniques disclosed herein also enable the use of smart contracts to transfer funds associated with payment obligations and/or other forms of blockchain based payments, comply with anti-money laundering requirements, report industry data, validate interest payments and/or maintain agent sales data. Data security may be achieved through the use of public key/private key encryption techniques.Type: GrantFiled: June 29, 2020Date of Patent: November 29, 2022Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Melinda Teresa Magerkurth, Eric Bellas, Jaime Skaggs, Shawn M. Call, Eric R. Moore, Vicki King, Burton J. Floyd, David Turrentine, Steven T. Olson, Timothy Caleb Wells, Corin Rebekah Chapman, Edward W. Breitweiser, Robert Gomez, Shelia Cummings Smith
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Publication number: 20220374549Abstract: Methods and systems for processing a blockchain comprising a plurality of immutable sales records corresponding to sales made by agents of an entity are provided. According to certain aspects, a transaction request indicating a sale made by an agent of the entity may be received at a first node. A block including a sales record indicating the sale made by the agent may be added to a blockchain and transmitted to another node for validation. The first node may add the block to a copy of the blockchain, where the block may be identified by a hash value that references a previous block in the blockchain that includes at least one additional sales record.Type: ApplicationFiled: August 4, 2022Publication date: November 24, 2022Inventors: Melinda Teresa Magerkurth, Eric Bellas, Jaime Skaggs, Shwn M. Call, Eric R. Moore, Vicki King, Burton J. Floyd, David Turrentine, Steven T. Olson, Timothy Caleb Wells, Corin Rebekah Chapman, Edward W. Breitweiser, Robert Gomez, Shelia Cummings Smith
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Publication number: 20220374409Abstract: The present embodiments relate to systems and methods for using a blockchain to record information related to processes and services in the vehicle industry. The systems and methods may include (1) receiving an indication of vehicle being involved a vehicle collision and a vehicle VIN; (2) accessing, at a memory, a loss history blockchain associated with the vehicle using the VIN as a key; (3) receiving vehicle sensor data generated or collected prior to, during, and/or after the vehicle collision; (4) creating a block to add to the loss history blockchain that includes the vehicle sensor data, or otherwise updating the loss history blockchain with the vehicle sensor data associated with the vehicle collision; (5) analyzing the vehicle sensor data to reconstruct the vehicle collision; and/or (6) updating the loss history blockchain to include and/or indicate the reconstructed vehicle collision by including the created block.Type: ApplicationFiled: August 5, 2022Publication date: November 24, 2022Inventors: William J. Leise, Jacob J. Alt, Jaime Skaggs, Eric Bellas, Shawn M. Call, Eric R. Moore, Melinda Teresa Magerkurth, Vicki King
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Publication number: 20220351205Abstract: The present methods and systems relate to using and accessing data stored in a blockchain, and in particular, interacting with the blockchain and users via smart contracts to handle account funding and distribution methods. The methods and systems include receiving a transaction from a participant, and verifying the transaction, such as by accessing a smart contract stored on the blockchain and checking a set of parameters against a set of conditions stored in the smart contract. Depending on whether the set of parameters satisfy the conditions, the results may be communicated to participants about the success or failure of the transaction.Type: ApplicationFiled: July 19, 2022Publication date: November 3, 2022Inventors: Jacob J. Alt, Robert Alpine Jennings, Amber Nelson-Wolfe, Shyam Tummala, Eric Bellas, Jaime Skaggs, Shawn M. Call, Melinda Teresa Magerkurth, Vicki King, Charles H. Roscow, Scott Shoop, Greg Hayes
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Patent number: 11475527Abstract: Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle accident, in particular, utilizing historical data related to a vehicle or vehicle collisions as part of the subrogation process. An exemplary embodiment may include receiving historical sensor data, such as image, audio, telematics, and/or autonomous vehicle data, associated with a past vehicle collision; inputting the historical sensor data into a machine learning program to determine data relevant to a past vehicle collision; receiving current sensor data associated with a current vehicle collision; inputting the current sensor data into the machine learning program to determine data relevant to the current vehicle collision; and determining a percentage of fault of the vehicle collision for one or more autonomous vehicles, autonomous vehicle systems, and/or drivers based upon, at least in part, analysis of the historical sensor data and the current sensor data.Type: GrantFiled: August 21, 2020Date of Patent: October 18, 2022Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: William J. Leise, Douglas A. Graff, Anthony McCoy, Jaime Skaggs, Shawn M. Call, Stacie A. McCullough, Wendy H. Clayton, Melinda Teresa Magerkurth, Kim E. Flesher, Travis Charles Runge
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Patent number: 11442918Abstract: The present embodiments relate to systems and methods for using a blockchain to record information related to processes and services in the vehicle industry. The systems and methods may include (1) receiving an indication of vehicle being involved a vehicle collision and a vehicle VIN; (2) accessing, at a memory, a loss history blockchain associated with the vehicle using the VIN as a key; (3) receiving vehicle sensor data generated or collected prior to, during, and/or after the vehicle collision; (4) creating a block to add to the loss history blockchain that includes the vehicle sensor data, or otherwise updating the loss history blockchain with the vehicle sensor data associated with the vehicle collision; (5) analyzing the vehicle sensor data to reconstruct the vehicle collision; and/or (6) updating the loss history blockchain to include and/or indicate the reconstructed vehicle collision by including the created block.Type: GrantFiled: March 31, 2021Date of Patent: September 13, 2022Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: William J. Leise, Jacob J. Alt, Jaime Skaggs, Eric Bellas, Shawn M. Call, Eric R. Moore, Melinda Teresa Magerkurth, Vicki King
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Patent number: 11443063Abstract: Methods and systems for processing a blockchain comprising a plurality of immutable sales records corresponding to sales made by agents of an entity are provided. According to certain aspects, a transaction request indicating a sale made by an agent of the entity may be received at a first node. A block including a sales record indicating the sale made by the agent may be added to a blockchain and transmitted to another node for validation. The first node may add the block to a copy of the blockchain, where the block may be identified by a hash value that references a previous block in the blockchain that includes at least one additional sales record.Type: GrantFiled: October 1, 2020Date of Patent: September 13, 2022Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Melinda Teresa Magerkurth, Eric Bellas, Jaime Skaggs, Shawn M. Call, Eric R. Moore, Vicki King, Burton J. Floyd, David Turrentine, Steven T. Olson, Timothy Caleb Wells, Corin Rebekah Chapman, Edward W. Breitweiser, Robert Gomez, Shelia Cummings Smith
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Patent number: 11429969Abstract: The present methods and systems relate to using and accessing data stored in a blockchain, and in particular, interacting with the blockchain and users via smart contracts to handle account funding and distribution methods. The methods and systems include receiving a transaction from a participant, and verifying the transaction, such as by accessing a smart contract stored on the blockchain and checking a set of parameters against a set of conditions stored in the smart contract. Depending on whether the set of parameters satisfy the conditions, the results may be communicated to participants about the success or failure of the transaction.Type: GrantFiled: June 8, 2020Date of Patent: August 30, 2022Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Jacob J. Alt, Eric Bellas, Jaime Skaggs, Shawn M. Call, Melinda Teresa Magerkurth, Vicki King, Charles H. Roscow, Scott Shoop, Greg Hayes, Robert Alpine Jennings, Amber Nelson-Wolfe, Shyam Tummala
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Publication number: 20220269668Abstract: The present embodiments relate to systems and methods for using a blockchain to record information related to processes and services in the vehicle industry. For example, (1) receiving vehicle data from one or more remote computing devices; (2) detecting a change in a condition of the vehicle from analysis of the vehicle data, such as that the vehicle has been in a collision and is now a total loss; (3) identifying a VIN of the vehicle or retrieving the VIN from a memory unit when a change in a condition of the vehicle is detected; (4) generating a transaction (i) including the vehicle's VIN, and (ii) describing the detected change in the condition of the vehicle and/or the status of the total loss vehicle; and/or (5) transmitting the transaction to facilitate creating and/or maintaining a VIN-based distributed ledger for the particular vehicle and/or transferring ownership of the total loss vehicle.Type: ApplicationFiled: February 28, 2022Publication date: August 25, 2022Inventors: William J. Leise, Jacob J. Alt, Jaime Skaggs, Eric Bellas, Shawn M. Call, Eric R. Moore, Melinda Teresa Magerkurth, Vicki King