Patents by Inventor Melissa Lawu Tran

Melissa Lawu Tran has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method, system, and computer program product for identifying subpopulations
    Patent number: 11900230
    Abstract: A method for identifying subpopulations may include receiving interaction data associated with interactions from a population of individuals. The interaction data may include a plurality of features. A first subpopulation may be identified based on at least one feature of interaction data of each individual. A second subpopulation may include all individuals other than the first subpopulation. The first subpopulation may be clustered into a first plurality of clusters based on the features. A first subset of features may be determined based on the first clusters. The first subpopulation may be clustered into a second plurality of clusters based on the first subset of features. A range for each feature of a second subset of features may be determined based on the second clusters. A subset of the second subpopulation may be determined based on interaction data for each individual and the range for each feature of the second subset of features.
    Type: Grant
    Filed: July 17, 2019
    Date of Patent: February 13, 2024
    Assignee: Visa International Service Association
    Inventors: Yuran Zhou, Melissa Lawu Tran, Lawson Lau
  • Electronic transactional data based predictive system
    Patent number: 10997597
    Abstract: Past electronic records may be studied using a computer learning algorithm in order to make predictions of future use of the electronic accounts.
    Type: Grant
    Filed: July 12, 2019
    Date of Patent: May 4, 2021
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Guangyu Wang, Kebin Lu, Sang Hwang, Debesh Kumar, Preeti Jindal, Lawson Lau, Melissa Lawu Tran, Japneet Kaur Giglio
  • Method, System, and Computer Program Product for Identifying Subpopulations
    Publication number: 20210019664
    Abstract: A method for identifying subpopulations may include receiving interaction data associated with interactions from a population of individuals. The interaction data may include a plurality of features. A first subpopulation may be identified based on at least one feature of interaction data of each individual. A second subpopulation may include all individuals other than the first subpopulation. The first subpopulation may be clustered into a first plurality of clusters based on the features. A first subset of features may be determined based on the first clusters. The first subpopulation may be clustered into a second plurality of clusters based on the first subset of features. A range for each feature of a second subset of features may be determined based on the second clusters. A subset of the second subpopulation may be determined based on interaction data for each individual and the range for each feature of the second subset of features.
    Type: Application
    Filed: July 17, 2019
    Publication date: January 21, 2021
    Inventors: Yuran Zhou, Melissa Lawu Tran, Lawson Lau
  • ELECTRONIC TRANSACTIONAL DATA BASED PREDICTIVE SYSTEM
    Publication number: 20200005314
    Abstract: Past electronic records may be studied using a computer learning algorithm in order to make predictions of future use of the electronic accounts.
    Type: Application
    Filed: July 12, 2019
    Publication date: January 2, 2020
    Inventors: Guangyu Wang, Kebin Lu, Sang Hwang, Debesh Kumar, Preeti Jindal, Lawson Lau, Melissa Lawu Tran, Japneet Kaur Giglio
  • Electronic transactional data based predictive system
    Patent number: 10387883
    Abstract: Past electronic records may be studied using a computer learning algorithm in order to make predictions of future use of the electronic accounts.
    Type: Grant
    Filed: February 9, 2017
    Date of Patent: August 20, 2019
    Assignee: VISA INTERNATIONAL SERVICE ASSOCIATION
    Inventors: Guangyu Wang, Kebin Lu, Sang Hwang, Debesh Kumar, Preeti Jindal, Lawson Lau, Melissa Lawu Tran, Japneet Kaur Giglio
  • ELECTRONIC TRANSACTIONAL DATA BASED PREDICTIVE SYSTEM
    Publication number: 20180225667
    Abstract: Past electronic records may be studied using a computer learning algorithm in order to make predictions of future use of the electronic accounts.
    Type: Application
    Filed: February 9, 2017
    Publication date: August 9, 2018
    Inventors: Guangyu Wang, Kebin Lu, Sang Hwang, Debesh Kumar, Preeti Jindal, Lawson Lau, Melissa Lawu Tran, Japneet Kaur Giglio