Patents by Inventor Melvin Lloyd

Melvin Lloyd has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • TRANSACTION MANAGEMENT SYSTEM AND METHOD
    Publication number: 20080065533
    Abstract: A transaction management system facilitates online monetary transactions between users of the system. These transactions are settled as associated with standard inter-banking settlement channels. Implementations of the system provide for a relatively simple yet flexible transaction processing technology to the online market space. The system allows for integration into a plethora of end user online applications and services with backend financial industry infrastructures.
    Type: Application
    Filed: September 12, 2007
    Publication date: March 13, 2008
    Applicant: SETTLENET, INC.
    Inventors: Gordon Whiting, Melvin Lloyd, Gregory Kerwin