Patents by Inventor Melvin M. Takata
Melvin M. Takata has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 7200578Abstract: A system, in which information is the primary asset and in which investments may be made in information, includes multiple data stores for storing different types of a user's information. The safe, secure and properly authorized transfer of information while preserving individual privacy is provided. The system also provides for secure backup and storage, as well as for ubiquitous and nomadic access to information while maintaining the privacy of such information. A first data store includes static identification data about a user. A second data store includes moderately dynamic personal data about the user. A third data store includes dynamic demographic information data about the user. An electronic wallet can be used with the system to download selected portions of the data for use by the user. A method of use of the data includes using the data for billing out forms, providing services to the user and allowing merchants to selectively target users for sales while maintaining user anonymity.Type: GrantFiled: November 12, 1998Date of Patent: April 3, 2007Assignee: Citicorp Development Center, Inc.Inventors: Cris T. Paltenghe, Alnoor B. Mamdani, Melvin M. Takata, Gregory Lee Huddleston
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Patent number: 6944318Abstract: Systems and methods for personal identification, preferably based on iris identification, include a camera for acquiring a presented image of a presented individual and a computer device for converting the presented image into a presented image metric. The computer device also compares the presented image metric to a predetermined arrangement of a plurality of reference image metrics of known individuals to identify the presented individual as one of the known individuals. The presented image metric and the plurality of reference metrics are both formatted to represent detailed physical characteristics of the individuals, including iris characteristics and other physical characteristics. Further, the plurality of reference image metrics may also be formatted to represent user-defined characteristics, which include non-image-related characteristics. The predetermined arrangement of the plurality of reference image metrics are ordered to provide a fast match with the presented image metric.Type: GrantFiled: January 14, 2000Date of Patent: September 13, 2005Assignee: Citicorp Development Center, Inc.Inventors: Melvin M. Takata, Mohammed A. Khan, Michael Merman
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Publication number: 20020004783Abstract: The present invention provides apparatus, methods and systems for information and financial banking. Apparatus of the present invention include virtual wallets which allow for information and financial banking including payment mechanisms; identity authentication mechanisms; personal information; and electronic artifacts. Methods and systems of the present invention include information and financial banking methods utilizing virtual wallets. A preferred virtual wallet comprises a locally residing portion and a server residing portion. An interface is provided for communication between the two portions of the wallet.Type: ApplicationFiled: November 12, 1998Publication date: January 10, 2002Inventors: CRIS T. PALTENGHE, ALNOOR B. MAMDANI, CHARLES GOLVIN, HENRY LICHSTEIN, DAVID SOLO, JACK PAN, MELVIN M. TAKATA
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Publication number: 20010011250Abstract: A system, in which information is the primary asset and in which investments may be made in information, includes multiple data stores for storing different types of a user's information. The safe, secure and properly authorized transfer of information while preserving individual privacy is provided. The system also provides for secure backup and storage, as well as for ubiquitous and nomadic access to information while maintaining the privacy of such information. A first data store includes static identification data about a user. A second data store includes moderately dynamic personal data about the user. A third data store includes dynamic demographic information data about the user. An electronic wallet can be used with the system to download selected portions of the data for use by the user. A method of use of the data includes using the data for billing out forms, providing services to the user and allowing merchants to selectively target users for sales while maintaining user anonymity.Type: ApplicationFiled: November 12, 1998Publication date: August 2, 2001Inventors: CRIS T. PALTENGHE, ALNOOR B. MAMDANI, MELVIN M. TAKATA, GREGORY LEE HUDDLESTON
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Patent number: 5572572Abstract: A telephone configures as a programmable microcomputer (telephone-computer) which operates in most circumstances through a standard telephone 12-key keypad input. The telephone-computer has the overall appearance of a telephone and includes telephone electronics and a microprocessor unit operated in conjunction with other computer elements, including memory devices, a programmable gate array (PGA) chip which can be initially programmed and then fixed, and enhanced integrity features. The PGA has the capability of being configured to accommodate various types of software which require different hardware Configuration, but without actually reconfiguring the hardware. The telephone-computer delivers data processing capabilities and services through an ordinary telephone instrument via conventional telephone lines with a network host computer which communicates with a vast panoply of service bureaus.Type: GrantFiled: March 16, 1994Date of Patent: November 5, 1996Assignee: Transaction Technology, Inc.Inventors: Joseph C. Kawan, Melvin M. Takata, Alfred S. Samulon, Dilip J. Parekh, Harvey Marks, Douglas W. Caruthers, Carol A. Medine, Truc Nguyen, Lucilla Warren, Leslie Moss, Sarkis A. Merguidijian, Morris L. Tucci, Shan Lee, Jim Vollmer, Leo Ahlin, Lawrence D. Weiss, Leslie Roth, Kenneth Krieger, Marjorie Engber, Edward Chin, Robert Haddock
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Patent number: 5195130Abstract: The present invention relates to a telephone configured as a programmable microcomputer (telephone-computer) which operates in most circumstances through a standard telephone 12-key keypad input. The telephone-computer includes telephone electronics and a microprocessor unit operated in conjunction with other computer elements, including memory devices, and a programmable gate array (PGA) chip and enhanced integrity features, and has the overall appearance of a telephone. The PGA has the capability of being reconfigured to accommodate various types of softwares which require different hardware configuration, but without actually reconfiguring the hardware. The telephone-computer delivers data processing capabilities and services through an ordinary telephone instrument via conventional telephone lines with a network host computer which communicates with a vast panoply of service bureaus.Type: GrantFiled: October 5, 1990Date of Patent: March 16, 1993Assignee: Transaction Technology, Inc.Inventors: Lawrence D. Weiss, Joseph C. Kawan, Leslie Roth, Jim R. Vollmer, Morris L. Tucci, Melvin M. Takata, Alfred S. Samulon, Dilip J. Parekh, Sarkis A. Meguerdijian, Harvey Marks, Shan Lee, Douglas W. Caruthers, Leo Ahlin, Leslie Moss, Kenneth Krieger, Carol A. Medine, Truc Nguyen, Marjorie Engber, Edward Chin, Lucilla K. Warren, Joseph P. Randolph, Robert Haddock
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Patent number: 5008927Abstract: The present invention relates to a programmable microcomputer or microprocessor device with associated memory and telephone circuitry designed to be operated in most circumstances through a standard telephone 12-key keypad input. The microcomputer device of the present invention, which includes the primary microprocessor operated in conjunction with other computer elements, including memory, has the overall appearance of a telephone. The primary microprocessor of the invention consists of a central processing unit and associated memory and includes enhanced integrity features. The device delivers data processing capabilities and services through an ordinary telephone instrument.Type: GrantFiled: October 21, 1988Date of Patent: April 16, 1991Assignee: Transaction Technology, Inc.Inventors: Lawrence D. Weiss, Douglas W. Caruthers, Charles T. Inatomi, Joseph C. Kawan, Shan Lee, Harvey Marks, Sarkis A. Meguerdijan, Dilip J. Parekh, Alfred S. Samulon, Melvin M. Takata, Morris L. Tucci, Jim R. Vollmer
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Patent number: 4991199Abstract: The present invention relates to a programmable microcomputer or microprocessor device with associated memory designed to be operated in most circumstances through a standard telephone 12-key keypad input as augmented by four programmable function keys. The microcomputer device of the present invention, which includes the primary microprocessor operated in conjunction with other computer elements, including memory, has the overall appearance of a telephone. The primary microprocessor of the invention consists of a central processing unit and associated memory and includes enhanced integrity features.Type: GrantFiled: May 5, 1988Date of Patent: February 5, 1991Assignee: Transaction Technology, Inc.Inventors: Dilip J. Parekh, Alfred S. Samulon, Melvin M. Takata, Morris L. Tucci, Jim R. Vollmer, Lawrence D. Weiss, Douglas W. Caruthers, Charles T. Inatomi, Joseph C. Kawan, Shan Lee, Harvey Marks, Sarkis A. Meguerdijian